e-conomic vs Wise Business: Complete Comparison (2026)
An in-depth comparison of e-conomic and Wise Business to help you choose the right tool for your business.
Last updated: November 2026
e-conomic
6.4/10
Cloud accounting software from Visma for small and medium-sized Danish businesses, covering bookkeeping, invoicing, VAT, bank reconciliation and accountant collaboration.
Wise Business
6.3/10
Wise Business is a multi-currency business account for sending, receiving, holding and converting money internationally, with team cards, batch payments and invoicing.
Feature-by-Feature Comparison
| Feature | E e-conomic | |
|---|---|---|
| Scores | ||
| Overall Rating | 6.4/10 | 6.3/10 |
| Scalability | 7/10 | 6/10 |
| Analytics | 5/10 | 3/10 |
| Compliance | 8/10 | 6/10 |
| Integration | 8/10 | 6/10 |
| Security | 6/10 | 7/10 |
| Support | 6/10 | 5/10 |
| Cost | 5/10 | 8/10 |
| Customization | 6/10 | 4/10 |
| Ease of Use | 6/10 | 8/10 |
| Pricing | ||
| Free plan | No | No |
| Cheapest paid plan | DKK 249/mo Basis | Contact for pricing |
| Estimated cost for 10 users | DKK 249/mo Basis | Free Wise Business (US) |
| Features | ||
| Financial Reporting | ||
| General Ledger | ||
| Corporate Cards | ||
| Invoicing | ||
| Accountant Access | Not listed | |
| Accounts Payable | Not listed | |
| Bank Reconciliation | Not listed | |
| Expense Management | Not listed | |
| Inventory Accounting | Not listed | |
| Multi-currency | Not listed | |
| Online Payments | Not listed | |
| Payroll | Not listed | |
| Tax Compliance | Not listed | |
e-conomic vs Wise Business cost by team size
| Team size | e-conomic | Wise Business |
|---|---|---|
| 1 user | DKK 249/moBasis | FreeWise Business (US) |
| 5 users | DKK 249/moBasis | FreeWise Business (US) |
| 10 users | DKK 249/moBasis | FreeWise Business (US) |
| 25 users | DKK 249/moBasis | FreeWise Business (US) |
| 50 users | DKK 249/moBasis | FreeWise Business (US) |
The plan that fits each team size, billed monthly, before add-ons and usage charges. Each cost opens that tool's pricing calculator for the team size.
Which One Should You Choose?
EWhy choose e-conomic
- Higher Analytics score (5/10 vs 3/10)
- Higher Compliance score (8/10 vs 6/10)
- Includes Financial Reporting, which Wise Business lacks
- Includes General Ledger, which Wise Business lacks
Why choose Wise Business
- Higher Cost score (8/10 vs 5/10)
- Higher Ease of Use score (8/10 vs 6/10)
- Better fit for startups (8/10 vs 6/10)
Pros & Cons
Ee-conomic
Pros
- Free outside access for an accountant or bookkeeper on every plan, which suits the Danish accountant-led market.
- Integrations with inventory systems, webshops and payroll, plus an open REST API with webhooks, which were added in 2026.
- Scales by posting volume from 1,000 up to 800,000 postings a year, with modules added as needs grow.
- Available in Danish, Norwegian, Swedish and English, where Dinero is Danish only.
- Smart and Komplet plans include a built-in Firmakort company card and bank and receipt automation.
Cons
- No free plan, and prices rise with posting volume and paid modules.
- The Basis plan leaves out reminders, quotes, subscription invoicing and full API access.
- Payroll needs a separate product such as Danløn connected through an integration.
- Some users and competitors describe the system as heavy or complex for very small businesses.
- Phone support is limited to weekday office hours, ending at 15:00 Monday to Thursday and 14:00 on Friday.
Wise Business
Pros
- Conversions use the mid-market rate with fees from 0.23%, often cheaper than banks for international payments.
- There is no monthly fee, only a one-time setup fee of 31 USD in the US.
- Batch payments can pay up to 1,000 recipients in one action, which helps companies paying contractors abroad.
- Local receiving details in 22 currencies let foreign clients pay domestically.
- Team cards come with custom spending permissions.
Cons
- It is not an accounting system and has no ledger, payroll or financial statements.
- Wise is not a bank: it offers no loans, and balances are safeguarded rather than deposit-insured by default.
- Users report delayed or frozen transactions and support that can be slow or hard to reach.
- Incoming SWIFT payments in USD, GBP and EUR carry per-payment fees.
- Feature availability, including cards, varies by country.
Not sold on either?
Frequently Asked Questions
E-conomic scores higher on our Finance Software criteria: 6.4/10 against 6.3/10 for Wise Business. The largest gap is in Cost: 5/10 for e-conomic and 8/10 for Wise Business.
No, neither e-conomic nor Wise Business lists a free plan.
Wise Business is the better fit for startups: we rate it 8/10 for them, against 6/10 for e-conomic.
E-conomic has Financial Reporting and General Ledger, which Wise Business lacks.
