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Rippling

6.6/10

Rippling combines HR, payroll, IT and spend management, including corporate cards, expenses, bill pay and travel, in one platform for growing companies.

Data last updated November 2026 · Our methodology

Overview

Rippling is a modular workforce platform. Its core is an employee record, and the HR, payroll, IT and finance products all run on it. On the finance side, Rippling Spend includes corporate cards, expense management, bill pay and travel. Card controls and approval routing use employee data such as role and department, so a policy can follow a person automatically when they change teams or leave. Employees submit expenses by email, receipt upload or manual entry. Bills can be coded to the general ledger and paid by ACH, check or wire, and a vendor portal lets suppliers update their own details. International bills can be paid in the vendor's local currency. Bills sync to accounting systems such as QuickBooks and NetSuite. Payroll is full service, with federal, state and local tax filing in the US, and global payroll and employer of record services are also offered. Rippling suits startups and mid-market companies that want HR, payroll and spend data in one system. It is not a general ledger, so it needs a separate accounting package. Pricing is quote-based. Each product is charged per employee per month, and some add a base fee. Rippling's pricing page says plans start at $8 per employee per month. Merchant Maverick reports a $40 monthly base fee for the required Unity platform. Eligible US VC-backed startups may get six months free. The main drawbacks in reviews are opaque pricing that rises as modules are added and inconsistent customer support.

Our Rating

6.6
out of 10
Scalability
8
Analytics
6
Compliance
7
Integration
8
Security
7
Support
4
Cost
4
Customization
7
Ease of Use
8

Who Rippling is best for

Best software for Mid-Market

Good fit

  • HR Teams
    9/10

    The product is built around the employee record, and its HR and payroll tools are its core.

  • Reviewers say Rippling scales up to enterprise size, and it combines HR, payroll and spend for multi-department companies.

  • Eligible US VC-backed startups can get six months free, and companies can start on the base platform and add products as they grow.

  • Global payroll, employer of record and contractor payments support distributed teams.

Less suited

  • It covers cards, expenses and bill pay well, but finance teams still need a separate general ledger.

Pros & Cons

Pros

  • Card and approval policies use HR data such as role and department, so spending rules update when employees change roles or leave.
  • Expenses, corporate cards, bill pay and travel sit in one system alongside payroll.
  • Bill pay supports ACH, check and wire, plus local-currency payments to international vendors.
  • Merchant Maverick counts more than 650 integrations, including QuickBooks and NetSuite for syncing bills.
  • Payroll is full service, with US federal, state and local tax filing.

Cons

  • Pricing is quote-based and reviewers call it non-transparent, with costs rising as modules are added.
  • Support is the most frequent complaint in negative reviews, including difficulty reaching live help.
  • There is no general ledger or financial statement reporting, so a separate accounting system is required.
  • Merchant Maverick reports that there is no free trial.

Key Features

Corporate Cards
Expense Management
Accounts Payable
Payroll
Multi-currency

Rippling Pricing

Rippling (custom quote)

$8/user/mo
  • Six months free for eligible US VC-backed startups
  • Starts at $8 per employee per month plus a monthly base fee
  • Merchant Maverick reports a $40 monthly base fee for the Unity platform
  • Modules priced separately: HCM, payroll, IT, and spend (cards, expenses, bill pay, travel)
Get Started
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Frequently Asked Questions

Merchant Maverick reports that there is no free trial. Rippling's own pricing page says eligible US VC-backed startups may get six months of free access.

Each product is priced per employee per month, and some add a base fee. Rippling's pricing page says plans start at $8 per employee per month. Merchant Maverick reports a $40 monthly base fee for the required Unity platform. Everything else is quoted.

No. Rippling handles spend and payroll and syncs bills to accounting systems such as QuickBooks and NetSuite.

Yes. Bill pay can pay international vendors in their local currency, and Rippling handles the exchange.

Yes. Rippling says you can switch at any time and it can import year-to-date payroll data.

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Rippling is #55 in Finance Software by our score.

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