Wise Business Pricing
Every Wise Business plan with its monthly and annual price, what it costs for common team sizes, and a calculator to estimate your own monthly cost before you buy.
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Plans and prices
| Plan | Monthly billing | Annual billing (per month) | Per user or flat | Users | Free tier |
|---|---|---|---|---|---|
| Wise Business (US) | Free | Free | — | No limit listed | No |
Prices last updated November 2026.
What Wise Business costs by team size
| Team size | 1 user | 5 users | 10 users | 25 users | 50 users |
|---|---|---|---|---|---|
| Monthly cost | FreeWise Business (US) | FreeWise Business (US) | FreeWise Business (US) | FreeWise Business (US) | FreeWise Business (US) |
The plan that fits each team size, billed monthly, before add-ons and usage charges.
Usage pricing
| Metric | Plan | Included per month | Price after that |
|---|---|---|---|
| ATM withdrawal beyond free allowance | All plans | 250 | $1.95 per withdrawal (plus 1.95%) |
| Currency conversion and sending | Starting rate | None | $0.23 per percent of amount |
| External e-wallet top-up | All plans | None | $2 per percent of amount |
| Incoming USD wire/SWIFT payment | All plans | None | $6.11 per payment |
Wise Business Pricing Calculator
Estimate your team's real monthly and annual cost based on seats, billing cycle, and add-ons.
Cost breakdown
Estimated from the vendor's published prices, last updated November 2026. Actual costs may vary based on negotiated contracts. How we collect prices
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Use this estimate to align with your team, then start a trial or subscription.
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Wise Business pricing FAQs
Wise Business is free for 10 users on its Wise Business (US) plan.
Yes. Wise Business charges by usage for ATM withdrawal beyond free allowance, Currency conversion and sending, External e-wallet top-up and 1 more, past what the plan includes.