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Tiime vs Zoho Books Comparison

Compare Tiime vs Zoho Books features, pricing, and more.

Last updated: November 2026

Tiime logo

Tiime

6.4/10

French invoicing, pre-accounting and business banking app for freelancers and small companies, with a shared workspace for their chartered accountant.

Zoho Books logo

Zoho Books

7/10

Winner

Cloud accounting software from Zoho for small and growing businesses, covering invoicing, bank reconciliation, bills, inventory and financial reporting.

Feature-by-Feature Comparison

Feature
Tiime logo
Tiime
Zoho Books logo
Zoho Books
Scores
Overall Rating6.4/107/10
Analytics5/107/10
Compliance7/107/10
Cost8/108/10
Customization5/108/10
Ease of Use8/107/10
Integration5/107/10
Scalability4/106/10
Security6/107/10
Support7/105/10
Pricing
Free planYesYes
Cheapest paid plan€10/mo
Initial (0-1 employee)
$20/mo
Standard
Estimated cost for 10 usersFree
Free
$70/mo
Premium
Features
Corporate CardsNot listed
Invoicing
Accountant Access
Budgeting and Forecasting
Expense Management
Online Payments
Tax Compliance
Bank Reconciliation
Financial ReportingNot listed
Inventory AccountingNot listed
Accounts PayableNot listed
Audit TrailNot listed
General LedgerNot listed
Multi-currencyNot listed

Which One Should You Choose?

Tiime logo
Why choose Tiime

  • Higher Support score (7/10 vs 5/10)
  • Higher Ease of Use score (8/10 vs 7/10)

Zoho Books logo
Why choose Zoho Books

  • Higher Customization score (8/10 vs 5/10)
  • Higher Analytics score (7/10 vs 5/10)

Pros & Cons

Tiime logo
Tiime

Pros

  • Invoicing is free on every tier, with no limit on the number of quotes and invoices, plus e-invoicing through Tiime's registered platform.
  • The business's accountant can see its data for free, and around 2,000 accounting firms are reported as partners.
  • Bank sync categorises transactions automatically, and receipts can be captured by phone, which cuts pre-accounting work.
  • Paid plans come with a 60-day trial, and the entry plan costs 9.99 euros a month.
  • Users rate it highly, with about 4.8 out of 5 on Google and Trustpilot.

Cons

  • Tiime only does pre-accounting. The full ledger and the tax return package are left to an accountant using Tiime's separate production tool.
  • The business account cannot send transfers outside the euro zone and offers no overdraft.
  • Reviewers say modules cannot be bought on their own, and the free plan is fairly limited for running a business.
  • Users have reported occasional bugs, including after one update on Mac.
  • It is aimed at the French market and at companies with up to 20 employees. Larger firms must request a quote.

Zoho Books logo
Zoho Books

Pros

  • The free plan includes online payments, bank reconciliation, recurring invoices and 1099 tracking for one user plus an accountant.
  • Pricing is per organization, not per user, so small teams avoid per-seat costs.
  • It connects natively with Zoho CRM, Zoho Payroll, Zoho Inventory and Zoho Analytics.
  • Professional and higher plans include custom workflows, custom roles and approvals, and Premium adds custom modules and functions.
  • On the Elite plan, inventory features cover warehouses, serial and batch tracking, and marketplace sync.

Cons

  • Budgets, multi-currency and advanced inventory are only available on higher-priced tiers.
  • Reviewers on Capterra and in NerdWallet's write-up describe slow or unhelpful customer support.
  • It has fewer third-party integrations than its main competitors, according to NerdWallet.
  • A PeerSpot reviewer found it awkward to invoice the same customer in different currencies.
  • Even the top plan has a hard cap of 15 users, plus annual transaction limits.

Not sold on either?

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