ANNA vs e-conomic: Complete Comparison (2026)
An in-depth comparison of ANNA and e-conomic to help you choose the right tool for your business.
Last updated: November 2026
ANNA
6.2/10
ANNA is a UK business current account app for sole traders and small limited companies, combining payments, invoicing, receipt capture and tax filing.
e-conomic
6.4/10
Cloud accounting software from Visma for small and medium-sized Danish businesses, covering bookkeeping, invoicing, VAT, bank reconciliation and accountant collaboration.
Feature-by-Feature Comparison
| Feature | | E e-conomic |
|---|---|---|
| Scores | ||
| Overall Rating | 6.2/10 | 6.4/10 |
| Analytics | 4/10 | 5/10 |
| Compliance | 7/10 | 8/10 |
| Cost | 7/10 | 5/10 |
| Customization | 4/10 | 6/10 |
| Ease of Use | 8/10 | 6/10 |
| Integration | 6/10 | 8/10 |
| Scalability | 4/10 | 7/10 |
| Security | 6/10 | 6/10 |
| Support | 7/10 | 6/10 |
| Pricing | ||
| Free plan | Yes | No |
| Cheapest paid plan | £13/mo Grow | DKK 249/mo Basis |
| Estimated cost for 10 users | Free Free | DKK 249/mo Basis |
| Features | ||
| Accountant Access | ||
| Corporate Cards | ||
| Expense Management | ||
| Invoicing | ||
| Tax Compliance | ||
| Accounts Payable | Not listed | |
| Bank Reconciliation | Not listed | |
| Financial Reporting | Not listed | |
| General Ledger | Not listed | |
| Inventory Accounting | Not listed | |
| Multi-currency | Not listed | |
| Online Payments | Not listed | |
| Payroll | Not listed | |
ANNA vs e-conomic cost by team size
| Team size | ANNA | e-conomic |
|---|---|---|
| 1 user | FreeFree | DKK 249/moBasis |
| 5 users | FreeFree | DKK 249/moBasis |
| 10 users | FreeFree | DKK 249/moBasis |
| 25 users | FreeFree | DKK 249/moBasis |
| 50 users | FreeFree | DKK 249/moBasis |
The plan that fits each team size, billed monthly, before add-ons and usage charges. Each cost opens that tool's pricing calculator for the team size.
Which One Should You Choose?
Why choose ANNA
- Has a free plan (e-conomic does not)
- Higher Cost score (7/10 vs 5/10)
- Higher Ease of Use score (8/10 vs 6/10)
EWhy choose e-conomic
- Higher Scalability score (7/10 vs 4/10)
- Higher Customization score (6/10 vs 4/10)
Pros & Cons
ANNA
Pros
- Combines a business account with invoicing, receipt capture and tax filing in one app
- Free plan, plus free MTD ITSA filing on every plan
- Integrates with Xero, Sage, Stripe and e-commerce platforms such as Shopify and Amazon
- Strong customer feedback, with Trustpilot around 4.5 from over 5,000 reviews and Statrys rating support 9/10
- Unlimited free expense cards on the Free and Big Business plans
Cons
- Only for UK-registered businesses
- Main account is e-money and not FSCS-protected
- Reviewers report sudden account freezes or closures with little explanation
- Only USD, EUR and CHF currency accounts
- No cheque deposits or phone support
- The Free plan charges 0.95% on incoming payments over £1,000 a month
Ee-conomic
Pros
- Free outside access for an accountant or bookkeeper on every plan, which suits the Danish accountant-led market.
- Integrations with inventory systems, webshops and payroll, plus an open REST API with webhooks, which were added in 2026.
- Scales by posting volume from 1,000 up to 800,000 postings a year, with modules added as needs grow.
- Available in Danish, Norwegian, Swedish and English, where Dinero is Danish only.
- Smart and Komplet plans include a built-in Firmakort company card and bank and receipt automation.
Cons
- No free plan, and prices rise with posting volume and paid modules.
- The Basis plan leaves out reminders, quotes, subscription invoicing and full API access.
- Payroll needs a separate product such as Danløn connected through an integration.
- Some users and competitors describe the system as heavy or complex for very small businesses.
- Phone support is limited to weekday office hours, ending at 15:00 Monday to Thursday and 14:00 on Friday.
Not sold on either?
Frequently Asked Questions
E-conomic scores higher on our Finance Software criteria: 6.4/10 against 6.2/10 for ANNA. The largest gap is in Scalability: 4/10 for ANNA and 7/10 for e-conomic.
ANNA has a free plan; e-conomic does not list one.
