orgaMAX vs Qonto: Complete Comparison (2026)
An in-depth comparison of orgaMAX and Qonto to help you choose the right tool for your business.
Last updated: November 2026
orgaMAX
6/10
German cloud business software for small firms that combines quotes, invoicing, e-invoices, bookkeeping, VAT returns and optional inventory management in modular plans.
Qonto
6.4/10
Qonto is a European online business account for freelancers and SMEs, combining a local IBAN, payment cards, transfers, invoicing, and expense tools.
Feature-by-Feature Comparison
| Feature | | |
|---|---|---|
| Scores | ||
| Overall Rating | 6/10 | 6.4/10 |
| Analytics | 5/10 | 5/10 |
| Compliance | 8/10 | 6/10 |
| Cost | 4/10 | 6/10 |
| Customization | 6/10 | 5/10 |
| Ease of Use | 7/10 | 8/10 |
| Integration | 5/10 | 8/10 |
| Scalability | 5/10 | 6/10 |
| Security | 6/10 | 6/10 |
| Support | 8/10 | 5/10 |
| Pricing | ||
| Free plan | No | No |
| Cheapest paid plan | Contact for pricing | €9/mo Basic |
| Estimated cost for 10 users | Contact for pricing | €49/mo Essential |
| Features | ||
| Accountant Access | ||
| Bank Reconciliation | ||
| Expense Management | ||
| Invoicing | ||
| Accounts Payable | Not listed | |
| Corporate Cards | Not listed | |
| Financial Reporting | Not listed | |
| Inventory Accounting | Not listed | |
| Online Payments | Not listed | |
| Tax Compliance | Not listed | |
orgaMAX vs Qonto cost by team size
| Team size | orgaMAX | Qonto |
|---|---|---|
| 1 user | Contact for pricing | €9/moBasic |
| 5 users | Contact for pricing | €49/moEssential |
| 10 users | Contact for pricing | €49/moEssential |
| 25 users | Contact for pricing | €49/moEssential |
| 50 users | Contact for pricing | €49/moEssential |
The plan that fits each team size, billed monthly, before add-ons and usage charges. Each cost opens that tool's pricing calculator for the team size.
Which One Should You Choose?
Why choose orgaMAX
- Higher Support score (8/10 vs 5/10)
- Higher Compliance score (8/10 vs 6/10)
Why choose Qonto
- Higher Integration score (8/10 vs 5/10)
- Higher Cost score (6/10 vs 4/10)
- Better fit for freelancers (9/10 vs 6/10)
Pros & Cons
orgaMAX
Pros
- Every plan covers German compliance: e-invoices, UStVA, EUR, GoBD archiving and DATEV export.
- Support by phone, chat, email and remote session is included, and OMR reviewers rate support at 91 percent.
- OMR reviewers rate usability at 93 percent, and an overall 4.6 out of 5 from about 300 reviews.
- Stock, purchasing and production features let small firms move up without switching vendors.
- A 14-day free trial needs no credit card.
Cons
- Plans are annual with a 12-month minimum, and only one user is included. Extra office users cost 20 euros per month each.
- Recurring invoices and API access are paid add-ons.
- Reviewers report slowdowns with large data volumes and a complicated template designer.
- The pricing page shows conflicting prices, so buyers need to confirm their quote.
- Built only for German tax rules. There is no evidence of payroll or multi-currency support.
Qonto
Pros
- Low entry price: the Basic solo plan costs €9 a month, and every plan has a one-month free trial with no commitment.
- Team plans include unlimited users, so costs do not rise with headcount.
- A large integration directory covers DATEV, Sage, Tiime and Stripe, plus Zapier, Make and a public API.
- Accountants get unlimited access from the Smart plan, which makes bookkeeping handoffs easier.
- Reviewers on G2 and Capterra praise the interface and quick onboarding.
Cons
- Reviewers often report account freezes during compliance checks that hold funds for days.
- Support is described as slow or generic when an issue is complex.
- International transfers cost 0.56% to 1.8% with a €5 minimum, which adds up for businesses that pay in many currencies.
- Qonto is a payment institution, not a full bank, and offers no broad lending products.
- There is no full general ledger or financial statements, so a separate accounting tool is still needed.
Not sold on either?
Frequently Asked Questions
Qonto scores higher on our Finance Software criteria: 6.4/10 against 6/10 for orgaMAX. The largest gap is in Integration: 5/10 for orgaMAX and 8/10 for Qonto.
No, neither orgaMAX nor Qonto lists a free plan.
Qonto is the better fit for freelancers: we rate it 9/10 for them, against 6/10 for orgaMAX.
