Moneybird
6.3/10Dutch online bookkeeping and invoicing software for freelancers and small businesses, with bank feeds, VAT filing, Peppol e-invoicing and an optional business payment account.
Data last updated November 2026 · Our methodology
Overview
Moneybird is a cloud bookkeeping package from the Netherlands. It started as an invoicing tool and grew into full small-business accounting. It covers quotes and sales invoices, including recurring invoices, automatic reminders and Peppol sending and receiving. Customers can pay online with iDEAL, SEPA direct debit, cards and mobile wallets. It also handles purchase invoice and receipt scanning with recognition, bank transaction import and matching, ledger accounts, fixed assets with depreciation, time tracking, a simple online sales page, and electronic Dutch VAT and ICP returns. The company says more than 300,000 freelancers and SMEs use it, and it has a network of over 500 Moneybird Experts, which are bookkeepers who work in clients' administrations through free accountant access. There are four plans: Compact, Start, Groei and Compleet. They range from 3 to 41 euros a month on annual billing, or 4 to 49 euros a month on monthly billing. The tiers differ mainly in monthly bank transactions processed, external bank accounts connected, users, and sales invoices. All plans include the API, integrations, accountant access and Peppol. Extra charges apply for invoices over the limit, per-transaction payment fees, and the optional Moneybird business payment account. Integrations include Mollie, Shopify and WooCommerce through Combidesk, Zapier, and many Dutch banks. The main limitation is that the tight transaction caps on the cheaper plans push many users towards Groei or Compleet. Repeated price increases and the removal of the old free plan have hurt its Trustpilot score. Support is written only, and the product is built around Dutch tax rules, with no native payroll or inventory.
Our Rating
Who Moneybird is best for
Best software for FreelancersGood fit
Moneybird was built for Dutch zzp'ers, with built-in time tracking, invoicing and electronic VAT returns from the entry plans upward.
Accountant access is free on every plan, a Moneybird Experts partner network exists, and an accounting firm on Trustpilot praised its bank imports and API.
Groei and Compleet add multiple users, unlimited bank transactions and external bank accounts, which suits Dutch SMEs.
Less suited
Shopify, WooCommerce and Mollie sync through Combidesk, but there is no inventory accounting and reviewers of the Shopify app say it costs a lot for what it does.
It is single-country focused, has no consolidation, payroll or inventory, and one source suggests Exact Online for businesses that outgrow it.
Pros & Cons
Pros
- Every plan includes Peppol e-invoicing, UBL processing, the API and free accountant access, so even the entry tiers are ready for Dutch e-invoicing and working with a bookkeeper.
- Dutch VAT and ICP returns can be filed electronically from inside the software on the Start plan and above.
- Bank feeds from major Dutch banks such as Rabobank, ING, bunq and Knab, plus receipt scanning on the mobile app, cut down manual entry.
- Built-in time tracking and recurring invoices suit freelancers who bill by the hour or on subscriptions.
- Users and an accounting firm reviewer describe the interface as intuitive, and G2 reviewers note a gentle learning curve and good training material.
Cons
- Bank transaction caps are low on cheaper plans (5 on Compact, 20 on Start, 50 on Groei), and external bank connections need Groei or higher.
- Repeated price increases and the removal of the free plan drive many negative reviews; Trustpilot NL scores it 2.3 out of 5 from 260 reviews.
- Support is written only, with an AI bot as first contact and no phone or chat.
- There is no native payroll or inventory accounting, and the product is built around the Dutch market.
- Some users report slow pages, frequent logouts and incorrect automatic categorization of invoices.
Key Features
Not included
- Inventory Accounting
- Payroll
Moneybird Pricing
Compact
or €36/year (save 25%)
- 1 user
- No electronic VAT return
- 1 sales invoice per month
- 20 hours of time tracking
- 3 smart document processings
- 5 bank transactions per month
- No external bank account connection
- Accountant access, API, Peppol and online payments included
Start
or €180/year (save 17%)
- 1 user
- Electronic VAT return
- Unlimited time tracking
- 200 sales invoices per month
- 20 bank transactions per month
- No external bank account connection
- Unlimited smart document processing
Groei
or €348/year (save 17%)
- 5 users
- Electronic VAT return
- 5 external bank accounts
- 500 sales invoices per month
- 50 bank transactions per month
- Unlimited smart document processing and time tracking
Compleet
or €492/year (save 16%)
- Unlimited users
- Electronic VAT return
- Unlimited bank transactions
- 1,000 sales invoices per month
- Unlimited external bank accounts
- Unlimited smart document processing and time tracking
Frequently Asked Questions
There is a 60-day free trial with all Compleet features. The old free plan has been replaced by the paid Compact plan, which costs 3 euros a month billed yearly.
Moneybird says annual billing saves at least 16 percent. The savings are 12, 36, 72 and 96 euros a year on Compact, Start, Groei and Compleet respectively. Prices exclude VAT.
According to Onderneming.nl, cancelling moves you to the lowest plan, so your administration stays accessible.
Yes. Accountant access is included on every plan, and Moneybird has a network of more than 500 Moneybird Experts.
Yes. Every plan can send and receive invoices via Peppol and process UBL invoices.
Moneybird offers a public API on all plans. Third-party connectors include Mollie, Shopify and WooCommerce via Combidesk, Zapier, and Exact Online and Twinfield sync via Combidesk.
Support is by email or written channels only. Reviews mention an AI bot as the first point of contact, and Onderneming.nl notes there is no phone or chat support.
Moneybird supports passkey login and authenticator-app two-factor authentication, and it runs a responsible disclosure program through HackerOne. A third-party directory lists its data location as the Netherlands. No ISO 27001 certification could be confirmed.
Similar Tools
See all alternatives
Cloud accounting software from Zoho for small and growing businesses, covering invoicing, bank reconciliation, bills, inventory and financial reporting.
QuickBooks Online Advanced is Intuit's top cloud accounting plan. It gives growing small and mid-sized businesses up to 25 users, custom permissions, workflow automation, batch transactions and priority support.
Spanish cloud invoicing and simple accounting software for freelancers and small businesses, with VeriFactu, Facturae, TicketBAI and AEAT tax forms built in.
Ranked near Moneybird in Finance Software
See Moneybird in the listMoneybird is #38 in Finance Software by our score.
