Dinero vs FreeAgent Comparison
Compare Dinero vs FreeAgent features, pricing, and more.
Last updated: November 2026
Dinero
6.4/10
Danish online accounting program from Visma for sole traders, freelancers and small companies, covering bookkeeping, invoicing, VAT reporting and bank reconciliation.
FreeAgent
6.4/10
FreeAgent is UK cloud accounting software for sole traders, limited companies, partnerships, and landlords. It covers invoicing, banking, payroll, and Making Tax Digital filing.
Feature-by-Feature Comparison
| Feature | | |
|---|---|---|
| Scores | ||
| Overall Rating | 6.4/10 | 6.4/10 |
| Scalability | 3/10 | 3/10 |
| Analytics | 4/10 | 4/10 |
| Compliance | 7/10 | 8/10 |
| Integration | 7/10 | 6/10 |
| Security | 5/10 | 6/10 |
| Support | 8/10 | 7/10 |
| Cost | 8/10 | 8/10 |
| Customization | 4/10 | 4/10 |
| Ease of Use | 8/10 | 8/10 |
| Pricing | ||
| Free plan | Yes | No |
| Cheapest paid plan | DKK 297/mo Starter+ | £10/mo Landlord |
| Estimated cost for 10 users | Free Starter | £10/mo Landlord |
| Features | ||
| Accountant Access | ||
| Bank Reconciliation | ||
| Expense Management | ||
| Financial Reporting | ||
| General Ledger | ||
| Invoicing | ||
| Multi-currency | ||
| Online Payments | ||
| Tax Compliance | ||
| Payroll | Not listed | |
Dinero vs FreeAgent cost by team size
| Team size | Dinero | FreeAgent |
|---|---|---|
| 1 user | FreeStarter | £10/moLandlord |
| 5 users | FreeStarter | £10/moLandlord |
| 10 users | FreeStarter | £10/moLandlord |
| 25 users | FreeStarter | £10/moLandlord |
| 50 users | FreeStarter | £10/moLandlord |
The plan that fits each team size, billed monthly, before add-ons and usage charges. Each cost opens that tool's pricing calculator for the team size.
Which One Should You Choose?
Why choose Dinero
- Has a free plan (FreeAgent does not)
- Higher Integration score (7/10 vs 6/10)
- Higher Support score (8/10 vs 7/10)
Why choose FreeAgent
- Higher Compliance score (8/10 vs 7/10)
- Higher Security score (6/10 vs 5/10)
Pros & Cons
Dinero
Pros
- The free Starter plan has no feature limits on postings, invoices or contacts until revenue reaches 100,000 kr.
- Support runs 8 to 22 every day, and Trustpilot reviewers often name individual agents who were helpful.
- VAT can be booked, reported and settled in one click, which suits first-time Danish business owners.
- About 170 integrations, including MobilePay, DataLøn, Lunar and many Danish webshop and POS systems.
- Second and later companies get 33 percent off Pro and Total.
Cons
- Most integrations and automatic bank matching require Pro or Total.
- The product is built for Danish companies and Danish tax rules, so it has little use elsewhere.
- Some Trustpilot reviewers report support waits of over 30 minutes and inconsistent answers.
- No multi-entity consolidation, inventory accounting or budgeting tools for growing firms.
- Total is billed annually only.
FreeAgent
Pros
- Free for customers with a NatWest, RBS, Ulster Bank, or qualifying Mettle business account.
- Built-in HMRC filing covers MTD VAT, Self Assessment, and MTD for Income Tax, and the limited company plan adds end-of-year filing.
- Reviewers often praise its UK-based phone and chat support.
- Every plan includes time tracking, projects, and invoicing, which suits freelancers who bill by the hour.
- Multi-currency invoicing and foreign-currency bank accounts are supported, with realised and unrealised gains and losses calculated automatically.
Cons
- Reviewers describe invoice templates as basic and say custom reporting is limited.
- Payroll suits only director-only setups or very small teams.
- Its integration ecosystem is smaller than those of Xero or QuickBooks.
- It has no multi-entity consolidation or advanced controls, so it does not scale to larger firms.
- Some users report out-of-date help articles.
Not sold on either?
Frequently Asked Questions
Dinero and FreeAgent both score 6.4/10 on our Finance Software criteria. The largest gap is in Compliance: 7/10 for Dinero and 8/10 for FreeAgent.
Dinero has a free plan; FreeAgent does not list one.
