Brex vs TeamSystem ContaSOL (2026): Pricing, Features & Verdict

Why choose Brex

• Has a free plan (TeamSystem ContaSOL does not)
• Higher Scalability score (8/10 vs 4/10)
• Higher Integration score (8/10 vs 5/10)
• Better fit for enterprise (7/10 vs 2/10)

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Why choose TeamSystem ContaSOL

• Higher Compliance score (8/10 vs 7/10)
• Better fit for small business (8/10 vs 4/10)
• Includes General Ledger, which Brex lacks

Brex

Pros

• The Essentials tier is free and includes cards, bill pay, reimbursements, travel booking, API access and accounting integrations.
• Card limits are underwritten on cash balance and revenue rather than a founder's personal guarantee, which helps startups without a credit history.
• Direct ERP syncs cover NetSuite, QuickBooks Online, Xero, Sage Intacct, Business Central and newer AI-native ERPs such as Rillet and Campfire, and a two-way Accounting API launched in January 2026.
• Brex holds SOC 1 Type II and SOC 2 Type II attestations, is PCI-DSS compliant and supports SAML or OIDC single sign-on.
• Brex releases updates often. The September 2026 release alone added more than 30 features, including passkeys, p-card policy rules and access to Brex data from ChatGPT, Claude and Slack.
• Pricing is published at 12 USD per user per month for Premium, and G2 reviewers rate the product highly, at about 4.8 out of 5.

Cons

• Brex has a history of abrupt account closures and eligibility changes, and it left the small-business market in 2022.
• Credit limits move with the company's cash balance, which some reviewers find unpredictable.
• Card purchases that need currency conversion carry an FX markup of up to 3 percent, built into the exchange rate.
• It is not a general ledger. Bookkeeping and financial statements still need a separate ERP or accounting system.
• Some support and setup experiences are poor, including a clunky HRIS integration setup reported on Gartner Peer Insights.
• The Capital One acquisition could slow feature shipping during integration, according to industry commentary.

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TeamSystem ContaSOL

Pros

• Covers Spanish tax forms such as 111, 115, 303, 347 and 390, with electronic and batch filing, which matters to asesorías that file for many clients.
• One licence handles multiple companies and fiscal years, and TeamSystem states unlimited users with per-user permissions.
• Bank movements can be imported via Cuaderno 43 and reconciled with custom rules.
• You choose between local network and Azure-hosted cloud data and can switch later.
• Integrates natively with FactuSOL invoicing and NominaSOL payroll from the same vendor, and imports Contaplus data for migration.

Cons

• Runs only on Windows 10 or later, and Mac users need a virtual machine.
• Reviewers describe the interface as dated, and Capterra users report slow entry posting and problems with C34 bank remittances.
• No public pricing, and third-party figures range from about 45 to over 700 euros a year, which makes budgeting hard.
• Payroll and invoicing need separate products, and reviewers say it is not suited to multi-country businesses.
• Spanish language only and built around Spanish regulations.