Ramp Pricing
Every Ramp plan with its monthly and annual price, what it costs for common team sizes, and a calculator to estimate your own monthly cost before you buy.
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Plans and prices
| Plan | Monthly billing | Annual billing (per month) | Per user or flat | Users | Free tier |
|---|---|---|---|---|---|
| Free | Free | Free | — | No limit listed | Yes |
| Plus | $15/user/mo | $12/user/mo | Per user | No limit listed | No |
| Enterprise | Contact sales | Contact sales | — | No limit listed | No |
Prices last updated November 2026.
What each Ramp plan includes
Free
- Bill pay
- AR invoicing
- Receipt matching
- 24/7 chat support
- Basic accounting rules
- Travel booking and policies
- QuickBooks and Xero integrations
- Card controls and spending limits
- Custom reports and vendor tracking
- Unlimited virtual and physical corporate cards
- Business checking account earning 2% APY (variable)
Plus
- Audit log
- 30-day free trial
- Custom user roles
- Everything in Free
- Live budget tracking
- Multi-entity support
- AI-driven expense reviews
- 24/7 phone support for travel
- About 20% off with annual billing
- NetSuite and Sage Intacct integrations
- Cards auto-lock when compliance requirements are not met
- $15 per user per month plus a platform fee based on team size
- Auto-coded bills, batch payments and payment release approvals
Enterprise
- Everything in Plus
- Priority 24/7 global support
- Locally funded reimbursements
- Custom pricing, billed annually
- Dedicated customer success manager
- Workday and Oracle Fusion integrations
- Local-currency card issuing in 30+ countries
- Implementation services and custom development
What Ramp costs by team size
The plan that fits each team size, billed monthly, before add-ons and usage charges.
Add-ons
| Add-on | Monthly billing | Annual billing (per month) | Charged |
|---|---|---|---|
| Accounts Receivable add-onSubscription billing and metering, automated revenue recognition schedules and tax integrations for Ramp AR. No public price. | Not listed | Not listed | Flat |
| ProcurementCustom intake, purchase order management and three-way matching. Available on Plus or Enterprise. No public price. | Not listed | Not listed | Flat |
Usage pricing
| Metric | Plan | Included per month | Price after that |
|---|---|---|---|
| 1099 IRS filing | All plans | None | $0.65 per filing |
| AR ACH debit deposited to an external bank account (0.8%, capped at $5) | All plans | None | $5 per transaction |
| International SWIFT USD bill payment funded from an external bank | All plans | None | $20 per payment |
Ramp Pricing Calculator
Estimate your team's real monthly and annual cost based on seats, billing cycle, and add-ons.
Cost breakdown
Estimated from the vendor's published prices, last updated November 2026. Actual costs may vary based on negotiated contracts. How we collect prices
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Use this estimate to align with your team, then start a trial or subscription.
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Ramp pricing FAQs
Plus costs $15 per user per month plus a platform fee that depends on team size. Annual billing saves about 20%, and you can pay by ACH or with card rewards.
By card through a connected Stripe account at Stripe's rates, ACH debit, ACH credit or check. ACH debits deposited to an external bank cost 0.8%, capped at $5. Ramp AR is not sold as a standalone product.
Yes, Ramp has a free plan: Free.
Ramp's Free plan includes Bill pay, AR invoicing, Receipt matching, 24/7 chat support, Basic accounting rules, Travel booking and policies and 5 more.
Ramp lists 3 plans, including a free plan. The cheapest paid plan is Plus, at $15/user/mo billed monthly.
Ramp's Plus plan, at $15/user/mo billed monthly, includes Audit log, 30-day free trial, Custom user roles, Everything in Free, Live budget tracking, Multi-entity support and 7 more.
Ramp is free for 10 users on its Free plan.
Yes. Every Ramp paid plan with a listed price charges per user, so the cost grows with your team.
Up to 20%. The Plus plan costs $12/user/mo billed annually, against $15/user/mo billed monthly.
Yes. Ramp sells add-ons on top of its plans: Accounts Receivable add-on and Procurement. It also charges by usage for 1099 IRS filing, AR ACH debit deposited to an external bank account (0.8%, capped at $5) and International SWIFT USD bill payment funded from an external bank, past what the plan includes.