Payhawk Pricing
Every Payhawk plan with its monthly and annual price, what it costs for common team sizes, and a calculator to estimate your own monthly cost before you buy.
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Plans and prices
| Plan | Monthly billing | Annual billing (per month) | Per user or flat | Users | Free tier |
|---|---|---|---|---|---|
| Growth programme (UK/EEA) | £149/mo | Not listed | Flat | Up to 10 users | No |
| Travel | $299/mo | Not listed | Flat | No limit listed | No |
| Accounts Payable (Bill Payments) | $349/mo | Not listed | Flat | No limit listed | No |
| Cards & Expenses | $449/mo | Not listed | Flat | No limit listed | No |
| Procurement (Procure to Pay) | $499/mo | Not listed | Flat | No limit listed | No |
| Payhawk Complete | Contact sales | Contact sales | — | No limit listed | No |
Prices last updated November 2026.
What each Payhawk plan includes
Growth programme (UK/EEA)
- Promotional price for 24 months
- AI data extraction and basic ERP integrations
- Optional 7-day free trial for eligible customers
- Up to 15 invoices and 15 reimbursements per month
- Single entity, fewer than 10 employees, UK or EEA only
- Excludes procure-to-pay, multi-entity, budget tracking and add-ons
- 10 cards and 10 seats (8 employee, 2 admin or accountant), expandable
Travel
- Starting price
- Unlimited employee seats
- Global hotel and flight booking
- Automated expense reports and invoices
- Custom travel policy and trip approvals
Accounts Payable (Bill Payments)
Everything in Travel, plus:
- Vendor verification
- Approval workflow designer
- Scheduled and bulk payments
- Unlimited document processing
- Bill management with advanced OCR and line-item splitting
Cards & Expenses
Everything in Accounts Payable (Bill Payments), plus:
- Reimbursements
- 40+ ERP, accounting and HR integrations
- Real-time expense creation and mobile app
- Unlimited employee seats and card transactions
- Works with any credit card program, optional Payhawk Visa cards
Procurement (Procure to Pay)
Everything in Cards & Expenses, plus:
- Purchase orders
- 2-way and 3-way matching
- Discrepancy detection and approval workflows
Payhawk Complete
- All modules
- Custom quote via demo
- AI Office of the CFO agents
What Payhawk costs by team size
| Team size | 1 user | 5 users | 10 users | 25 users | 50 users |
|---|---|---|---|---|---|
| Monthly cost | £149/moGrowth programme (UK/EEA) | £149/moGrowth programme (UK/EEA) | £149/moGrowth programme (UK/EEA) | $299/moTravel | $299/moTravel |
The plan that fits each team size, billed monthly, before add-ons and usage charges.
Add-ons
| Add-on | Monthly billing | Annual billing (per month) | Charged |
|---|---|---|---|
| Additional entitiesAdds more legal entities for multi-entity management. Priced on quote. | Not listed | Not listed | Per entity |
| Budget trackingBudget management and tracking against spend. Priced on quote. | Not listed | Not listed | Flat |
| Credit lineCredit facility in EUR, USD or GBP. Priced on quote. | Not listed | Not listed | Flat |
| Enterprise HRIS integrationsConnectors for Workday, SAP SuccessFactors, UKG, ADP, Ceridian, Paychex and Paylocity. Priced on quote. | Not listed | Not listed | Flat |
| Native bidirectional ERP integrationsAdvanced connectors for NetSuite, Dynamics Business Central, Microsoft Finance and Sage Intacct. Priced on quote. | Not listed | Not listed | Flat |
Usage pricing
| Metric | Plan | Included per month | Price after that |
|---|---|---|---|
| FX conversion markup (DKK, PLN) | All plans | None | £0.70 per percent above mid-market rate |
| FX conversion markup (EUR, GBP, USD, CHF) | All plans | None | £0.30 per percent above mid-market rate |
Payhawk Pricing Calculator
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Cost breakdown
Estimated from the vendor's published prices, last updated November 2026. Actual costs may vary based on negotiated contracts. How we collect prices
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Payhawk pricing FAQs
On the US site, modules start at 299 dollars a month for Travel, 349 for Accounts Payable, 449 for Cards and Expenses, and 499 for Procurement. Payhawk Complete is quoted. The final price depends on admin and accountant seats, cards and volume. Small UK and EEA firms can get a Growth plan at 149 pounds a month.
Payhawk says annual or multi-year contracts are typical. Some Trustpilot reviewers report automatic renewals and mid-contract price increases, so check renewal and cancellation terms before signing.
Converting between your own Payhawk balances costs 0.3 percent above mid-market for EUR, GBP, USD and CHF, and 0.7 percent for DKK and PLN. Domestic transfers, SEPA Instant, Faster Payments and ACH are free. Flights and hotels carry no markup.
Cards are issued by Payhawk Financial Services UAB in the EEA, Payhawk Financial Services Limited in the UK, and Cross River Bank in the US. The pricing page lists SSO/SAML, PCI DSS Level 1, ISO 27001 and SOC 2. Data is encrypted with TLS 1.2+ in transit and AES-256 at rest.
No, Payhawk does not list a free plan. Its cheapest paid plan is Growth programme (UK/EEA), at £149/mo billed monthly.
Payhawk's Growth programme (UK/EEA) plan, at £149/mo billed monthly, includes Promotional price for 24 months, AI data extraction and basic ERP integrations, Optional 7-day free trial for eligible customers, Up to 15 invoices and 15 reimbursements per month, Single entity, fewer than 10 employees, UK or EEA only, Excludes procure-to-pay, multi-entity, budget tracking and add-ons and 1 more.
Payhawk costs about £149/mo for 10 users on its Growth programme (UK/EEA) plan, billed monthly, before add-ons and usage charges.
No. Every Payhawk paid plan with a listed price is a flat monthly price, whatever the team size.
Yes. Payhawk sells add-ons on top of its plans: Additional entities, Budget tracking, Credit line and 2 more. It also charges by usage for FX conversion markup (DKK, PLN) and FX conversion markup (EUR, GBP, USD, CHF), past what the plan includes.