Payhawk vs TeamSystem ContaSOL (2026): Pricing, Features & Verdict
Payhawk is our pick, scoring 7.1/10 against 5.7/10 for TeamSystem ContaSOL on our Finance Software criteria. Its biggest advantage: higher Scalability score (8/10 vs 4/10). Neither Payhawk nor TeamSystem ContaSOL lists a free plan.
Last updated: November 2026

Payhawk
7.1/10
Payhawk is a modular spend management platform combining Visa corporate cards, expense claims, accounts payable, procurement and travel booking for mid-sized and multi-entity companies.
TeamSystem ContaSOL
5.7/10
Spanish accounting software from Software DELSOL (TeamSystem) for SMEs, self-employed professionals and accounting firms that handles bookkeeping, AEAT tax forms, banking and annual accounts.
Feature-by-Feature Comparison
| Feature | ![]() | T TeamSystem ContaSOL |
|---|---|---|
| Scores | ||
| Overall Rating | 7.1/10 | 5.7/10 |
| Scalability | 8/10 | 4/10 |
| Analytics | 5/10 | 6/10 |
| Compliance | 8/10 | 8/10 |
| Integration | 9/10 | 5/10 |
| Security | 8/10 | 5/10 |
| Support | 5/10 | 6/10 |
| Cost | 4/10 | 6/10 |
| Customization | 7/10 | 6/10 |
| Ease of Use | 8/10 | 5/10 |
| Pricing | ||
| Free plan | No | No |
| Cheapest paid plan | £149/mo Growth programme (UK/EEA) | Contact for pricing |
| Estimated cost for 10 users | £149/mo Growth programme (UK/EEA) | Contact for pricing |
| Features | ||
| Accountant Access | ||
| Tax Compliance | ||
| Accounts Payable | Not listed | |
| Bank Reconciliation | Not listed | |
| Budgeting and Forecasting | Not listed | |
| Corporate Cards | Not listed | |
| Expense Management | Not listed | |
| Financial Reporting | Not listed | |
| General Ledger | Not listed | |
| Multi-currency | Not listed | |
| Multi-entity Consolidation | Not listed | |
| Payroll | ||
Payhawk vs TeamSystem ContaSOL cost by team size
| Team size | Payhawk | TeamSystem ContaSOL |
|---|---|---|
| 1 user | £149/moGrowth programme (UK/EEA) | Contact for pricing |
| 5 users | £149/moGrowth programme (UK/EEA) | Contact for pricing |
| 10 users | £149/moGrowth programme (UK/EEA) | Contact for pricing |
| 25 users | $299/moTravel | Contact for pricing |
| 50 users | $299/moTravel | Contact for pricing |
The plan that fits each team size, billed monthly, before add-ons and usage charges. Each cost opens that tool's pricing calculator for the team size.
Who Payhawk and TeamSystem ContaSOL suit
Payhawk fits enterprise better; TeamSystem ContaSOL fits small business better.
| Audience | Payhawk | TeamSystem ContaSOL |
|---|---|---|
| Enterprise | 7/10It offers SAP, Oracle and Workday connectors, SSO, and PO matching, but very large enterprises may still need deeper procurement suites. | 2/10Reviewers say it does not fit multi-country operations, full ERP needs or large concurrent user counts. |
| Small Business | 4/10There is a discounted Growth programme for UK and EEA firms under 10 staff, but it is capped and reviewers say the cost is high for small companies. | 8/10Aimed at Spanish SMEs that keep their own books and file Spanish tax forms. |
| Accountants and Bookkeepers | Not rated | 8/10Sold explicitly to asesorías, with multiple companies and fiscal years, collaborator access and batch AEAT filing. |
| Finance Teams | 9/10It is built for controllers and CFO teams that need card controls, AP approvals and ERP sync in one place. | Not rated |
| Freelancers | Not rated | 6/10The vendor targets self-employed professionals, but it is a full accounting package rather than a light invoicing tool. |
| Mid-Market | 9/10Module pricing from several hundred dollars a month, plus multi-entity add-ons, targets companies that have outgrown simple expense apps. | Not rated |
| Startups | 5/10The Growth plan and unlimited employee seats help, but annual contracts and the price floor are less startup-friendly than freemium rivals. | Not rated |
Which One Should You Choose?
Why choose Payhawk

- Higher Scalability score (8/10 vs 4/10)
- Higher Integration score (9/10 vs 5/10)
- Better fit for enterprise (7/10 vs 2/10)
TWhy choose TeamSystem ContaSOL
- Higher Cost score (6/10 vs 4/10)
- Higher Analytics score (6/10 vs 5/10)
- Better fit for small business (8/10 vs 4/10)
Pros & Cons
Payhawk

Pros
- Unlimited employee seats, card transactions and document processing in every module, so costs do not scale per employee.
- Very broad native integration list, covering NetSuite, Sage Intacct, SAP, Dynamics, Xero, QuickBooks, DATEV and 30+ HR systems, plus a partner API and MCP connector.
- Strong for multi-entity European groups, with regulated card issuing entities in the EEA, UK and US and balances in six currencies.
- AP module includes 2- and 3-way PO matching, segregation-of-duties controls, and e-invoicing support for Peppol, KSeF, SDI and Finvoice.
- Reviewers often say employees find receipt capture and expense submission in the mobile app quick and easy.
Cons
- Trustpilot (2.8/5) and some G2 reviews describe mid-contract price increases, automatic renewals and difficult cancellations.
- Several reviewers report slow or AI-first support, with replies taking days or weeks.
- Annual pricing, unit fees for admin seats and cards, and add-on prices are not published, so you have to get a quote.
- Initial setup of workflows, custom fields and integrations is described as complex, and some reviewers note sync errors with Xero and with foreign currency refunds.
- It is not a general ledger or payroll system, so it needs a separate ERP or accounting package.
TTeamSystem ContaSOL
Pros
- Covers Spanish tax forms such as 111, 115, 303, 347 and 390, with electronic and batch filing, which matters to asesorías that file for many clients.
- One licence handles multiple companies and fiscal years, and TeamSystem states unlimited users with per-user permissions.
- Bank movements can be imported via Cuaderno 43 and reconciled with custom rules.
- You choose between local network and Azure-hosted cloud data and can switch later.
- Integrates natively with FactuSOL invoicing and NominaSOL payroll from the same vendor, and imports Contaplus data for migration.
Cons
- Runs only on Windows 10 or later, and Mac users need a virtual machine.
- Reviewers describe the interface as dated, and Capterra users report slow entry posting and problems with C34 bank remittances.
- No public pricing, and third-party figures range from about 45 to over 700 euros a year, which makes budgeting hard.
- Payroll and invoicing need separate products, and reviewers say it is not suited to multi-country businesses.
- Spanish language only and built around Spanish regulations.
Not sold on either?
Frequently Asked Questions
Payhawk scores higher on our Finance Software criteria: 7.1/10 against 5.7/10 for TeamSystem ContaSOL. The largest gap is in Integration: 9/10 for Payhawk and 5/10 for TeamSystem ContaSOL.
No, neither Payhawk nor TeamSystem ContaSOL lists a free plan.
Payhawk is the better fit for enterprise: we rate it 7/10 for them, against 2/10 for TeamSystem ContaSOL.


