b stack radar
Wave logo

Wave Pricing

Every Wave plan with its monthly and annual price, what it costs for common team sizes, and a calculator to estimate your own monthly cost before you buy.

Cheaper alternatives to WaveRead our Wave reviewCompare Finance Software pricing

Plans and prices

PlanMonthly billingAnnual billing (per month)Per user or flatUsersFree tier
StarterFreeFree—Up to 1 usersYes
Pro$19/mo$15.8333/moFlatNo limit listedNo

Prices last updated November 2026.

What Wave costs by team size

Team size1 user5 users10 users25 users50 users
Monthly costFreeStarter$19/moPro$19/moPro$19/moPro$19/moPro

The plan that fits each team size, billed monthly, before add-ons and usage charges.

Add-ons

Add-onMonthly billingAnnual billing (per month)Charged
Payroll (Canada)25 CAD base fee plus 6 CAD per active employee or contractor paid each month. Not available in Quebec.$25Not listedFlat
Payroll (US)Payroll with federal and state tax filing in all 50 states. Fee is a $40 base plus $6 per active employee or contractor paid each month.$40Not listedFlat
Receipts (Starter)Receipt capture for Starter users. Costs $8 per month on Pro, though Pro also lists receipts as included.$11$8Flat
Wave Advisors bookkeepingDedicated bookkeeper, monthly financial statements and tax-ready books. Listed from $149 to $199 per month depending on plan.$149Not listedFlat

Usage pricing

MetricPlanIncluded per monthPrice after that
Amex payment processingStarterNone$3.4 per percent of transaction plus $0.60
Card payment processingStarterNone$2.9 per percent of transaction plus $0.60
Payroll per worker (US)All plansNone$6 per active employee or contractor per month

Wave Pricing Calculator

Estimate your team's real monthly and annual cost based on seats, billing cycle, and add-ons.

Billing cycle
Add-ons
Monthly usage

$6 per active employee or contractor per month

Cost breakdown

Base Plan (Pro)$19/mo
Total monthly cost$19
Per year on annual billing$190
Cost per user$4/mo

Estimated from the vendor's published prices, last updated November 2026. Actual costs may vary based on negotiated contracts. How we collect prices

Ready to try Wave?

Use this estimate to align with your team, then start a trial or subscription.

Visit Wave

Better value alternatives

See what similar tools would cost for the same team size.

Wave pricing FAQs

Yes. The Starter plan costs nothing and includes invoicing and bookkeeping. Payment processing, payroll and bookkeeping services cost extra.

Yes. Wave says you can cancel anytime, and the cancellation takes effect at the end of the current billing period.

For customers who signed up after April 2, 2025, US payroll costs a $40 base fee plus $6 per employee or contractor paid each month. In Canada it costs 25 CAD plus 6 CAD per worker, and it is not available in Quebec.