Mercury Pricing
Every Mercury plan with its monthly and annual price, what it costs for common team sizes, and a calculator to estimate your own monthly cost before you buy.
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Plans and prices
| Plan | Monthly billing | Annual billing (per month) | Per user or flat | Users | Free tier |
|---|---|---|---|---|---|
| Mercury | Free | Free | — | No limit listed | Yes |
| Mercury Plus | $29.90/mo | Not listed | Flat | No limit listed | No |
| Mercury Pro | $299/mo | Not listed | Flat | No limit listed | No |
| Custom | Contact sales | Contact sales | — | No limit listed | No |
Prices last updated November 2026.
What each Mercury plan includes
Mercury
- Unlimited bill pay
- Unlimited invoices
- 1099 filings at $5 each
- Treasury with a $250K balance
- 1.5% cashback on IO corporate card
- Free ACH, wires and real-time payments
Mercury Plus
- Priority support
- 30-day free trial
- Recurring invoices
- Everything in Mercury
- Unlimited 1099 filings
- ACH debit invoicing at $1 per transaction
Mercury Pro
- Everything in Plus
- Relationship manager
- Free ACH debit invoicing
- NetSuite categorizations
Custom
- Custom plan through sales
What Mercury costs by team size
| Team size | 1 user | 5 users | 10 users | 25 users | 50 users |
|---|---|---|---|---|---|
| Monthly cost | FreeMercury | FreeMercury | FreeMercury | FreeMercury | FreeMercury |
The plan that fits each team size, billed monthly, before add-ons and usage charges.
Add-ons
| Add-on | Monthly billing | Annual billing (per month) | Charged |
|---|---|---|---|
| Mercury BooksDouble-entry accounting with automatic reconciliation and financial statements. Free until Dec 31, 2026. | $35 | Not listed | Flat |
| Mercury PayrollPayroll at $100 a month base plus $50 per person paid each month. Free until Dec 31, 2026. | $100 | Not listed | Flat |
| Mercury Payroll per personPer-person charge for each employee paid in a month. | $50 | Not listed | Per person paid |
Usage pricing
| Metric | Plan | Included per month | Price after that |
|---|---|---|---|
| 1099 filing | Mercury | None | $5 per filing |
| ACH debit invoice payment | Mercury Plus | None | $1 per transaction |
| Non-USD card transaction exchange | All plans | None | $3 per percent of amount |
| Non-USD wire currency exchange | All plans | None | $1 per percent of amount |
Mercury Pricing Calculator
Estimate your team's real monthly and annual cost based on seats, billing cycle, and add-ons.
Cost breakdown
Estimated from the vendor's published prices, last updated November 2026. Actual costs may vary based on negotiated contracts. How we collect prices
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Mercury pricing FAQs
$100 a month plus $50 per person paid each month. It is free until December 31, 2026.
Yes, Mercury has a free plan: Mercury.
Mercury's Mercury plan includes Unlimited bill pay, Unlimited invoices, 1099 filings at $5 each, Treasury with a $250K balance, 1.5% cashback on IO corporate card and Free ACH, wires and real-time payments.
Mercury lists 4 plans, including a free plan. The cheapest paid plan is Mercury Plus, at $29.90/mo billed monthly.
Mercury's Mercury Plus plan, at $29.90/mo billed monthly, includes Priority support, 30-day free trial, Recurring invoices, Everything in Mercury, Unlimited 1099 filings and ACH debit invoicing at $1 per transaction.
Mercury is free for 10 users on its Mercury plan.
No. Every Mercury paid plan with a listed price is a flat monthly price, whatever the team size.
Yes. Mercury sells add-ons on top of its plans: Mercury Books, Mercury Payroll and Mercury Payroll per person. It also charges by usage for 1099 filing, ACH debit invoice payment, Non-USD card transaction exchange and 1 more, past what the plan includes.