LS Compta vs Qonto: Complete Comparison (2026)
An in-depth comparison of LS Compta and Qonto to help you choose the right tool for your business.
Last updated: November 2026
LS Compta
5.2/10
LS Compta is an online accounting firm from the Legalstart group. It gives French small businesses a dedicated accountant and Pennylane software for bookkeeping, VAT and annual accounts.
Qonto
6.4/10
Qonto is a European online business account for freelancers and SMEs, combining a local IBAN, payment cards, transfers, invoicing, and expense tools.
Feature-by-Feature Comparison
| Feature | | |
|---|---|---|
| Scores | ||
| Overall Rating | 5.2/10 | 6.4/10 |
| Scalability | 3/10 | 6/10 |
| Analytics | 5/10 | 5/10 |
| Compliance | 7/10 | 6/10 |
| Integration | 3/10 | 8/10 |
| Security | 5/10 | 6/10 |
| Support | 7/10 | 5/10 |
| Cost | 5/10 | 6/10 |
| Customization | 4/10 | 5/10 |
| Ease of Use | 7/10 | 8/10 |
| Pricing | ||
| Free plan | Yes | No |
| Cheapest paid plan | €79/mo Essentiel | €9/mo Basic |
| Estimated cost for 10 users | Free Basique | €49/mo Essential |
| Features | ||
| Accountant Access | ||
| Bank Reconciliation | ||
| Expense Management | ||
| Invoicing | ||
| Accounts Payable | Not listed | |
| Corporate Cards | Not listed | |
| Financial Reporting | Not listed | |
| General Ledger | Not listed | |
| Payroll | Not listed | |
| Tax Compliance | Not listed | |
LS Compta vs Qonto cost by team size
LS Compta costs less at every team size we checked.
| Team size | LS Compta | Qonto |
|---|---|---|
| 1 user | FreeBasique | €9/moBasic |
| 5 users | FreeBasique | €49/moEssential |
| 10 users | FreeBasique | €49/moEssential |
| 25 users | FreeBasique | €49/moEssential |
| 50 users | FreeBasique | €49/moEssential |
The plan that fits each team size, billed monthly, before add-ons and usage charges. Each cost opens that tool's pricing calculator for the team size.
Which One Should You Choose?
Why choose LS Compta
- Has a free plan (Qonto does not)
- Lower estimated cost for 10 users: Free vs €49/mo
- Higher Support score (7/10 vs 5/10)
- Higher Compliance score (7/10 vs 6/10)
Why choose Qonto
- Higher Integration score (8/10 vs 3/10)
- Higher Scalability score (6/10 vs 3/10)
- Better fit for enterprise (3/10 vs 1/10)
- Better fit for freelancers (9/10 vs 7/10)
Pros & Cons
LS Compta
Pros
- A dedicated accountant based in France handles the bookkeeping and tax filings, so owners do not need accounting knowledge.
- Pennylane is included in the subscription and provides bank sync, invoicing and dashboards.
- Monthly plans have no commitment, and company formation is free with a subscription (legal fees are extra).
- Strong Google rating of about 4.7 out of 5 from more than 450 reviews, with praise for how responsive accountants are.
Cons
- Prices are entry-level figures that depend on a quote, and published amounts differ between the official site and the Legalstart pages.
- Some reviews mention long processing times, missed deadlines and errors in annual accounts.
- Reviewers report that cancelling is difficult and that free trials convert to paid plans automatically.
- It is designed for simple accounting and is a poor fit for complex or growing companies.
Qonto
Pros
- Low entry price: the Basic solo plan costs €9 a month, and every plan has a one-month free trial with no commitment.
- Team plans include unlimited users, so costs do not rise with headcount.
- A large integration directory covers DATEV, Sage, Tiime and Stripe, plus Zapier, Make and a public API.
- Accountants get unlimited access from the Smart plan, which makes bookkeeping handoffs easier.
- Reviewers on G2 and Capterra praise the interface and quick onboarding.
Cons
- Reviewers often report account freezes during compliance checks that hold funds for days.
- Support is described as slow or generic when an issue is complex.
- International transfers cost 0.56% to 1.8% with a €5 minimum, which adds up for businesses that pay in many currencies.
- Qonto is a payment institution, not a full bank, and offers no broad lending products.
- There is no full general ledger or financial statements, so a separate accounting tool is still needed.
Not sold on either?
Frequently Asked Questions
Qonto scores higher on our Finance Software criteria: 6.4/10 against 5.2/10 for LS Compta. The largest gap is in Integration: 3/10 for LS Compta and 8/10 for Qonto.
LS Compta costs less for 10 users: free on its Basique plan, against about €49/mo on its Essential plan for Qonto, billed monthly.
LS Compta has a free plan; Qonto does not list one.
Qonto is the better fit for enterprise: we rate it 3/10 for them, against 1/10 for LS Compta.
