MYOB Acumatica vs Payhawk (2026): Pricing, Features & Verdict
Payhawk is our pick, scoring 7.1/10 against 6.4/10 for MYOB Acumatica on our Finance Software criteria. Its biggest advantage: higher Integration score (9/10 vs 7/10). Neither MYOB Acumatica nor Payhawk lists a free plan.
Last updated: November 2026
MYOB Acumatica
6.4/10
Cloud ERP for mid-sized Australian and New Zealand businesses, covering financials, payroll, inventory, CRM, and project accounting with local tax compliance built in.
Payhawk
7.1/10
Payhawk is a modular spend management platform combining Visa corporate cards, expense claims, accounts payable, procurement and travel booking for mid-sized and multi-entity companies.
Feature-by-Feature Comparison
| Feature | | |
|---|---|---|
| Scores | ||
| Overall Rating | 6.4/10 | 7.1/10 |
| Scalability | 8/10 | 8/10 |
| Analytics | 7/10 | 5/10 |
| Compliance | 8/10 | 8/10 |
| Integration | 7/10 | 9/10 |
| Security | 6/10 | 8/10 |
| Support | 6/10 | 5/10 |
| Cost | 3/10 | 4/10 |
| Customization | 8/10 | 7/10 |
| Ease of Use | 6/10 | 8/10 |
| Pricing | ||
| Free plan | No | No |
| Cheapest paid plan | Contact for pricing | £149/mo Growth programme (UK/EEA) |
| Estimated cost for 10 users | Contact for pricing | £149/mo Growth programme (UK/EEA) |
| Features | ||
| Payroll | ||
| Accounts Payable | ||
| Expense Management | ||
| Tax Compliance | ||
| Accountant Access | Not listed | |
| Bank Reconciliation | Not listed | |
| Corporate Cards | Not listed | |
| Financial Reporting | Not listed | |
| General Ledger | Not listed | |
| Inventory Accounting | Not listed | |
| Invoicing | Not listed | |
| Multi-currency | Not listed | |
| Multi-entity Consolidation | Not listed | |
MYOB Acumatica vs Payhawk cost by team size
| Team size | MYOB Acumatica | Payhawk |
|---|---|---|
| 1 user | Contact for pricing | £149/moGrowth programme (UK/EEA) |
| 5 users | Contact for pricing | £149/moGrowth programme (UK/EEA) |
| 10 users | Contact for pricing | £149/moGrowth programme (UK/EEA) |
| 25 users | Contact for pricing | $299/moTravel |
| 50 users | Contact for pricing | $299/moTravel |
The plan that fits each team size, billed monthly, before add-ons and usage charges. Each cost opens that tool's pricing calculator for the team size.
Who MYOB Acumatica and Payhawk suit
| Audience | MYOB Acumatica | Payhawk |
|---|---|---|
| Small Business | 3/10Implementation costs of tens of thousands of dollars and multi-month projects put it beyond most small firms. | 4/10There is a discounted Growth programme for UK and EEA firms under 10 staff, but it is capped and reviewers say the cost is high for small companies. |
| Mid-Market | 9/10MYOB positions it for mid-sized ANZ businesses that have outgrown simpler accounting software. | 9/10Module pricing from several hundred dollars a month, plus multi-entity add-ons, targets companies that have outgrown simple expense apps. |
| Construction | 8/10A dedicated construction edition is offered. | Not rated |
| Enterprise | Not rated | 7/10It offers SAP, Oracle and Workday connectors, SSO, and PO matching, but very large enterprises may still need deeper procurement suites. |
| Finance Teams | Not rated | 9/10It is built for controllers and CFO teams that need card controls, AP approvals and ERP sync in one place. |
| Manufacturing | 8/10A manufacturing edition and manufacturing-focused implementations are available. | Not rated |
| Nonprofits | 6/10MYOB lists a not-for-profit industry edition. | Not rated |
| Startups | Not rated | 5/10The Growth plan and unlimited employee seats help, but annual contracts and the price floor are less startup-friendly than freemium rivals. |
Which One Should You Choose?
Why choose MYOB Acumatica
- Higher Analytics score (7/10 vs 5/10)
- Higher Support score (6/10 vs 5/10)
- Includes Payroll, which Payhawk lacks
Why choose Payhawk
- Higher Integration score (9/10 vs 7/10)
- Higher Security score (8/10 vs 6/10)
Pros & Cons
MYOB Acumatica
Pros
- GST, BAS, Single Touch Payroll and NZ IRD compliance are built in for ANZ businesses
- Industry editions for construction, manufacturing, distribution and not-for-profit
- Financials, payroll, inventory, CRM and projects run in one cloud system
- The subscription covers hosting, backups, disaster recovery and upgrades
Cons
- No public pricing, so every quote must come through a partner
- Partners quote implementations from roughly 30,000 to over 150,000 dollars
- Payroll, advanced API access and AI or OCR automation can cost extra
- Reviewers say the pricing is not friendly to small businesses, and partners note that scaling down is restricted
Payhawk
Pros
- Unlimited employee seats, card transactions and document processing in every module, so costs do not scale per employee.
- Very broad native integration list, covering NetSuite, Sage Intacct, SAP, Dynamics, Xero, QuickBooks, DATEV and 30+ HR systems, plus a partner API and MCP connector.
- Strong for multi-entity European groups, with regulated card issuing entities in the EEA, UK and US and balances in six currencies.
- AP module includes 2- and 3-way PO matching, segregation-of-duties controls, and e-invoicing support for Peppol, KSeF, SDI and Finvoice.
- Reviewers often say employees find receipt capture and expense submission in the mobile app quick and easy.
Cons
- Trustpilot (2.8/5) and some G2 reviews describe mid-contract price increases, automatic renewals and difficult cancellations.
- Several reviewers report slow or AI-first support, with replies taking days or weeks.
- Annual pricing, unit fees for admin seats and cards, and add-on prices are not published, so you have to get a quote.
- Initial setup of workflows, custom fields and integrations is described as complex, and some reviewers note sync errors with Xero and with foreign currency refunds.
- It is not a general ledger or payroll system, so it needs a separate ERP or accounting package.
Not sold on either?
Frequently Asked Questions
Payhawk scores higher on our Finance Software criteria: 7.1/10 against 6.4/10 for MYOB Acumatica. The largest gap is in Analytics: 7/10 for MYOB Acumatica and 5/10 for Payhawk.
No, neither MYOB Acumatica nor Payhawk lists a free plan.
MYOB Acumatica has Payroll, which Payhawk lacks.
