Holded vs Lexware Office Comparison
Compare Holded vs Lexware Office features, pricing, and more.
Last updated: November 2026

Holded
6.1/10
Cloud business management suite from Barcelona that combines invoicing, accounting, Spanish tax filing, CRM, projects and HR for small and mid-sized Spanish businesses.

Lexware Office
6.7/10
A German cloud tool for bookkeeping, invoicing, receipt capture, VAT filing and optional payroll, made for freelancers and small businesses.
Feature-by-Feature Comparison
| Feature | ![]() | ![]() |
|---|---|---|
| Scores | ||
| Overall Rating | 6.1/10 | 6.7/10 |
| Scalability | 5/10 | 4/10 |
| Analytics | 6/10 | 4/10 |
| Compliance | 8/10 | 8/10 |
| Integration | 6/10 | 7/10 |
| Security | 5/10 | 7/10 |
| Support | 5/10 | 6/10 |
| Cost | 6/10 | 8/10 |
| Customization | 6/10 | 4/10 |
| Ease of Use | 7/10 | 8/10 |
| Pricing | ||
| Free plan | No | No |
| Cheapest paid plan | €15/mo Plus | €8/mo S |
| Estimated cost for 10 users | €199/mo Premium | €8/mo S |
| Features | ||
| Inventory Accounting | ||
| Accountant Access | ||
| Bank Reconciliation | ||
| Expense Management | ||
| Financial Reporting | ||
| General Ledger | ||
| Invoicing | ||
| Payroll | ||
| Tax Compliance | ||
| Multi-currency | Not listed | |
| Multi-entity Consolidation | Not listed | |
| Online Payments | Not listed | |
Holded vs Lexware Office cost by team size
Lexware Office costs less at every team size we checked.
| Team size | Holded | Lexware Office |
|---|---|---|
| 1 user | €15/moPlus | €8/moS |
| 5 users | €99/moAvanzado | €8/moS |
| 10 users | €199/moPremium | €8/moS |
| 25 users | €15/moPlus | €8/moS |
| 50 users | €15/moPlus | €8/moS |
The plan that fits each team size, billed monthly, before add-ons and usage charges. Each cost opens that tool's pricing calculator for the team size.
Which One Should You Choose?
Why choose Holded

- Higher Analytics score (6/10 vs 4/10)
- Higher Customization score (6/10 vs 4/10)
- Includes Inventory Accounting, which Lexware Office lacks
Why choose Lexware Office

- Lower estimated cost for 10 users: €8/mo vs €199/mo
- Higher Security score (7/10 vs 5/10)
- Higher Cost score (8/10 vs 6/10)
- Better fit for freelancers (9/10 vs 6/10)
Pros & Cons
Holded

Pros
- Generates Spanish VAT and income tax forms automatically from invoice and expense data, with VeriFactu included on every plan.
- Puts invoicing, accounting, CRM, projects and HR in one product, so a small Spanish company can replace several tools.
- Partner accounting firms get their own profile without using up a user seat.
- Native Shopify, WooCommerce and Amazon sync sends sales straight into the books.
- A 14-day free trial with no card required, plus 50 percent off for the first three months.
Cons
- Full double-entry accounting only begins at the 59 euro Estándar plan.
- Inventory, payroll, POS and SII are paid Gems that push the real cost above the listed price.
- Paying annually gives no discount, and each plan caps the number of invoices per calendar year.
- Automated tax filing only works for businesses based in Spain.
- Reviewers say support is slow at tax deadlines and the mobile app does less than the web version.
Lexware Office

Pros
- Users on OMR Reviews and testers on Experte.de describe receipt scanning and bank matching as fast and easy to set up.
- Creates ZUGFeRD and XRechnung e-invoices and files VAT returns directly to ELSTER.
- Every plan can be cancelled monthly, and users are unlimited according to Für-Gründer.
- Tax advisor access and DATEV export make it easy to hand the books to an accountant.
- An optional payroll add-on handles social security and tax filings for up to 50 employees.
Cons
- Invoices can only be issued in euros.
- Cannot manage several companies, and has no approval workflow and no cost-centre reporting.
- Bookkeeping and VAT returns need the L plan, and recurring features need higher tiers.
- Users report bank connections that drop and support that is hard to reach by phone.
- There is no postal invoice sending and no built-in time tracking.
Not sold on either?
Frequently Asked Questions
Lexware Office scores higher on our Finance Software criteria: 6.7/10 against 6.1/10 for Holded. The largest gap is in Analytics: 6/10 for Holded and 4/10 for Lexware Office.
Lexware Office costs less for 10 users: about €8/mo on its S plan, against about €199/mo on its Premium plan for Holded, billed monthly.
No, neither Holded nor Lexware Office lists a free plan.
Lexware Office is the better fit for freelancers: we rate it 9/10 for them, against 6/10 for Holded.
Holded has Inventory Accounting, which Lexware Office lacks.




