e-conomic vs Finom: Complete Comparison (2026)
An in-depth comparison of e-conomic and Finom to help you choose the right tool for your business.
Last updated: November 2026
e-conomic
6.4/10
Cloud accounting software from Visma for small and medium-sized Danish businesses, covering bookkeeping, invoicing, VAT, bank reconciliation and accountant collaboration.
Finom
6.2/10
Finom is a European online business account that combines payment cards, invoicing, multi-bank cash overview and accounting tools for freelancers and SMEs.
Feature-by-Feature Comparison
| Feature | E e-conomic | |
|---|---|---|
| Scores | ||
| Overall Rating | 6.4/10 | 6.2/10 |
| Scalability | 7/10 | 5/10 |
| Analytics | 5/10 | 4/10 |
| Compliance | 8/10 | 6/10 |
| Integration | 8/10 | 6/10 |
| Security | 6/10 | 7/10 |
| Support | 6/10 | 6/10 |
| Cost | 5/10 | 7/10 |
| Customization | 6/10 | 4/10 |
| Ease of Use | 6/10 | 8/10 |
| Pricing | ||
| Free plan | No | Yes |
| Cheapest paid plan | DKK 249/mo Basis | €21/mo Basic |
| Estimated cost for 10 users | DKK 249/mo Basis | €21/mo Basic |
| Features | ||
| Accountant Access | ||
| Bank Reconciliation | ||
| Corporate Cards | ||
| Expense Management | ||
| Invoicing | ||
| Accounts Payable | Not listed | |
| Financial Reporting | Not listed | |
| General Ledger | Not listed | |
| Inventory Accounting | Not listed | |
| Online Payments | Not listed | |
| Tax Compliance | Not listed | |
e-conomic vs Finom cost by team size
| Team size | e-conomic | Finom |
|---|---|---|
| 1 user | DKK 249/moBasis | FreeSolo |
| 5 users | DKK 249/moBasis | €21/moBasic |
| 10 users | DKK 249/moBasis | €21/moBasic |
| 25 users | DKK 249/moBasis | €21/moBasic |
| 50 users | DKK 249/moBasis | €21/moBasic |
The plan that fits each team size, billed monthly, before add-ons and usage charges. Each cost opens that tool's pricing calculator for the team size.
Which One Should You Choose?
EWhy choose e-conomic
- Higher Scalability score (7/10 vs 5/10)
- Higher Compliance score (8/10 vs 6/10)
Why choose Finom
- Has a free plan (e-conomic does not)
- Higher Cost score (7/10 vs 5/10)
- Higher Ease of Use score (8/10 vs 6/10)
Pros & Cons
Ee-conomic
Pros
- Free outside access for an accountant or bookkeeper on every plan, which suits the Danish accountant-led market.
- Integrations with inventory systems, webshops and payroll, plus an open REST API with webhooks, which were added in 2026.
- Scales by posting volume from 1,000 up to 800,000 postings a year, with modules added as needs grow.
- Available in Danish, Norwegian, Swedish and English, where Dinero is Danish only.
- Smart and Komplet plans include a built-in Firmakort company card and bank and receipt automation.
Cons
- No free plan, and prices rise with posting volume and paid modules.
- The Basis plan leaves out reminders, quotes, subscription invoicing and full API access.
- Payroll needs a separate product such as Danløn connected through an integration.
- Some users and competitors describe the system as heavy or complex for very small businesses.
- Phone support is limited to weekday office hours, ending at 15:00 Monday to Thursday and 14:00 on Friday.
Finom
Pros
- A free Solo plan includes a business account, cards and invoicing, so sole traders pay nothing to start.
- Invoices can carry one-click payment links and send automatic overdue reminders, which speeds up collection.
- Employee cards can be issued, limited and topped up in the app, and staff capture receipts by photo.
- Card spend earns cashback of up to 3%, and savings interest rises with the plan tier.
- Connects to accounting tools including Sage, Odoo and NetSuite, and supports multi-bank connections.
Cons
- There are no SWIFT payments, so international transfers outside SEPA need another account.
- Users report sudden account freezes in 2026, with funds held and little explanation from Finom.
- It is not a full accounting ledger, so most businesses still need separate bookkeeping software.
- Fees for transaction volume, foreign exchange and ATM use can add up on the lower tiers.
Not sold on either?
Frequently Asked Questions
E-conomic scores higher on our Finance Software criteria: 6.4/10 against 6.2/10 for Finom. The largest gap is in Compliance: 8/10 for e-conomic and 6/10 for Finom.
Finom has a free plan; e-conomic does not list one.
