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Spendesk Pricing

Every Spendesk plan with its monthly and annual price, what it costs for common team sizes, and a calculator to estimate your own monthly cost before you buy.

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Plans and prices

PlanMonthly billingAnnual billing (per month)Per user or flatUsersFree tier
FoundationsContact salesContact sales—No limit listedNo

Prices last updated November 2026.

What each Spendesk plan includes

Foundations

  • Real-time budget monitoring
  • SSO/SAML and Slack connection
  • Multi-entity workflows and reporting
  • Cashback from 1% for eligible clients
  • Open API and Spendesk AI Connect (MCP)
  • Xero, QuickBooks, DATEV and other accounting integrations
  • No active-user fees, no monthly card fees, card orders free
  • OCR receipt capture, expense reimbursements and receipt reminders
  • Unlimited physical, single-use, recurring virtual and multi-use cards
  • Fixed monthly platform fee plus fees based on transaction volume, quote only

What Spendesk costs by team size

The plan that fits each team size, billed monthly, before add-ons and usage charges.

Add-ons

Add-onMonthly billingAnnual billing (per month)Charged
Accounts PayableAI invoice capture, amount-based approval routing, PO and delivery-note matching, duplicate detection and supplier payments in 70+ currencies. Price on request.Not listedNot listedFlat
Advanced multi-entity managementCentral dashboards and bulk settings across entities. Price on request.Not listedNot listedFlat
Advanced workflows and policiesDynamic approver roles and multi-condition approval workflows. Price on request.Not listedNot listedFlat
AI-based automation and fraud detectionAI automation and fraud detection features. Price on request.Not listedNot listedFlat
HR and ERP integrationsConnectors to 40+ HRIS, ERP and travel tools. Price on request.Not listedNot listedFlat
ProcurementPurchase requests linked to budgets, approvals, purchase orders and payment. Price on request.Not listedNot listedFlat

Spendesk Pricing Calculator

Estimate your team's real monthly and annual cost based on seats, billing cycle, and add-ons.

Billing cycle
Add-ons

Cost breakdown

Total monthly costFree
Per year on annual billingFree
Cost per userFree/mo

Estimated from the vendor's published prices, last updated November 2026. Actual costs may vary based on negotiated contracts. How we collect prices

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Use this estimate to align with your team, then start a trial or subscription.

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Better value alternatives

See what similar tools would cost for the same team size.

Spendesk pricing FAQs

Spendesk does not publish prices. You get a quote for a fixed monthly platform fee plus fees that vary with card purchases, invoice payments and expense claims. There are no per-user fees or card fees. Add-on modules are quoted separately.

There is no free tier. The pricing page offers a free quote and a demo through sales.

Yes, for receiving invoices. Spendesk was registered with the DGFIP as an approved reception platform on 15 January 2026. It supports Factur-X, UBL 2.1 and CII, and includes e-reporting and 10-year archiving at no extra cost. It cannot issue e-invoices or handle self-billing.

No, Spendesk does not list a free plan, and its plans are priced on request.

Yes. Spendesk sells add-ons on top of its plans: Accounts Payable, Advanced multi-entity management, Advanced workflows and policies and 3 more.