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Collmex vs Pleo Comparison

Compare Collmex vs Pleo features, pricing, and more.

Last updated: November 2026

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Collmex

6.1/10

German cloud accounting, invoicing and lightweight ERP software for small businesses, freelancers and associations, with DATEV export and ELSTER VAT filing.

Pleo logo

Pleo

6.8/10

Winner

Pleo is a European spend management platform that gives small and mid-sized businesses company cards, receipt capture, reimbursements and supplier invoice payments.

Feature-by-Feature Comparison

Feature
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Collmex
Pleo logo
Pleo
Scores
Overall Rating6.1/106.8/10
Scalability3/106/10
Analytics5/106/10
Compliance7/107/10
Integration5/107/10
Security7/107/10
Support5/105/10
Cost9/106/10
Customization4/106/10
Ease of Use6/109/10
Pricing
Free planYesNo
Cheapest paid plan€9/mo
Buchhaltung light
£8/user/mo
Start
Estimated cost for 10 users€12/mo
Buchhaltung basic
£80/mo
Start
Features
General Ledger
Expense Management
Accountant AccessNot listed
Accounts PayableNot listed
Audit TrailNot listed
Bank ReconciliationNot listed
Budgeting and ForecastingNot listed
Corporate CardsNot listed
Financial ReportingNot listed
Inventory AccountingNot listed
InvoicingNot listed
Multi-currencyNot listed
PayrollNot listed
Tax ComplianceNot listed

Collmex vs Pleo cost by team size

Team sizeCollmexPleo
1 userFreeBuchhaltung free£8/moStart
5 users€12/moBuchhaltung basic£40/moStart
10 users€12/moBuchhaltung basic£80/moStart
25 users€12/moBuchhaltung basic£200/moStart
50 users€12/moBuchhaltung basic£400/moStart

The plan that fits each team size, billed monthly, before add-ons and usage charges. Each cost opens that tool's pricing calculator for the team size.

Which One Should You Choose?

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Why choose Collmex

  • Has a free plan (Pleo does not)
  • Higher Cost score (9/10 vs 6/10)
  • Includes General Ledger, which Pleo lacks

Pleo logo
Why choose Pleo

  • Higher Scalability score (6/10 vs 3/10)
  • Higher Ease of Use score (9/10 vs 6/10)
  • Better fit for enterprise (4/10 vs 2/10)

Pros & Cons

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Collmex

Pros

  • Free bookkeeping and invoicing tiers, with paid modules from 8.95 EUR a month, put it among the cheapest German options.
  • Covers German requirements: SKR03 and SKR04, ELSTER VAT returns, DATEV export and GoBD-compliant archiving.
  • HBCI bank import with automatic booking suggestions, which one reviewer said were accepted about 75% of the time.
  • A dedicated association package handles members, dues and SEPA direct debit.
  • Hosted in a German ISO 27001-certified data center, with monthly cancellation.

Cons

  • The interface is plain and dated, according to reviewers, and the many booking templates take time to learn.
  • German-only, and not suited to international or multi-currency businesses.
  • Support is reportedly email-only.
  • Most plans have fixed user counts that cannot be expanded.
  • Not a full ERP: it is weak for complex warehouse or production needs and is not recommended beyond about 30 employees.

Pleo logo
Pleo

Pros

  • G2 reviewers praise the card and receipt-capture app as easy for employees to use, and Pleo holds a 4.7 rating across roughly 1,400 G2 reviews.
  • Per-user list prices are published, starting at £8 per user per month.
  • Native accounting integrations cover Xero, QuickBooks, NetSuite, FreeAgent, Xledger and Twinfield.
  • SAML SSO is included even on the entry Start plan.
  • The UK entity is authorised by the FCA, and cards are issued under a Mastercard licence.

Cons

  • Build and Optimise are billed yearly and require at least three users.
  • Transaction charges such as FX fees of up to 2 percent and per-payment fees add to the subscription cost.
  • Live chat support is only included on Optimise, and Trustpilot reviewers complain about slow support.
  • Some reviewers report weak coverage and support in the US.
  • It is not an accounting system and has no general ledger, customer invoicing or payroll.

Not sold on either?

Frequently Asked Questions

Pleo scores higher on our Finance Software criteria: 6.8/10 against 6.1/10 for Collmex. The largest gap is in Cost: 9/10 for Collmex and 6/10 for Pleo.

Collmex has a free plan; Pleo does not list one.

Pleo is the better fit for enterprise: we rate it 4/10 for them, against 2/10 for Collmex.

Collmex has General Ledger, which Pleo lacks.

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