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Payhawk vs TeamSystem ContaSOL (2026): Pricing, Features & Verdict

Payhawk is our pick, scoring 7.1/10 against 5.7/10 for TeamSystem ContaSOL on our Finance Software criteria. Its biggest advantage: higher Scalability score (8/10 vs 4/10). Neither Payhawk nor TeamSystem ContaSOL lists a free plan.

Last updated: November 2026

Payhawk logo

Payhawk

7.1/10

Winner

Payhawk is a modular spend management platform combining Visa corporate cards, expense claims, accounts payable, procurement and travel booking for mid-sized and multi-entity companies.

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TeamSystem ContaSOL

5.7/10

Spanish accounting software from Software DELSOL (TeamSystem) for SMEs, self-employed professionals and accounting firms that handles bookkeeping, AEAT tax forms, banking and annual accounts.

Feature-by-Feature Comparison

Feature
Payhawk logo
Payhawk
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TeamSystem ContaSOL
Scores
Overall Rating7.1/105.7/10
Scalability8/104/10
Analytics5/106/10
Compliance8/108/10
Integration9/105/10
Security8/105/10
Support5/106/10
Cost4/106/10
Customization7/106/10
Ease of Use8/105/10
Pricing
Free planNoNo
Cheapest paid plan£149/mo
Growth programme (UK/EEA)
Contact for pricing
Estimated cost for 10 users£149/mo
Growth programme (UK/EEA)
Contact for pricing
Features
Accountant Access
Tax Compliance
Accounts PayableNot listed
Bank ReconciliationNot listed
Budgeting and ForecastingNot listed
Corporate CardsNot listed
Expense ManagementNot listed
Financial ReportingNot listed
General LedgerNot listed
Multi-currencyNot listed
Multi-entity ConsolidationNot listed
Payroll

Payhawk vs TeamSystem ContaSOL cost by team size

Team sizePayhawkTeamSystem ContaSOL
1 user£149/moGrowth programme (UK/EEA)Contact for pricing
5 users£149/moGrowth programme (UK/EEA)Contact for pricing
10 users£149/moGrowth programme (UK/EEA)Contact for pricing
25 users$299/moTravelContact for pricing
50 users$299/moTravelContact for pricing

The plan that fits each team size, billed monthly, before add-ons and usage charges. Each cost opens that tool's pricing calculator for the team size.

Who Payhawk and TeamSystem ContaSOL suit

Payhawk fits enterprise better; TeamSystem ContaSOL fits small business better.

AudiencePayhawkTeamSystem ContaSOL
Enterprise7/10It offers SAP, Oracle and Workday connectors, SSO, and PO matching, but very large enterprises may still need deeper procurement suites.2/10Reviewers say it does not fit multi-country operations, full ERP needs or large concurrent user counts.
Small Business4/10There is a discounted Growth programme for UK and EEA firms under 10 staff, but it is capped and reviewers say the cost is high for small companies.8/10Aimed at Spanish SMEs that keep their own books and file Spanish tax forms.
Accountants and BookkeepersNot rated8/10Sold explicitly to asesorías, with multiple companies and fiscal years, collaborator access and batch AEAT filing.
Finance Teams9/10It is built for controllers and CFO teams that need card controls, AP approvals and ERP sync in one place.Not rated
FreelancersNot rated6/10The vendor targets self-employed professionals, but it is a full accounting package rather than a light invoicing tool.
Mid-Market9/10Module pricing from several hundred dollars a month, plus multi-entity add-ons, targets companies that have outgrown simple expense apps.Not rated
Startups5/10The Growth plan and unlimited employee seats help, but annual contracts and the price floor are less startup-friendly than freemium rivals.Not rated

Which One Should You Choose?

Payhawk logo
Why choose Payhawk

  • Higher Scalability score (8/10 vs 4/10)
  • Higher Integration score (9/10 vs 5/10)
  • Better fit for enterprise (7/10 vs 2/10)

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Why choose TeamSystem ContaSOL

  • Higher Cost score (6/10 vs 4/10)
  • Higher Analytics score (6/10 vs 5/10)
  • Better fit for small business (8/10 vs 4/10)

Pros & Cons

Payhawk logo
Payhawk

Pros

  • Unlimited employee seats, card transactions and document processing in every module, so costs do not scale per employee.
  • Very broad native integration list, covering NetSuite, Sage Intacct, SAP, Dynamics, Xero, QuickBooks, DATEV and 30+ HR systems, plus a partner API and MCP connector.
  • Strong for multi-entity European groups, with regulated card issuing entities in the EEA, UK and US and balances in six currencies.
  • AP module includes 2- and 3-way PO matching, segregation-of-duties controls, and e-invoicing support for Peppol, KSeF, SDI and Finvoice.
  • Reviewers often say employees find receipt capture and expense submission in the mobile app quick and easy.

Cons

  • Trustpilot (2.8/5) and some G2 reviews describe mid-contract price increases, automatic renewals and difficult cancellations.
  • Several reviewers report slow or AI-first support, with replies taking days or weeks.
  • Annual pricing, unit fees for admin seats and cards, and add-on prices are not published, so you have to get a quote.
  • Initial setup of workflows, custom fields and integrations is described as complex, and some reviewers note sync errors with Xero and with foreign currency refunds.
  • It is not a general ledger or payroll system, so it needs a separate ERP or accounting package.

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TeamSystem ContaSOL

Pros

  • Covers Spanish tax forms such as 111, 115, 303, 347 and 390, with electronic and batch filing, which matters to asesorías that file for many clients.
  • One licence handles multiple companies and fiscal years, and TeamSystem states unlimited users with per-user permissions.
  • Bank movements can be imported via Cuaderno 43 and reconciled with custom rules.
  • You choose between local network and Azure-hosted cloud data and can switch later.
  • Integrates natively with FactuSOL invoicing and NominaSOL payroll from the same vendor, and imports Contaplus data for migration.

Cons

  • Runs only on Windows 10 or later, and Mac users need a virtual machine.
  • Reviewers describe the interface as dated, and Capterra users report slow entry posting and problems with C34 bank remittances.
  • No public pricing, and third-party figures range from about 45 to over 700 euros a year, which makes budgeting hard.
  • Payroll and invoicing need separate products, and reviewers say it is not suited to multi-country businesses.
  • Spanish language only and built around Spanish regulations.

Not sold on either?

Frequently Asked Questions

Payhawk scores higher on our Finance Software criteria: 7.1/10 against 5.7/10 for TeamSystem ContaSOL. The largest gap is in Integration: 9/10 for Payhawk and 5/10 for TeamSystem ContaSOL.

No, neither Payhawk nor TeamSystem ContaSOL lists a free plan.

Payhawk is the better fit for enterprise: we rate it 7/10 for them, against 2/10 for TeamSystem ContaSOL.

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