
Wave Pricing
Every Wave plan with its monthly and annual price, what it costs for common team sizes, and a calculator to estimate your own monthly cost before you buy.
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Plans and prices
| Plan | Monthly billing | Annual billing (per month) | Per user or flat | Users | Free tier |
|---|---|---|---|---|---|
| Starter | Free | Free | — | Up to 1 users | Yes |
| Pro | $19/mo | $15.8333/mo | Flat | No limit listed | No |
Prices last updated November 2026.
What Wave costs by team size
| Team size | 1 user | 5 users | 10 users | 25 users | 50 users |
|---|---|---|---|---|---|
| Monthly cost | FreeStarter | $19/moPro | $19/moPro | $19/moPro | $19/moPro |
The plan that fits each team size, billed monthly, before add-ons and usage charges.
Add-ons
| Add-on | Monthly billing | Annual billing (per month) | Charged |
|---|---|---|---|
| Payroll (Canada)25 CAD base fee plus 6 CAD per active employee or contractor paid each month. Not available in Quebec. | $25 | Not listed | Flat |
| Payroll (US)Payroll with federal and state tax filing in all 50 states. Fee is a $40 base plus $6 per active employee or contractor paid each month. | $40 | Not listed | Flat |
| Receipts (Starter)Receipt capture for Starter users. Costs $8 per month on Pro, though Pro also lists receipts as included. | $11 | $8 | Flat |
| Wave Advisors bookkeepingDedicated bookkeeper, monthly financial statements and tax-ready books. Listed from $149 to $199 per month depending on plan. | $149 | Not listed | Flat |
Usage pricing
| Metric | Plan | Included per month | Price after that |
|---|---|---|---|
| Amex payment processing | Starter | None | $3.4 per percent of transaction plus $0.60 |
| Card payment processing | Starter | None | $2.9 per percent of transaction plus $0.60 |
| Payroll per worker (US) | All plans | None | $6 per active employee or contractor per month |
Wave Pricing Calculator
Estimate your team's real monthly and annual cost based on seats, billing cycle, and add-ons.
Cost breakdown
Estimated from the vendor's published prices, last updated November 2026. Actual costs may vary based on negotiated contracts. How we collect prices
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Use this estimate to align with your team, then start a trial or subscription.
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Wave pricing FAQs
Yes. The Starter plan costs nothing and includes invoicing and bookkeeping. Payment processing, payroll and bookkeeping services cost extra.
Yes. Wave says you can cancel anytime, and the cancellation takes effect at the end of the current billing period.
For customers who signed up after April 2, 2025, US payroll costs a $40 base fee plus $6 per employee or contractor paid each month. In Canada it costs 25 CAD plus 6 CAD per worker, and it is not available in Quebec.