FreeAgent vs Patriot Accounting Comparison
Compare FreeAgent vs Patriot Accounting features, pricing, and more.
Last updated: November 2026
FreeAgent
6.4/10
FreeAgent is UK cloud accounting software for sole traders, limited companies, partnerships, and landlords. It covers invoicing, banking, payroll, and Making Tax Digital filing.
Patriot Accounting
5.9/10
Low-cost, browser-based double-entry accounting software for US small businesses and sole proprietors, with invoicing, bank import, 1099 filing and optional Patriot Payroll.
Feature-by-Feature Comparison
| Feature | | |
|---|---|---|
| Scores | ||
| Overall Rating | 6.4/10 | 5.9/10 |
| Analytics | 4/10 | 4/10 |
| Compliance | 8/10 | 6/10 |
| Cost | 8/10 | 9/10 |
| Customization | 4/10 | 3/10 |
| Ease of Use | 8/10 | 8/10 |
| Integration | 6/10 | 3/10 |
| Scalability | 3/10 | 3/10 |
| Security | 6/10 | 6/10 |
| Support | 7/10 | 8/10 |
| Pricing | ||
| Free plan | No | No |
| Cheapest paid plan | £10/mo Landlord | $20/mo Accounting Basic |
| Estimated cost for 10 users | £10/mo Landlord | $20/mo Accounting Basic |
| Features | ||
| Accountant Access | ||
| Bank Reconciliation | ||
| Financial Reporting | ||
| General Ledger | ||
| Invoicing | ||
| Online Payments | ||
| Payroll | ||
| Corporate Cards | Not listed | |
| Expense Management | Not listed | |
| Inventory Accounting | Not listed | |
| Multi-currency | Not listed | |
| Tax Compliance | Not listed | |
FreeAgent vs Patriot Accounting cost by team size
| Team size | FreeAgent | Patriot Accounting |
|---|---|---|
| 1 user | £10/moLandlord | $20/moAccounting Basic |
| 5 users | £10/moLandlord | $20/moAccounting Basic |
| 10 users | £10/moLandlord | $20/moAccounting Basic |
| 25 users | £10/moLandlord | $20/moAccounting Basic |
| 50 users | £10/moLandlord | $20/moAccounting Basic |
The plan that fits each team size, billed monthly, before add-ons and usage charges. Each cost opens that tool's pricing calculator for the team size.
Which One Should You Choose?
Why choose FreeAgent
- Higher Integration score (6/10 vs 3/10)
- Higher Compliance score (8/10 vs 6/10)
- Better fit for freelancers (10/10 vs 8/10)
Why choose Patriot Accounting
- Higher Cost score (9/10 vs 8/10)
- Higher Support score (8/10 vs 7/10)
Pros & Cons
FreeAgent
Pros
- Free for customers with a NatWest, RBS, Ulster Bank, or qualifying Mettle business account.
- Built-in HMRC filing covers MTD VAT, Self Assessment, and MTD for Income Tax, and the limited company plan adds end-of-year filing.
- Reviewers often praise its UK-based phone and chat support.
- Every plan includes time tracking, projects, and invoicing, which suits freelancers who bill by the hour.
- Multi-currency invoicing and foreign-currency bank accounts are supported, with realised and unrealised gains and losses calculated automatically.
Cons
- Reviewers describe invoice templates as basic and say custom reporting is limited.
- Payroll suits only director-only setups or very small teams.
- Its integration ecosystem is smaller than those of Xero or QuickBooks.
- It has no multi-entity consolidation or advanced controls, so it does not scale to larger firms.
- Some users report out-of-date help articles.
Patriot Accounting
Pros
- The flat monthly price includes unlimited users, which undercuts QuickBooks Online and Xero in PCMag's comparison.
- The clean interface is approachable for non-accountants.
- Phone, chat and email support from US-based staff on both plans.
- Built-in 1099 e-filing and contractor portals.
- Month-to-month billing with no long-term contract, and free use for accounting firms with six or more active clients.
Cons
- No inventory management, time tracking or electronic bill pay.
- No native mobile app; access is through a mobile-friendly website only.
- Few third-party integrations and no public API.
- Limited report and invoice customization.
- Recurring invoices, estimates and user permissions require the Premium plan.
Not sold on either?
Frequently Asked Questions
FreeAgent scores higher on our Finance Software criteria: 6.4/10 against 5.9/10 for Patriot Accounting. The largest gap is in Integration: 6/10 for FreeAgent and 3/10 for Patriot Accounting.
No, neither FreeAgent nor Patriot Accounting lists a free plan.
FreeAgent is the better fit for freelancers: we rate it 10/10 for them, against 8/10 for Patriot Accounting.
