e-conomic vs N26 Business: Complete Comparison (2026)
An in-depth comparison of e-conomic and N26 Business to help you choose the right tool for your business.
Last updated: November 2026
e-conomic
6.4/10
Cloud accounting software from Visma for small and medium-sized Danish businesses, covering bookkeeping, invoicing, VAT, bank reconciliation and accountant collaboration.
N26 Business
5.2/10
A mobile-first euro business bank account from Berlin-based N26 for freelancers and sole traders in supported EU countries, with debit cards, cashback and budgeting Spaces.
Feature-by-Feature Comparison
| Feature | E e-conomic | |
|---|---|---|
| Scores | ||
| Overall Rating | 6.4/10 | 5.2/10 |
| Scalability | 7/10 | 2/10 |
| Analytics | 5/10 | 4/10 |
| Compliance | 8/10 | 5/10 |
| Integration | 8/10 | 3/10 |
| Security | 6/10 | 6/10 |
| Support | 6/10 | 4/10 |
| Cost | 5/10 | 8/10 |
| Customization | 6/10 | 3/10 |
| Ease of Use | 6/10 | 8/10 |
| Pricing | ||
| Free plan | No | Yes |
| Cheapest paid plan | DKK 249/mo Basis | €5/mo Business Smart |
| Estimated cost for 10 users | DKK 249/mo Basis | Free Business Standard |
| Features | ||
| Invoicing | ||
| Corporate Cards | ||
| Accountant Access | Not listed | |
| Accounts Payable | Not listed | |
| Bank Reconciliation | Not listed | |
| Budgeting and Forecasting | Not listed | |
| Expense Management | Not listed | |
| Financial Reporting | Not listed | |
| General Ledger | Not listed | |
| Inventory Accounting | Not listed | |
| Multi-currency | Not listed | |
| Tax Compliance | Not listed | |
e-conomic vs N26 Business cost by team size
| Team size | e-conomic | N26 Business |
|---|---|---|
| 1 user | DKK 249/moBasis | FreeBusiness Standard |
| 5 users | DKK 249/moBasis | FreeBusiness Standard |
| 10 users | DKK 249/moBasis | FreeBusiness Standard |
| 25 users | DKK 249/moBasis | FreeBusiness Standard |
| 50 users | DKK 249/moBasis | FreeBusiness Standard |
The plan that fits each team size, billed monthly, before add-ons and usage charges. Each cost opens that tool's pricing calculator for the team size.
Which One Should You Choose?
EWhy choose e-conomic
- Higher Scalability score (7/10 vs 2/10)
- Higher Integration score (8/10 vs 3/10)
- Better fit for small business (9/10 vs 4/10)
- Includes Invoicing, which N26 Business lacks
Why choose N26 Business
- Has a free plan (e-conomic does not)
- Higher Cost score (8/10 vs 5/10)
- Higher Ease of Use score (8/10 vs 6/10)
Pros & Cons
Ee-conomic
Pros
- Free outside access for an accountant or bookkeeper on every plan, which suits the Danish accountant-led market.
- Integrations with inventory systems, webshops and payroll, plus an open REST API with webhooks, which were added in 2026.
- Scales by posting volume from 1,000 up to 800,000 postings a year, with modules added as needs grow.
- Available in Danish, Norwegian, Swedish and English, where Dinero is Danish only.
- Smart and Komplet plans include a built-in Firmakort company card and bank and receipt automation.
Cons
- No free plan, and prices rise with posting volume and paid modules.
- The Basis plan leaves out reminders, quotes, subscription invoicing and full API access.
- Payroll needs a separate product such as Danløn connected through an integration.
- Some users and competitors describe the system as heavy or complex for very small businesses.
- Phone support is limited to weekday office hours, ending at 15:00 Monday to Thursday and 14:00 on Friday.
N26 Business
Pros
- The Standard plan has no monthly fee and includes a virtual card plus 0.1% cashback.
- Card payments in foreign currencies carry no surcharge on any plan.
- Spaces sub-accounts and budgeting rules help freelancers set aside money for tax.
- Metal pays 0.5% cashback and includes purchase and phone insurance.
Cons
- There is no invoicing, no native DATEV link, and no HBCI or EBICS support.
- The account holds euros only and has no foreign-currency transfers in the app.
- Companies such as GmbH or UG cannot open an account, and the company name cannot appear on the account or card.
- Basic-plan customers get no phone support, and Trustpilot users report account freezes and rejected applications.
Not sold on either?
Frequently Asked Questions
E-conomic scores higher on our Finance Software criteria: 6.4/10 against 5.2/10 for N26 Business. The largest gap is in Integration: 8/10 for e-conomic and 3/10 for N26 Business.
N26 Business has a free plan; e-conomic does not list one.
E-conomic is the better fit for small business: we rate it 9/10 for them, against 4/10 for N26 Business.
E-conomic has Invoicing, which N26 Business lacks.
