e-Boekhouden.nl vs Qonto: Complete Comparison (2026)

Why choose e-Boekhouden.nl

• Lower estimated cost for 10 users: €10/mo vs €49/mo
• Higher Cost score (9/10 vs 6/10)
• Higher Support score (7/10 vs 5/10)

Why choose Qonto

• Higher Scalability score (6/10 vs 4/10)
• Higher Integration score (8/10 vs 6/10)

e-Boekhouden.nl

Pros

• Very low price: the ZZP plan is 9.95 euro a month, and starters get 15 months free from KVK registration
• Built for Dutch bookkeeping, with VAT and OSS handling and PSD2 bank feeds
• A separate accountant version makes it easy to work with a bookkeeper
• Wide set of modules, including inventory, time tracking, membership administration and document recognition

Cons

• The interface is described as dated in independent comparisons
• The ZZP plan is capped at 240 bookings a year, and Standaard leaves out invoicing unless you pay for the higher plan
• Limited multi-currency support, and Peppol e-invoicing reportedly needs an add-on
• Few independent reviews: G2 and Software Advice list none or almost none

Qonto

Pros

• Low entry price: the Basic solo plan costs €9 a month, and every plan has a one-month free trial with no commitment.
• Team plans include unlimited users, so costs do not rise with headcount.
• A large integration directory covers DATEV, Sage, Tiime and Stripe, plus Zapier, Make and a public API.
• Accountants get unlimited access from the Smart plan, which makes bookkeeping handoffs easier.
• Reviewers on G2 and Capterra praise the interface and quick onboarding.

Cons

• Reviewers often report account freezes during compliance checks that hold funds for days.
• Support is described as slow or generic when an issue is complex.
• International transfers cost 0.56% to 1.8% with a €5 minimum, which adds up for businesses that pay in many currencies.
• Qonto is a payment institution, not a full bank, and offers no broad lending products.
• There is no full general ledger or financial statements, so a separate accounting tool is still needed.