Best SAP Concur Alternatives (2026): 10+ options compared
The table lists tools that share a category with SAP Concur, picked from the highest scoring and listed closest matches first: most shared categories, then the most of SAP Concur's features in those categories, then the most audiences both suit, then our score. Each score is for the category that alternative shares with SAP Concur. The tools ranked just above and below SAP Concur in Finance Software are listed further down. Costs are estimates for monthly billing based on each tool's listed plans. Our methodology
| # | Tool | Score | Free tier | Starting price | Est. monthly cost | Links |
|---|---|---|---|---|---|---|
| 7.1/10in Finance Software | No | Contact sales | Contact for pricing | ||
| 1 |  Cloud accounting software from Zoho for small and growing businesses, covering invoicing, bank reconciliation, bills, inventory and financial reporting.
| 7/10in Finance Software | Yes | $20/mo | $70/moPremium | |
| 2 |  Rydoo is a Belgian travel and expense management platform with receipt scanning, mileage, per diems, approval workflows, company cards and an accounts payable module for European businesses.
| 7.1/10in Finance Software | No | $12/user/mo | $120/moEssentials | |
| 3 |  Tipalti automates accounts payable and global mass payouts for mid-market and enterprise finance teams, covering supplier onboarding, tax compliance, and payments to 200+ countries.
| 7/10in Finance Software | No | $99/mo | $99/moTipalti Accounts Payable | |
| 4 |  UK-based expense management platform for receipt capture, mileage, approvals, expense cards and invoice processing, used by mid-sized and larger organisations.
| 7.2/10in Finance Software | No | £7.50/user/mo | £75/moEssential | |
| 5 |  Ramp is a US spend management platform that combines corporate cards, expense management, bill pay, AR invoicing and AI accounting automation for finance teams.
| 7.8/10in Finance Software | Yes | $15/user/mo | FreeFree | |
| 6 |  Brex is a corporate card, expense management, bill pay and business banking platform for startups, mid-sized companies and global enterprises, and is now owned by Capital One.
| 7.5/10in Finance Software | Yes | $12/user/mo | FreeEssentials | |
| 7 |  Payhawk is a modular spend management platform combining Visa corporate cards, expense claims, accounts payable, procurement and travel booking for mid-sized and multi-entity companies.
| 7.1/10in Finance Software | No | £149/mo | £149/moGrowth programme (UK/EEA) | |
| 8 |  Kolleno is an AI-driven accounts receivable and order-to-cash platform that automates collections, payments, cash application and reconciliation for B2B finance teams.
| 6.9/10in Finance Software | No | $545/mo | $545/moBusiness Pay | |
| 9 |  Mesh Payments combines corporate Visa cards, expense management, accounts payable and travel booking in one platform for mid-sized and global companies.
| 6.9/10in Finance Software | Yes | $13/user/mo | $130/moPremium | |
| 10 |  Moss is a Berlin-based spend management platform for European SMEs that combines corporate cards, accounts payable and employee reimbursements, and syncs with accounting software.
| 7.4/10in Finance Software | Yes | Contact sales | Contact for pricing | |
| 11 |  AI-native ERP and general ledger for SaaS and subscription companies that automates the month-end close, revenue recognition, and multi-entity consolidation.
| 7.1/10in Finance Software | No | Contact sales | Contact for pricing | |
| 12 |  Airwallex is a global business finance platform that combines multi-currency accounts, FX, corporate cards, spend and bill pay, payment acceptance and billing for internationally active companies.
| 6.9/10in Finance Software | Yes | $12/user/mo | FreeExplore | |
| 13 |  DualEntry is an AI-native cloud ERP and accounting platform for mid-market finance teams. It covers the general ledger, multi-entity consolidation, AP, AR and the month-end close.
| 6.9/10in Finance Software | No | Contact sales | Contact for pricing | |
| 14 |  Pleo is a European spend management platform that gives small and mid-sized businesses company cards, receipt capture, reimbursements and supplier invoice payments.
| 6.8/10in Finance Software | No | £8/user/mo | £80/moStart | |
| 15 |  Austrian cloud ERP for agencies, architecture and engineering offices, and consultancies that combines projects, time tracking, CRM, invoicing and controlling.
| 6.9/10in Finance Software | No | €99/mo + €27/user | €369/moCore |
Prices from each vendor's published plans, last updated November 2026. How we collect prices
Free alternatives to SAP Concur
- Zoho BooksFree for 1 userZoho Books pricing
- RampFree plan, no user limit listedRamp pricing
- BrexFree plan, no user limit listedBrex pricing
- Mesh PaymentsFree for up to 3 usersMesh Payments pricing
- MossFree for up to 3 usersMoss pricing
- AirwallexFree for up to 10 usersAirwallex pricing
Ranked near SAP Concur in Finance Software
SAP Concur is #11 in Finance Software by our score. These are the tools ranked just above and below it that the table above does not list. See SAP Concur in the Finance Software list
| Rank | Tool | Score | Starting price | Cost for 10 users |
|---|---|---|---|---|
| #9 | B BILL Spend & Expense | 7.2/10in Finance Software | Not listed | FreeSpend & Expense |
| #10 |  | 7.1/10in Finance Software | $45/mo | $45/moPlus |
| #13 |  | 7.1/10in Finance Software | Contact sales | Contact for pricing |
SAP Concur alternatives FAQs
Zoho Books is the closest match to SAP Concur on our list, with a score of 7/10 on our Finance Software criteria. Where it beats SAP Concur: has a free plan (SAP Concur does not).
Yes. The closest matches with a free plan are Zoho Books, Ramp and Brex.
The closest matches that score higher than SAP Concur are Webexpenses, Ramp and Brex, each in the category it shares with SAP Concur: Webexpenses 7.2/10 against 7.1/10 in Finance Software; Ramp 7.8/10 against 7.1/10 in Finance Software; Brex 7.5/10 against 7.1/10 in Finance Software.