AccountView vs Qonto: Complete Comparison (2026)
An in-depth comparison of AccountView and Qonto to help you choose the right tool for your business.
Last updated: November 2026
AccountView
5.1/10
Dutch accounting and business administration software from Visma for SMEs and accounting firms. It runs on-premises or online and adds modules for trade, projects and hours.
Qonto
6.4/10
Qonto is a European online business account for freelancers and SMEs, combining a local IBAN, payment cards, transfers, invoicing, and expense tools.
Feature-by-Feature Comparison
| Feature | | |
|---|---|---|
| Scores | ||
| Overall Rating | 5.1/10 | 6.4/10 |
| Scalability | 5/10 | 6/10 |
| Analytics | 6/10 | 5/10 |
| Compliance | 6/10 | 6/10 |
| Integration | 6/10 | 8/10 |
| Security | 5/10 | 6/10 |
| Support | 5/10 | 5/10 |
| Cost | 3/10 | 6/10 |
| Customization | 7/10 | 5/10 |
| Ease of Use | 4/10 | 8/10 |
| Pricing | ||
| Free plan | No | No |
| Cheapest paid plan | €138/mo AccountView Team Standaard | €9/mo Basic |
| Estimated cost for 10 users | €248/mo AccountView Business | €49/mo Essential |
| Features | ||
| Accountant Access | ||
| Accounts Payable | ||
| Bank Reconciliation | ||
| Invoicing | ||
| Audit Trail | Not listed | |
| Budgeting and Forecasting | Not listed | |
| Corporate Cards | Not listed | |
| Expense Management | Not listed | |
| Financial Reporting | Not listed | |
| General Ledger | Not listed | |
| Inventory Accounting | Not listed | |
| Multi-currency | Not listed | |
| Tax Compliance | Not listed | |
AccountView vs Qonto cost by team size
Qonto costs less from 5 users.
| Team size | AccountView | Qonto |
|---|---|---|
| 1 user | Contact for pricing | €9/moBasic |
| 5 users | €138/moAccountView Team Standaard | €49/moEssential |
| 10 users | €248/moAccountView Business | €49/moEssential |
| 25 users | €248/moAccountView Business | €49/moEssential |
| 50 users | €248/moAccountView Business | €49/moEssential |
The plan that fits each team size, billed monthly, before add-ons and usage charges. Each cost opens that tool's pricing calculator for the team size.
Which One Should You Choose?
Why choose AccountView
- Higher Customization score (7/10 vs 5/10)
- Higher Analytics score (6/10 vs 5/10)
Why choose Qonto
- Lower estimated cost for 10 users: €49/mo vs €248/mo
- Higher Ease of Use score (8/10 vs 4/10)
- Higher Cost score (6/10 vs 3/10)
- Better fit for freelancers (9/10 vs 2/10)
- Better fit for small business (9/10 vs 6/10)
Pros & Cons
AccountView
Pros
- Deployment is flexible: run it on your own Windows server, through a hosting partner, or as AccountView Online.
- Team and Business both include unlimited administrations, which helps groups and accounting practices.
- The modular bundles cover trade, inventory, projects and hours, so it stretches beyond pure bookkeeping.
- The vendor cites 89 integrations, including Visma AutoInvoice, Approval, UBL e-invoicing, Nmbrs and CaseWare.
- A Web API and third-party connectors such as Invantive give access to the data for BI tools like Power BI.
Cons
- It is expensive: Team starts at 137.50 euros per month, and invoicing alone costs another 55 euros per month.
- The legacy FoxPro-based architecture creates a new administration for each fiscal year, which complicates master data, according to Zenvoices.
- It is aimed only at the Dutch market and the Dutch language.
- Some features, such as the audit trail and automatic payments, need extra modules.
- There is little public user review coverage on G2, Capterra or SourceForge.
Qonto
Pros
- Low entry price: the Basic solo plan costs €9 a month, and every plan has a one-month free trial with no commitment.
- Team plans include unlimited users, so costs do not rise with headcount.
- A large integration directory covers DATEV, Sage, Tiime and Stripe, plus Zapier, Make and a public API.
- Accountants get unlimited access from the Smart plan, which makes bookkeeping handoffs easier.
- Reviewers on G2 and Capterra praise the interface and quick onboarding.
Cons
- Reviewers often report account freezes during compliance checks that hold funds for days.
- Support is described as slow or generic when an issue is complex.
- International transfers cost 0.56% to 1.8% with a €5 minimum, which adds up for businesses that pay in many currencies.
- Qonto is a payment institution, not a full bank, and offers no broad lending products.
- There is no full general ledger or financial statements, so a separate accounting tool is still needed.
Not sold on either?
Frequently Asked Questions
Qonto scores higher on our Finance Software criteria: 6.4/10 against 5.1/10 for AccountView. The largest gap is in Ease of Use: 4/10 for AccountView and 8/10 for Qonto.
Qonto costs less for 10 users: about €49/mo on its Essential plan, against about €248/mo on its AccountView Business plan for AccountView, billed monthly.
No, neither AccountView nor Qonto lists a free plan.
Qonto is the better fit for freelancers: we rate it 9/10 for them, against 2/10 for AccountView.
