Indy vs Tiime: Complete Comparison (2026)
An in-depth comparison of Indy and Tiime to help you choose the right tool for your business.
Last updated: November 2026
Indy
6.2/10
French accounting app with a free business account, invoicing, and automated tax filings for freelancers, sole traders, small companies, and property holders.
Tiime
6.4/10
French invoicing, pre-accounting and business banking app for freelancers and small companies, with a shared workspace for their chartered accountant.
Feature-by-Feature Comparison
| Feature | | |
|---|---|---|
| Scores | ||
| Overall Rating | 6.2/10 | 6.4/10 |
| Analytics | 5/10 | 5/10 |
| Compliance | 8/10 | 7/10 |
| Cost | 9/10 | 8/10 |
| Customization | 4/10 | 5/10 |
| Ease of Use | 8/10 | 8/10 |
| Integration | 3/10 | 5/10 |
| Scalability | 3/10 | 4/10 |
| Security | 6/10 | 6/10 |
| Support | 7/10 | 7/10 |
| Pricing | ||
| Free plan | Yes | Yes |
| Cheapest paid plan | €59/mo Autonomie (SAS, SASU, SARL, EURL) | €10/mo Initial (0-1 employee) |
| Estimated cost for 10 users | Free Essentiel | Free Free |
| Features | ||
| Accountant Access | ||
| Bank Reconciliation | ||
| Corporate Cards | ||
| Invoicing | ||
| Online Payments | ||
| Tax Compliance | ||
| Budgeting and Forecasting | Not listed | |
| Expense Management | Not listed | |
| Financial Reporting | Not listed | |
| General Ledger | Not listed | |
| Payroll | Not listed | |
Indy vs Tiime cost by team size
Indy and Tiime cost the same at every team size we checked.
| Team size | Indy | Tiime |
|---|---|---|
| 1 user | FreeEssentiel | FreeFree |
| 5 users | FreeEssentiel | FreeFree |
| 10 users | FreeEssentiel | FreeFree |
| 25 users | FreeEssentiel | FreeFree |
| 50 users | FreeEssentiel | FreeFree |
The plan that fits each team size, billed monthly, before add-ons and usage charges. Each cost opens that tool's pricing calculator for the team size.
Which One Should You Choose?
Why choose Indy
- Higher Compliance score (8/10 vs 7/10)
- Higher Cost score (9/10 vs 8/10)
Why choose Tiime
- Higher Integration score (5/10 vs 3/10)
- Higher Customization score (5/10 vs 4/10)
Pros & Cons
Indy
Pros
- The free plan includes unlimited invoicing, e-invoicing, bank sync, and a business account with a card.
- It pre-fills and e-files French tax returns such as VAT, 2035, CFE, and the liasse fiscale.
- Higher tiers add chartered accountant review, so you can upgrade without changing tools.
- It is rated 4.8 out of 5 on Trustpilot from more than 7,000 reviews, according to Legalstart.
Cons
- It does not run payroll or manage employees.
- It has very few third-party integrations.
- Lower tiers have no phone support; phone access starts with Sérénité.
- It is limited to French legal statuses, and complex bookkeeping such as fixed assets or provisions is poorly handled.
- The business account accepts no cash or cheque deposits.
Tiime
Pros
- Invoicing is free on every tier, with no limit on the number of quotes and invoices, plus e-invoicing through Tiime's registered platform.
- The business's accountant can see its data for free, and around 2,000 accounting firms are reported as partners.
- Bank sync categorises transactions automatically, and receipts can be captured by phone, which cuts pre-accounting work.
- Paid plans come with a 60-day trial, and the entry plan costs 9.99 euros a month.
- Users rate it highly, with about 4.8 out of 5 on Google and Trustpilot.
Cons
- Tiime only does pre-accounting. The full ledger and the tax return package are left to an accountant using Tiime's separate production tool.
- The business account cannot send transfers outside the euro zone and offers no overdraft.
- Reviewers say modules cannot be bought on their own, and the free plan is fairly limited for running a business.
- Users have reported occasional bugs, including after one update on Mac.
- It is aimed at the French market and at companies with up to 20 employees. Larger firms must request a quote.
Not sold on either?
Frequently Asked Questions
Tiime scores higher on our Finance Software criteria: 6.4/10 against 6.2/10 for Indy. The largest gap is in Integration: 3/10 for Indy and 5/10 for Tiime.
Both are free for 10 users.
Yes, both Indy and Tiime have a free plan.
