easybill vs Starling: Complete Comparison (2026)

Why choose easybill

• Higher Scalability score (7/10 vs 3/10)
• Higher Customization score (6/10 vs 3/10)

Why choose Starling

• Higher Cost score (9/10 vs 7/10)
• Higher Ease of Use score (8/10 vs 6/10)
• Better fit for freelancers (8/10 vs 6/10)

easybill

Pros

• Imports and invoices marketplace orders from Amazon, eBay, OTTO and shop systems automatically.
• Creates XRechnung and ZUGFeRD e-invoices on every plan, including the free one.
• A permanent free plan includes DATEV export and tax-adviser access.
• Testers at experte.de rated support well, at 1.7 on the German grade scale, with fast responses.

Cons

• Not an accounting package: no ledger, profit and loss, or VAT return filings.
• Reviewers call the interface dated and say there is no mobile app.
• Recurring invoices, shop imports and dunning are locked to the higher tiers.
• Costs rise as invoice volume grows, and the Starter plan is capped at 20 contacts.

Starling

Pros

• The business account has no monthly fee, and UK transfers, invoicing, and up to five expense cards are free.
• The free Essentials tier includes MTD for Income Tax submissions, which helps sole traders and landlords facing the April 2026 rules.
• VAT returns can be filed to HMRC from inside the banking app for £7 a month until April 2027.
• Bank feeds connect to Xero, QuickBooks, and FreeAgent.
• UK-based support is available 24/7 in the app, and Finder ranked it highly for customer satisfaction in 2026.

Cons

• It is not a full accounting system: there is no general ledger, payroll, or multi-entity support.
• Accountants only get view-only access.
• Only GBP and EUR accounts are available, and new USD account applications are paused.
• Eligibility is strict: directors and people with significant control must be UK residents.
• Overdrafts and loans are not available to new business customers, and there are no branches.