e-conomic vs Vivid Business: Complete Comparison (2026)
An in-depth comparison of e-conomic and Vivid Business to help you choose the right tool for your business.
Last updated: November 2026
e-conomic
6.4/10
Cloud accounting software from Visma for small and medium-sized Danish businesses, covering bookkeeping, invoicing, VAT, bank reconciliation and accountant collaboration.
Vivid Business
6.1/10
Vivid Business is a business account from Berlin-based Vivid Money for European freelancers and SMEs. It bundles cards, multi-currency accounts, invoicing, card acceptance and interest on idle cash.
Feature-by-Feature Comparison
| Feature | E e-conomic | |
|---|---|---|
| Scores | ||
| Overall Rating | 6.4/10 | 6.1/10 |
| Analytics | 5/10 | 4/10 |
| Compliance | 8/10 | 6/10 |
| Cost | 5/10 | 8/10 |
| Customization | 6/10 | 5/10 |
| Ease of Use | 6/10 | 7/10 |
| Integration | 8/10 | 6/10 |
| Scalability | 7/10 | 6/10 |
| Security | 6/10 | 6/10 |
| Support | 6/10 | 5/10 |
| Pricing | ||
| Free plan | No | Yes |
| Cheapest paid plan | DKK 249/mo Basis | €7/mo Basic |
| Estimated cost for 10 users | DKK 249/mo Basis | Free Free Start |
| Features | ||
| Financial Reporting | ||
| General Ledger | ||
| Corporate Cards | ||
| Expense Management | ||
| Invoicing | ||
| Accountant Access | Not listed | |
| Accounts Payable | Not listed | |
| Bank Reconciliation | Not listed | |
| Budgeting and Forecasting | Not listed | |
| Inventory Accounting | Not listed | |
| Multi-currency | Not listed | |
| Online Payments | Not listed | |
| Payroll | Not listed | |
| Tax Compliance | Not listed | |
e-conomic vs Vivid Business cost by team size
| Team size | e-conomic | Vivid Business |
|---|---|---|
| 1 user | DKK 249/moBasis | FreeFree Start |
| 5 users | DKK 249/moBasis | FreeFree Start |
| 10 users | DKK 249/moBasis | FreeFree Start |
| 25 users | DKK 249/moBasis | FreeFree Start |
| 50 users | DKK 249/moBasis | FreeFree Start |
The plan that fits each team size, billed monthly, before add-ons and usage charges. Each cost opens that tool's pricing calculator for the team size.
Which One Should You Choose?
EWhy choose e-conomic
- Higher Compliance score (8/10 vs 6/10)
- Higher Integration score (8/10 vs 6/10)
- Includes Financial Reporting, which Vivid Business lacks
- Includes General Ledger, which Vivid Business lacks
Why choose Vivid Business
- Has a free plan (e-conomic does not)
- Higher Cost score (8/10 vs 5/10)
- Higher Ease of Use score (7/10 vs 6/10)
Pros & Cons
Ee-conomic
Pros
- Free outside access for an accountant or bookkeeper on every plan, which suits the Danish accountant-led market.
- Integrations with inventory systems, webshops and payroll, plus an open REST API with webhooks, which were added in 2026.
- Scales by posting volume from 1,000 up to 800,000 postings a year, with modules added as needs grow.
- Available in Danish, Norwegian, Swedish and English, where Dinero is Danish only.
- Smart and Komplet plans include a built-in Firmakort company card and bank and receipt automation.
Cons
- No free plan, and prices rise with posting volume and paid modules.
- The Basis plan leaves out reminders, quotes, subscription invoicing and full API access.
- Payroll needs a separate product such as Danløn connected through an integration.
- Some users and competitors describe the system as heavy or complex for very small businesses.
- Phone support is limited to weekday office hours, ending at 15:00 Monday to Thursday and 14:00 on Friday.
Vivid Business
Pros
- A free plan with unlimited team members and free virtual and physical cards keeps entry costs low.
- Promotional interest of 4% on EUR and 5% on USD and GBP, plus ongoing interest that rises on higher tiers.
- Invoicing, accounting integrations including DATEV, and a travel tool are included on every plan.
- Unlimited sub-accounts with their own IBANs make cash budgeting simple.
- Enterprise tiers add approval flows with up to three steps, custom roles and budgets.
Cons
- It is not an accounting system: there is no ledger or financial statements, so bookkeeping software is still needed.
- Trustpilot reviewers in 2026 report business funds frozen for weeks with poor explanations.
- Approval flows, custom roles and budgets require Enterprise at 79 euros per month or more.
- A Luxembourg IBAN can be refused for some direct debits, and Vivid is an e-money institution rather than a bank.
- Outgoing international transfers are not available on the free plan, and SWIFT transfers cost up to 30 euros.
Not sold on either?
Frequently Asked Questions
E-conomic scores higher on our Finance Software criteria: 6.4/10 against 6.1/10 for Vivid Business. The largest gap is in Cost: 5/10 for e-conomic and 8/10 for Vivid Business.
Vivid Business has a free plan; e-conomic does not list one.
E-conomic has Financial Reporting and General Ledger, which Vivid Business lacks.
