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Holded vs Lexware Office Comparison

Compare Holded vs Lexware Office features, pricing, and more.

Last updated: November 2026

Holded logo

Holded

6.1/10

Cloud business management suite from Barcelona that combines invoicing, accounting, Spanish tax filing, CRM, projects and HR for small and mid-sized Spanish businesses.

Lexware Office logo

Lexware Office

6.7/10

Winner

A German cloud tool for bookkeeping, invoicing, receipt capture, VAT filing and optional payroll, made for freelancers and small businesses.

Feature-by-Feature Comparison

Feature
Holded logo
Holded
Lexware Office logo
Lexware Office
Scores
Overall Rating6.1/106.7/10
Scalability5/104/10
Analytics6/104/10
Compliance8/108/10
Integration6/107/10
Security5/107/10
Support5/106/10
Cost6/108/10
Customization6/104/10
Ease of Use7/108/10
Pricing
Free planNoNo
Cheapest paid plan€15/mo
Plus
€8/mo
S
Estimated cost for 10 users€199/mo
Premium
€8/mo
S
Features
Inventory Accounting
Accountant Access
Bank Reconciliation
Expense Management
Financial Reporting
General Ledger
Invoicing
Payroll
Tax Compliance
Multi-currencyNot listed
Multi-entity ConsolidationNot listed
Online PaymentsNot listed

Holded vs Lexware Office cost by team size

Lexware Office costs less at every team size we checked.

Team sizeHoldedLexware Office
1 user€15/moPlus€8/moS
5 users€99/moAvanzado€8/moS
10 users€199/moPremium€8/moS
25 users€15/moPlus€8/moS
50 users€15/moPlus€8/moS

The plan that fits each team size, billed monthly, before add-ons and usage charges. Each cost opens that tool's pricing calculator for the team size.

Which One Should You Choose?

Holded logo
Why choose Holded

  • Higher Analytics score (6/10 vs 4/10)
  • Higher Customization score (6/10 vs 4/10)
  • Includes Inventory Accounting, which Lexware Office lacks

Lexware Office logo
Why choose Lexware Office

  • Lower estimated cost for 10 users: €8/mo vs €199/mo
  • Higher Security score (7/10 vs 5/10)
  • Higher Cost score (8/10 vs 6/10)
  • Better fit for freelancers (9/10 vs 6/10)

Pros & Cons

Holded logo
Holded

Pros

  • Generates Spanish VAT and income tax forms automatically from invoice and expense data, with VeriFactu included on every plan.
  • Puts invoicing, accounting, CRM, projects and HR in one product, so a small Spanish company can replace several tools.
  • Partner accounting firms get their own profile without using up a user seat.
  • Native Shopify, WooCommerce and Amazon sync sends sales straight into the books.
  • A 14-day free trial with no card required, plus 50 percent off for the first three months.

Cons

  • Full double-entry accounting only begins at the 59 euro Estándar plan.
  • Inventory, payroll, POS and SII are paid Gems that push the real cost above the listed price.
  • Paying annually gives no discount, and each plan caps the number of invoices per calendar year.
  • Automated tax filing only works for businesses based in Spain.
  • Reviewers say support is slow at tax deadlines and the mobile app does less than the web version.

Lexware Office logo
Lexware Office

Pros

  • Users on OMR Reviews and testers on Experte.de describe receipt scanning and bank matching as fast and easy to set up.
  • Creates ZUGFeRD and XRechnung e-invoices and files VAT returns directly to ELSTER.
  • Every plan can be cancelled monthly, and users are unlimited according to Für-Gründer.
  • Tax advisor access and DATEV export make it easy to hand the books to an accountant.
  • An optional payroll add-on handles social security and tax filings for up to 50 employees.

Cons

  • Invoices can only be issued in euros.
  • Cannot manage several companies, and has no approval workflow and no cost-centre reporting.
  • Bookkeeping and VAT returns need the L plan, and recurring features need higher tiers.
  • Users report bank connections that drop and support that is hard to reach by phone.
  • There is no postal invoice sending and no built-in time tracking.

Not sold on either?

Frequently Asked Questions

Lexware Office scores higher on our Finance Software criteria: 6.7/10 against 6.1/10 for Holded. The largest gap is in Analytics: 6/10 for Holded and 4/10 for Lexware Office.

Lexware Office costs less for 10 users: about €8/mo on its S plan, against about €199/mo on its Premium plan for Holded, billed monthly.

No, neither Holded nor Lexware Office lists a free plan.

Lexware Office is the better fit for freelancers: we rate it 9/10 for them, against 6/10 for Holded.

Holded has Inventory Accounting, which Lexware Office lacks.

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