Starling Pricing
Every Starling plan with its monthly and annual price, what it costs for common team sizes, and a calculator to estimate your own monthly cost before you buy.
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Plans and prices
| Plan | Monthly billing | Annual billing (per month) | Per user or flat | Users | Free tier |
|---|---|---|---|---|---|
| Business Account + Accounting Essentials | Free | Free | — | No limit listed | Yes |
| Accounting Plus | £7/mo | £7/mo | Flat | No limit listed | No |
Prices last updated November 2026.
What Starling costs by team size
| Team size | 1 user | 5 users | 10 users | 25 users | 50 users |
|---|---|---|---|---|---|
| Monthly cost | FreeBusiness Account + Accounting Essentials | FreeBusiness Account + Accounting Essentials | FreeBusiness Account + Accounting Essentials | FreeBusiness Account + Accounting Essentials | FreeBusiness Account + Accounting Essentials |
The plan that fits each team size, billed monthly, before add-ons and usage charges.
Add-ons
| Add-on | Monthly billing | Annual billing (per month) | Charged |
|---|---|---|---|
| Bulk PaymentsBulk payment uploads for limited companies, capped at 250 payments a month. | £7 | Not listed | Flat |
| Euro accountA business account in EUR. | £2 | Not listed | Flat |
Usage pricing
| Metric | Plan | Included per month | Price after that |
|---|---|---|---|
| CHAPS payment | All plans | None | £20 per payment |
| Post Office cash deposit (minimum £3) | All plans | None | £0.7 per percent of deposit |
| Tap to Pay card acceptance | All plans | None | £1.6 per percent of transaction |
Starling Pricing Calculator
Estimate your team's real monthly and annual cost based on seats, billing cycle, and add-ons.
Cost breakdown
Estimated from the vendor's published prices, last updated November 2026. Actual costs may vary based on negotiated contracts. How we collect prices
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Use this estimate to align with your team, then start a trial or subscription.
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Starling pricing FAQs
Accounting Essentials is free with the business account. Accounting Plus, which adds VAT, costs £7 a month until April 2027 and £14 a month after that.
Yes, Starling has a free plan: Business Account + Accounting Essentials.
Starling lists 2 plans, including a free plan. The cheapest paid plan is Accounting Plus, at £7/mo billed monthly.
Starling is free for 10 users on its Business Account + Accounting Essentials plan.
No. Every Starling paid plan with a listed price is a flat monthly price, whatever the team size.
Nothing: billed annually, Starling costs the same per month as billed monthly.
Yes. Starling sells add-ons on top of its plans: Bulk Payments and Euro account. It also charges by usage for CHAPS payment, Post Office cash deposit (minimum £3) and Tap to Pay card acceptance, past what the plan includes.