N26 Business Pricing
Every N26 Business plan with its monthly and annual price, what it costs for common team sizes, and a calculator to estimate your own monthly cost before you buy.
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Plans and prices
| Plan | Monthly billing | Annual billing (per month) | Per user or flat | Users | Free tier |
|---|---|---|---|---|---|
| Business Standard | Free | Free | — | Up to 1 users | Yes |
| Business Smart | €4.9/mo | Not listed | Flat | Up to 1 users | No |
| Business Go | €9.9/mo | Not listed | Flat | Up to 1 users | No |
| Business Metal | €16.9/mo | Not listed | Flat | Up to 1 users | No |
Prices last updated November 2026.
What N26 Business costs by team size
| Team size | 1 user | 5 users | 10 users | 25 users | 50 users |
|---|---|---|---|---|---|
| Monthly cost | FreeBusiness Standard | FreeBusiness Standard | FreeBusiness Standard | FreeBusiness Standard | FreeBusiness Standard |
The plan that fits each team size, billed monthly, before add-ons and usage charges.
Usage pricing
| Metric | Plan | Included per month | Price after that |
|---|---|---|---|
| Cash26 cash deposit | All plans | None | €1.5 per percent of amount |
| Stock or ETF trade | Business Standard | None | €0.9 per trade |
N26 Business Pricing Calculator
Estimate your team's real monthly and annual cost based on seats, billing cycle, and add-ons.
Cost breakdown
Estimated from the vendor's published prices, last updated November 2026. Actual costs may vary based on negotiated contracts. How we collect prices
Ready to try N26 Business?
Use this estimate to align with your team, then start a trial or subscription.
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See what similar tools would cost for the same team size.
N26 Business pricing FAQs
Yes, N26 Business has a free plan: Business Standard, for up to 1 user.
N26 Business lists 4 plans, including a free plan. The cheapest paid plan is Business Smart, at €4.9/mo billed monthly.
N26 Business is free for 10 users on its Business Standard plan.
No. Every N26 Business paid plan with a listed price is a flat monthly price, whatever the team size.
Yes. N26 Business charges by usage for Cash26 cash deposit and Stock or ETF trade, past what the plan includes.