Quipu vs Tiime: Complete Comparison (2026)
An in-depth comparison of Quipu and Tiime to help you choose the right tool for your business.
Last updated: November 2026
Quipu
6.2/10
Cloud invoicing and pre-accounting software for Spanish freelancers, SMEs and accounting firms, covering invoices, receipt OCR, bank reconciliation, tax forecasting and VeriFactu.
Tiime
6.4/10
French invoicing, pre-accounting and business banking app for freelancers and small companies, with a shared workspace for their chartered accountant.
Feature-by-Feature Comparison
| Feature | | |
|---|---|---|
| Scores | ||
| Overall Rating | 6.2/10 | 6.4/10 |
| Scalability | 4/10 | 4/10 |
| Analytics | 5/10 | 5/10 |
| Compliance | 8/10 | 7/10 |
| Integration | 6/10 | 5/10 |
| Security | 6/10 | 6/10 |
| Support | 6/10 | 7/10 |
| Cost | 6/10 | 8/10 |
| Customization | 4/10 | 5/10 |
| Ease of Use | 8/10 | 8/10 |
| Pricing | ||
| Free plan | No | Yes |
| Cheapest paid plan | €17/mo Starter | €10/mo Initial (0-1 employee) |
| Estimated cost for 10 users | €17/mo Starter | Free Free |
| Features | ||
| Accountant Access | ||
| Bank Reconciliation | ||
| Budgeting and Forecasting | ||
| Expense Management | ||
| Invoicing | ||
| Tax Compliance | ||
| Corporate Cards | Not listed | |
| Financial Reporting | Not listed | |
| General Ledger | Not listed | |
| Inventory Accounting | Not listed | |
| Online Payments | Not listed | |
Quipu vs Tiime cost by team size
Tiime costs less at every team size we checked.
| Team size | Quipu | Tiime |
|---|---|---|
| 1 user | €17/moStarter | FreeFree |
| 5 users | €17/moStarter | FreeFree |
| 10 users | €17/moStarter | FreeFree |
| 25 users | €17/moStarter | FreeFree |
| 50 users | €17/moStarter | FreeFree |
The plan that fits each team size, billed monthly, before add-ons and usage charges. Each cost opens that tool's pricing calculator for the team size.
Which One Should You Choose?
Why choose Quipu
- Higher Compliance score (8/10 vs 7/10)
- Higher Integration score (6/10 vs 5/10)
Why choose Tiime
- Has a free plan (Quipu does not)
- Lower estimated cost for 10 users: Free vs €17/mo
- Higher Cost score (8/10 vs 6/10)
- Higher Support score (7/10 vs 6/10)
Pros & Cons
Quipu
Pros
- IVA and IRPF forecasting and pre-filled quarterly forms suit Spanish autonomos who are not accounting experts.
- VeriFactu-compliant invoicing with QR codes is included on every plan, including Starter.
- Ready-made integrations with Stripe, PayPal, Shopify, WooCommerce and PrestaShop create invoices from online sales automatically.
- Good review scores: 4.5/5 on Capterra Spain and about 4.2/5 from 271 reviews on Trustpilot.
- 15-day free trial with no card needed, and you can export your data to Excel when you cancel.
Cons
- No full double-entry accounting, so it is not a replacement for an ERP or a full accounting package.
- Bank reconciliation needs at least Solution, and automatic reconciliation needs Premium.
- Starter users only get email support, and some reviewers say response times were missed.
- Some reviews say expense recognition sometimes fails or creates duplicate records.
- The API is limited, and extra API calls cost more.
- Built for Spain only, with little for inventory or HR.
Tiime
Pros
- Invoicing is free on every tier, with no limit on the number of quotes and invoices, plus e-invoicing through Tiime's registered platform.
- The business's accountant can see its data for free, and around 2,000 accounting firms are reported as partners.
- Bank sync categorises transactions automatically, and receipts can be captured by phone, which cuts pre-accounting work.
- Paid plans come with a 60-day trial, and the entry plan costs 9.99 euros a month.
- Users rate it highly, with about 4.8 out of 5 on Google and Trustpilot.
Cons
- Tiime only does pre-accounting. The full ledger and the tax return package are left to an accountant using Tiime's separate production tool.
- The business account cannot send transfers outside the euro zone and offers no overdraft.
- Reviewers say modules cannot be bought on their own, and the free plan is fairly limited for running a business.
- Users have reported occasional bugs, including after one update on Mac.
- It is aimed at the French market and at companies with up to 20 employees. Larger firms must request a quote.
Not sold on either?
Frequently Asked Questions
Tiime scores higher on our Finance Software criteria: 6.4/10 against 6.2/10 for Quipu. The largest gap is in Cost: 6/10 for Quipu and 8/10 for Tiime.
Tiime costs less for 10 users: free on its Free plan, against about €17/mo on its Starter plan for Quipu, billed monthly.
Tiime has a free plan; Quipu does not list one.
