e-conomic vs Qonto Comparison
Compare e-conomic vs Qonto features, pricing, and more.
Last updated: November 2026
E
e-conomic
6.4/10
Cloud accounting software from Visma for small and medium-sized Danish businesses, covering bookkeeping, invoicing, VAT, bank reconciliation and accountant collaboration.
Qonto
6.4/10
Qonto is a European online business account for freelancers and SMEs, combining a local IBAN, payment cards, transfers, invoicing, and expense tools.
Feature-by-Feature Comparison
| Feature | E e-conomic | |
|---|---|---|
| Scores | ||
| Overall Rating | 6.4/10 | 6.4/10 |
| Analytics | 5/10 | 5/10 |
| Compliance | 8/10 | 6/10 |
| Cost | 5/10 | 6/10 |
| Customization | 6/10 | 5/10 |
| Ease of Use | 6/10 | 8/10 |
| Integration | 8/10 | 8/10 |
| Scalability | 7/10 | 6/10 |
| Security | 6/10 | 6/10 |
| Support | 6/10 | 5/10 |
| Pricing | ||
| Free plan | No | No |
| Cheapest paid plan | DKK 249/mo Basis | €9/mo Basic |
| Estimated cost for 10 users | DKK 249/mo Basis | €49/mo Essential |
| Features | ||
| Accountant Access | ||
| Accounts Payable | ||
| Bank Reconciliation | ||
| Corporate Cards | ||
| Expense Management | ||
| Invoicing | ||
| Financial Reporting | Not listed | |
| General Ledger | Not listed | |
| Inventory Accounting | Not listed | |
| Tax Compliance | Not listed | |
e-conomic vs Qonto cost by team size
| Team size | e-conomic | Qonto |
|---|---|---|
| 1 user | DKK 249/moBasis | €9/moBasic |
| 5 users | DKK 249/moBasis | €49/moEssential |
| 10 users | DKK 249/moBasis | €49/moEssential |
| 25 users | DKK 249/moBasis | €49/moEssential |
| 50 users | DKK 249/moBasis | €49/moEssential |
The plan that fits each team size, billed monthly, before add-ons and usage charges. Each cost opens that tool's pricing calculator for the team size.
Which One Should You Choose?
EWhy choose e-conomic
- Higher Compliance score (8/10 vs 6/10)
- Higher Customization score (6/10 vs 5/10)
Why choose Qonto
- Higher Ease of Use score (8/10 vs 6/10)
- Higher Cost score (6/10 vs 5/10)
Pros & Cons
Ee-conomic
Pros
- Free outside access for an accountant or bookkeeper on every plan, which suits the Danish accountant-led market.
- Integrations with inventory systems, webshops and payroll, plus an open REST API with webhooks, which were added in 2026.
- Scales by posting volume from 1,000 up to 800,000 postings a year, with modules added as needs grow.
- Available in Danish, Norwegian, Swedish and English, where Dinero is Danish only.
- Smart and Komplet plans include a built-in Firmakort company card and bank and receipt automation.
Cons
- No free plan, and prices rise with posting volume and paid modules.
- The Basis plan leaves out reminders, quotes, subscription invoicing and full API access.
- Payroll needs a separate product such as Danløn connected through an integration.
- Some users and competitors describe the system as heavy or complex for very small businesses.
- Phone support is limited to weekday office hours, ending at 15:00 Monday to Thursday and 14:00 on Friday.
Qonto
Pros
- Low entry price: the Basic solo plan costs €9 a month, and every plan has a one-month free trial with no commitment.
- Team plans include unlimited users, so costs do not rise with headcount.
- A large integration directory covers DATEV, Sage, Tiime and Stripe, plus Zapier, Make and a public API.
- Accountants get unlimited access from the Smart plan, which makes bookkeeping handoffs easier.
- Reviewers on G2 and Capterra praise the interface and quick onboarding.
Cons
- Reviewers often report account freezes during compliance checks that hold funds for days.
- Support is described as slow or generic when an issue is complex.
- International transfers cost 0.56% to 1.8% with a €5 minimum, which adds up for businesses that pay in many currencies.
- Qonto is a payment institution, not a full bank, and offers no broad lending products.
- There is no full general ledger or financial statements, so a separate accounting tool is still needed.
Not sold on either?
Frequently Asked Questions
E-conomic and Qonto both score 6.4/10 on our Finance Software criteria. The largest gap is in Compliance: 8/10 for e-conomic and 6/10 for Qonto.
No, neither e-conomic nor Qonto lists a free plan.
