Tiime vs Vivid Business: Complete Comparison (2026)
An in-depth comparison of Tiime and Vivid Business to help you choose the right tool for your business.
Last updated: November 2026
Tiime
6.4/10
French invoicing, pre-accounting and business banking app for freelancers and small companies, with a shared workspace for their chartered accountant.
Vivid Business
6.1/10
Vivid Business is a business account from Berlin-based Vivid Money for European freelancers and SMEs. It bundles cards, multi-currency accounts, invoicing, card acceptance and interest on idle cash.
Feature-by-Feature Comparison
| Feature | | |
|---|---|---|
| Scores | ||
| Overall Rating | 6.4/10 | 6.1/10 |
| Analytics | 5/10 | 4/10 |
| Compliance | 7/10 | 6/10 |
| Cost | 8/10 | 8/10 |
| Customization | 5/10 | 5/10 |
| Ease of Use | 8/10 | 7/10 |
| Integration | 5/10 | 6/10 |
| Scalability | 4/10 | 6/10 |
| Security | 6/10 | 6/10 |
| Support | 7/10 | 5/10 |
| Pricing | ||
| Free plan | Yes | Yes |
| Cheapest paid plan | €10/mo Initial (0-1 employee) | €7/mo Basic |
| Estimated cost for 10 users | Free Free | Free Free Start |
| Features | ||
| Budgeting and Forecasting | ||
| Corporate Cards | ||
| Expense Management | ||
| Invoicing | ||
| Online Payments | ||
| Accountant Access | Not listed | |
| Bank Reconciliation | Not listed | |
| Financial Reporting | Not listed | |
| General Ledger | Not listed | |
| Multi-currency | Not listed | |
| Payroll | Not listed | |
| Tax Compliance | Not listed | |
Tiime vs Vivid Business cost by team size
Tiime and Vivid Business cost the same at every team size we checked.
| Team size | Tiime | Vivid Business |
|---|---|---|
| 1 user | FreeFree | FreeFree Start |
| 5 users | FreeFree | FreeFree Start |
| 10 users | FreeFree | FreeFree Start |
| 25 users | FreeFree | FreeFree Start |
| 50 users | FreeFree | FreeFree Start |
The plan that fits each team size, billed monthly, before add-ons and usage charges. Each cost opens that tool's pricing calculator for the team size.
Which One Should You Choose?
Why choose Tiime
- Higher Support score (7/10 vs 5/10)
- Higher Analytics score (5/10 vs 4/10)
Why choose Vivid Business
- Higher Scalability score (6/10 vs 4/10)
- Higher Integration score (6/10 vs 5/10)
Pros & Cons
Tiime
Pros
- Invoicing is free on every tier, with no limit on the number of quotes and invoices, plus e-invoicing through Tiime's registered platform.
- The business's accountant can see its data for free, and around 2,000 accounting firms are reported as partners.
- Bank sync categorises transactions automatically, and receipts can be captured by phone, which cuts pre-accounting work.
- Paid plans come with a 60-day trial, and the entry plan costs 9.99 euros a month.
- Users rate it highly, with about 4.8 out of 5 on Google and Trustpilot.
Cons
- Tiime only does pre-accounting. The full ledger and the tax return package are left to an accountant using Tiime's separate production tool.
- The business account cannot send transfers outside the euro zone and offers no overdraft.
- Reviewers say modules cannot be bought on their own, and the free plan is fairly limited for running a business.
- Users have reported occasional bugs, including after one update on Mac.
- It is aimed at the French market and at companies with up to 20 employees. Larger firms must request a quote.
Vivid Business
Pros
- A free plan with unlimited team members and free virtual and physical cards keeps entry costs low.
- Promotional interest of 4% on EUR and 5% on USD and GBP, plus ongoing interest that rises on higher tiers.
- Invoicing, accounting integrations including DATEV, and a travel tool are included on every plan.
- Unlimited sub-accounts with their own IBANs make cash budgeting simple.
- Enterprise tiers add approval flows with up to three steps, custom roles and budgets.
Cons
- It is not an accounting system: there is no ledger or financial statements, so bookkeeping software is still needed.
- Trustpilot reviewers in 2026 report business funds frozen for weeks with poor explanations.
- Approval flows, custom roles and budgets require Enterprise at 79 euros per month or more.
- A Luxembourg IBAN can be refused for some direct debits, and Vivid is an e-money institution rather than a bank.
- Outgoing international transfers are not available on the free plan, and SWIFT transfers cost up to 30 euros.
Not sold on either?
Frequently Asked Questions
Tiime scores higher on our Finance Software criteria: 6.4/10 against 6.1/10 for Vivid Business. The largest gap is in Scalability: 4/10 for Tiime and 6/10 for Vivid Business.
Both are free for 10 users.
Yes, both Tiime and Vivid Business have a free plan.
