Best Hero Alternatives (2026): 10+ options compared

Ramp

Ramp is a US spend management platform that combines corporate cards, expense management, bill pay, AR invoicing and AI accounting automation for finance teams.

• Better at: Higher Scalability score (8/10 vs 4/10)
• Better at: Higher Integration score (8/10 vs 4/10)
• Gives up: Better fit for freelancers (7/10 vs 2/10)

Zoho Books

Cloud accounting software from Zoho for small and growing businesses, covering invoicing, bank reconciliation, bills, inventory and financial reporting.

• Better at: Higher Customization score (8/10 vs 3/10)
• Better at: Higher Analytics score (7/10 vs 4/10)
• Gives up: Higher Support score (6/10 vs 5/10)

Moss

Moss is a Berlin-based spend management platform for European SMEs that combines corporate cards, accounts payable and employee reimbursements, and syncs with accounting software.

• Better at: Higher Integration score (8/10 vs 4/10)
• Better at: Higher Customization score (7/10 vs 3/10)
• Gives up: Higher Cost score (8/10 vs 6/10)

BILL Spend & Expense, formerly Divvy, gives businesses free software plus a corporate credit card, with budgets, receipt capture, reimbursements and accounting sync.

• Better at: Higher Integration score (8/10 vs 4/10)
• Better at: Higher Customization score (7/10 vs 3/10)
• Gives up: Higher Support score (6/10 vs 5/10)

Mercury

Online business banking platform for US startups and small companies, combining fee-free checking, corporate cards, invoicing, bill pay, treasury, bookkeeping and payroll.

• Better at: Higher Integration score (8/10 vs 4/10)
• Better at: Higher Scalability score (7/10 vs 4/10)
• Gives up: Higher Support score (6/10 vs 5/10)

Expensify

Expense management software with SmartScan receipt capture, approval workflows, reimbursements, the Expensify Card and travel booking for small and mid-sized businesses.

• Better at: Higher Integration score (8/10 vs 4/10)
• Better at: Higher Scalability score (7/10 vs 4/10)
• Gives up: Higher Cost score (8/10 vs 5/10)

Brex

Brex is a corporate card, expense management, bill pay and business banking platform for startups, mid-sized companies and global enterprises, and is now owned by Capital One.

• Better at: Higher Scalability score (8/10 vs 4/10)
• Better at: Higher Integration score (8/10 vs 4/10)
• Gives up: Better fit for small business (8/10 vs 4/10)

Payhawk

Payhawk is a modular spend management platform combining Visa corporate cards, expense claims, accounts payable, procurement and travel booking for mid-sized and multi-entity companies.

• Better at: Higher Integration score (9/10 vs 4/10)
• Better at: Higher Scalability score (8/10 vs 4/10)
• Gives up: Has a free plan (Payhawk does not)

Airwallex

Airwallex is a global business finance platform that combines multi-currency accounts, FX, corporate cards, spend and bill pay, payment acceptance and billing for internationally active companies.

• Better at: Higher Scalability score (8/10 vs 4/10)
• Better at: Higher Integration score (8/10 vs 4/10)
• Gives up: Higher Support score (6/10 vs 4/10)

Stripe Treasury is a business financial account inside the Stripe Dashboard that holds, moves, and spends money, with an embedded version for platforms.

• Better at: Higher Customization score (7/10 vs 3/10)
• Better at: Higher Scalability score (7/10 vs 4/10)
• Gives up: Higher Support score (6/10 vs 5/10)

Invoice Ninja

Source-available invoicing, quoting, payments, expense and time-tracking software for freelancers and small businesses. You can use the hosted cloud service or run it on your own server.

• Better at: Higher Customization score (8/10 vs 3/10)
• Better at: Higher Integration score (7/10 vs 4/10)
• Gives up: Higher Ease of Use score (7/10 vs 6/10)

Navan

Navan is a corporate travel and expense platform that combines trip booking, expense reporting, corporate cards and policy controls for companies of all sizes.

• Better at: Higher Scalability score (8/10 vs 4/10)
• Better at: Higher Integration score (7/10 vs 4/10)
• Better at: Better fit for enterprise (7/10 vs 2/10)

Pleo

Pleo is a European spend management platform that gives small and mid-sized businesses company cards, receipt capture, reimbursements and supplier invoice payments.

• Better at: Higher Integration score (7/10 vs 4/10)
• Better at: Higher Customization score (6/10 vs 3/10)
• Gives up: Has a free plan (Pleo does not)

Wallester

Wallester Business is an Estonian corporate card and business account platform that issues Visa virtual and physical cards with spending controls for companies.

• Better at: Higher Customization score (8/10 vs 3/10)
• Better at: Higher Scalability score (8/10 vs 4/10)
• Better at: Better fit for enterprise (7/10 vs 2/10)

Webexpenses

UK-based expense management platform for receipt capture, mileage, approvals, expense cards and invoice processing, used by mid-sized and larger organisations.

• Better at: Higher Customization score (7/10 vs 3/10)
• Better at: Higher Scalability score (7/10 vs 4/10)
• Gives up: Has a free plan (Webexpenses does not)