Pennylane vs Tiime Comparison
Compare Pennylane vs Tiime features, pricing, and more.
Last updated: November 2026
Pennylane
6.4/10
French accounting, invoicing, cash management and business account platform for freelancers, small businesses, SMEs and the accounting firms that serve them.
Tiime
6.4/10
French invoicing, pre-accounting and business banking app for freelancers and small companies, with a shared workspace for their chartered accountant.
Feature-by-Feature Comparison
| Feature | | |
|---|---|---|
| Scores | ||
| Overall Rating | 6.4/10 | 6.4/10 |
| Scalability | 6/10 | 4/10 |
| Analytics | 6/10 | 5/10 |
| Compliance | 8/10 | 7/10 |
| Integration | 7/10 | 5/10 |
| Security | 6/10 | 6/10 |
| Support | 5/10 | 7/10 |
| Cost | 5/10 | 8/10 |
| Customization | 5/10 | 5/10 |
| Ease of Use | 8/10 | 8/10 |
| Pricing | ||
| Free plan | No | Yes |
| Cheapest paid plan | €7/mo Starter (freelancer) | €10/mo Initial (0-1 employee) |
| Estimated cost for 10 users | Contact for pricing | Free Free |
| Features | ||
| Accountant Access | ||
| Bank Reconciliation | ||
| Budgeting and Forecasting | ||
| Corporate Cards | ||
| Expense Management | ||
| Invoicing | ||
| Online Payments | ||
| Tax Compliance | ||
| Accounts Payable | Not listed | |
| Financial Reporting | Not listed | |
| General Ledger | Not listed | |
| Payroll | Not listed | |
Pennylane vs Tiime cost by team size
Tiime costs less at 1 user.
| Team size | Pennylane | Tiime |
|---|---|---|
| 1 user | €7/moStarter (freelancer) | FreeFree |
| 5 users | Contact for pricing | FreeFree |
| 10 users | Contact for pricing | FreeFree |
| 25 users | Contact for pricing | FreeFree |
| 50 users | Contact for pricing | FreeFree |
The plan that fits each team size, billed monthly, before add-ons and usage charges. Each cost opens that tool's pricing calculator for the team size.
Which One Should You Choose?
Why choose Pennylane
- Higher Scalability score (6/10 vs 4/10)
- Higher Integration score (7/10 vs 5/10)
- Better fit for accountants and bookkeepers (9/10 vs 7/10)
Why choose Tiime
- Has a free plan (Pennylane does not)
- Higher Cost score (8/10 vs 5/10)
- Higher Support score (7/10 vs 5/10)
Pros & Cons
Pennylane
Pros
- Accountants and clients work in the same shared space, which reviewers call its main strength.
- Bank transactions are categorised and reconciled automatically, based on past categorisations.
- A business account with an IBAN and employee cards is included even on the entry plan.
- It is approved for French e-invoicing, and Premium adds electronic filing of VAT and tax returns.
- A 15-day free trial and cancel-anytime billing mean there is no long-term commitment.
Cons
- Reviewers consider it fairly expensive, and there is no free plan.
- Full accounting reports and tax filing are limited to Premium.
- No payroll or CRM of its own; it relies on Payfit, Silae and CRM integrations.
- Users report slow support on complex issues, occasional bugs, and a multi-currency feature that still needs work.
- Pricing for companies with employees is quote-based on the vendor site.
Tiime
Pros
- Invoicing is free on every tier, with no limit on the number of quotes and invoices, plus e-invoicing through Tiime's registered platform.
- The business's accountant can see its data for free, and around 2,000 accounting firms are reported as partners.
- Bank sync categorises transactions automatically, and receipts can be captured by phone, which cuts pre-accounting work.
- Paid plans come with a 60-day trial, and the entry plan costs 9.99 euros a month.
- Users rate it highly, with about 4.8 out of 5 on Google and Trustpilot.
Cons
- Tiime only does pre-accounting. The full ledger and the tax return package are left to an accountant using Tiime's separate production tool.
- The business account cannot send transfers outside the euro zone and offers no overdraft.
- Reviewers say modules cannot be bought on their own, and the free plan is fairly limited for running a business.
- Users have reported occasional bugs, including after one update on Mac.
- It is aimed at the French market and at companies with up to 20 employees. Larger firms must request a quote.
Not sold on either?
Frequently Asked Questions
Pennylane and Tiime both score 6.4/10 on our Finance Software criteria. The largest gap is in Cost: 5/10 for Pennylane and 8/10 for Tiime.
Tiime has a free plan; Pennylane does not list one.
Pennylane is the better fit for accountants and bookkeepers: we rate it 9/10 for them, against 7/10 for Tiime.
