Best Puzzle Alternatives (2026): 10+ options compared

Digits

Digits is an AI-driven general ledger that books, reconciles and reports for US small businesses, startups and the accounting firms that serve them.

• Better at: Lower estimated cost for 10 users: $65/mo vs $120/mo
• Better at: Higher Security score (7/10 vs 5/10)
• Gives up: Higher Integration score (7/10 vs 5/10)

Zeni

Zeni pairs AI tools with a dedicated human finance team to provide bookkeeping, bill pay, tax, payroll, and fractional CFO services for US startups.

• Better at: Higher Support score (8/10 vs 5/10)
• Better at: Higher Security score (7/10 vs 5/10)
• Gives up: Lower estimated cost for 10 users: $120/mo vs $549/mo

Zoho Books

Cloud accounting software from Zoho for small and growing businesses, covering invoicing, bank reconciliation, bills, inventory and financial reporting.

• Better at: Has a free plan (Puzzle does not)
• Better at: Lower estimated cost for 10 users: $70/mo vs $120/mo
• Gives up: Higher Ease of Use score (8/10 vs 7/10)

Pleo

Pleo is a European spend management platform that gives small and mid-sized businesses company cards, receipt capture, reimbursements and supplier invoice payments.

• Better at: Higher Compliance score (7/10 vs 5/10)
• Better at: Higher Security score (7/10 vs 5/10)
• Gives up: Higher Analytics score (7/10 vs 6/10)

Lexware Office

A German cloud tool for bookkeeping, invoicing, receipt capture, VAT filing and optional payroll, made for freelancers and small businesses.

• Better at: Higher Compliance score (8/10 vs 5/10)
• Better at: Higher Security score (7/10 vs 5/10)
• Gives up: Higher Analytics score (7/10 vs 4/10)

Starling

A UK digital bank business account with built-in invoicing, bookkeeping, and Making Tax Digital tax tools for sole traders and small limited companies.

• Better at: Has a free plan (Puzzle does not)
• Better at: Higher Security score (8/10 vs 5/10)
• Gives up: Higher Analytics score (7/10 vs 4/10)

Monzo Business

Monzo Business is an app-based UK business bank account for sole traders and limited companies. It includes invoicing, Tax Pots, expense cards and accounting software bank feeds.

• Better at: Has a free plan (Puzzle does not)
• Better at: Higher Compliance score (7/10 vs 5/10)
• Gives up: Higher Analytics score (7/10 vs 4/10)

easybill

German cloud invoicing software for freelancers, small businesses and online sellers. It creates quotes, invoices, e-invoices and dunning notices, and imports orders automatically from marketplaces and shops.

• Better at: Has a free plan (Puzzle does not)
• Better at: Higher Compliance score (7/10 vs 5/10)
• Gives up: Higher Analytics score (7/10 vs 3/10)

Fortnox

Swedish cloud accounting platform covering bookkeeping, invoicing, payroll, supplier invoice approval and reporting for small and mid-sized Swedish businesses and accounting firms.

• Better at: Higher Compliance score (7/10 vs 5/10)
• Better at: Higher Support score (7/10 vs 5/10)
• Gives up: Higher Analytics score (7/10 vs 5/10)

Evoliz

French online invoicing and pre-accounting software for sole traders, small businesses and associations, with bank sync, expense capture and e-invoicing compliance.

• Better at: Higher Compliance score (8/10 vs 5/10)
• Better at: Higher Support score (7/10 vs 5/10)
• Gives up: Higher Analytics score (7/10 vs 6/10)

SnelStart

Dutch online bookkeeping software for small and medium businesses and their accountants, covering invoicing, VAT returns, bank links, inventory and business banking.

• Better at: Higher Compliance score (7/10 vs 5/10)
• Better at: Higher Support score (7/10 vs 5/10)
• Gives up: Higher Analytics score (7/10 vs 5/10)

Tiime

French invoicing, pre-accounting and business banking app for freelancers and small companies, with a shared workspace for their chartered accountant.

• Better at: Has a free plan (Puzzle does not)
• Better at: Higher Compliance score (7/10 vs 5/10)
• Gives up: Higher Analytics score (7/10 vs 5/10)

Revolut Business

Revolut Business is a multi-currency business account. It includes team cards, invoicing and payment links, an optional expenses add-on and accounting integrations, and serves UK, EEA and US companies.

• Better at: Higher Scalability score (7/10 vs 5/10)
• Better at: Higher Security score (7/10 vs 5/10)
• Gives up: Higher Analytics score (7/10 vs 5/10)

TallyPrime

TallyPrime is Windows-based accounting, inventory, GST compliance and payroll software from Tally Solutions, built mainly for small and mid-sized businesses in India.

• Better at: Higher Compliance score (8/10 vs 5/10)
• Better at: Higher Cost score (9/10 vs 7/10)
• Gives up: Higher Integration score (7/10 vs 4/10)

Acumatica

Acumatica is a cloud ERP covering financials, distribution, manufacturing and construction for mid-sized businesses, priced by resources used rather than user seats.

• Better at: Higher Customization score (8/10 vs 5/10)
• Better at: Higher Scalability score (8/10 vs 5/10)
• Gives up: Higher Cost score (7/10 vs 4/10)