SnelStart vs Vivid Business: Complete Comparison (2026)
An in-depth comparison of SnelStart and Vivid Business to help you choose the right tool for your business.
Last updated: November 2026
SnelStart
6.5/10
Dutch online bookkeeping software for small and medium businesses and their accountants, covering invoicing, VAT returns, bank links, inventory and business banking.
Vivid Business
6.1/10
Vivid Business is a business account from Berlin-based Vivid Money for European freelancers and SMEs. It bundles cards, multi-currency accounts, invoicing, card acceptance and interest on idle cash.
Feature-by-Feature Comparison
| Feature | | |
|---|---|---|
| Scores | ||
| Overall Rating | 6.5/10 | 6.1/10 |
| Analytics | 5/10 | 4/10 |
| Compliance | 7/10 | 6/10 |
| Cost | 7/10 | 8/10 |
| Customization | 5/10 | 5/10 |
| Ease of Use | 7/10 | 7/10 |
| Integration | 8/10 | 6/10 |
| Scalability | 6/10 | 6/10 |
| Security | 5/10 | 6/10 |
| Support | 7/10 | 5/10 |
| Pricing | ||
| Free plan | No | Yes |
| Cheapest paid plan | €10/mo inOrde | €7/mo Basic |
| Estimated cost for 10 users | €10/mo inOrde | Free Free Start |
| Features | ||
| Financial Reporting | ||
| General Ledger | ||
| Multi-currency | ||
| Expense Management | ||
| Invoicing | ||
| Online Payments | ||
| Accountant Access | Not listed | |
| Bank Reconciliation | Not listed | |
| Budgeting and Forecasting | Not listed | |
| Corporate Cards | Not listed | |
| Inventory Accounting | Not listed | |
| Payroll | Not listed | |
| Tax Compliance | Not listed | |
SnelStart vs Vivid Business cost by team size
Vivid Business costs less at every team size we checked.
| Team size | SnelStart | Vivid Business |
|---|---|---|
| 1 user | €10/moinOrde | FreeFree Start |
| 5 users | €10/moinOrde | FreeFree Start |
| 10 users | €10/moinOrde | FreeFree Start |
| 25 users | €10/moinOrde | FreeFree Start |
| 50 users | €10/moinOrde | FreeFree Start |
The plan that fits each team size, billed monthly, before add-ons and usage charges. Each cost opens that tool's pricing calculator for the team size.
Which One Should You Choose?
Why choose SnelStart
- Higher Integration score (8/10 vs 6/10)
- Higher Support score (7/10 vs 5/10)
- Includes Financial Reporting, which Vivid Business lacks
- Includes General Ledger, which Vivid Business lacks
Why choose Vivid Business
- Has a free plan (SnelStart does not)
- Lower estimated cost for 10 users: Free vs €10/mo
- Higher Cost score (8/10 vs 7/10)
- Higher Security score (6/10 vs 5/10)
- Better fit for freelancers (8/10 vs 6/10)
Pros & Cons
SnelStart
Pros
- Plans run from receipt submission up to full inventory and trade, so a growing business can stay on the same system without migrating.
- Large Dutch integration directory, covering Shopify, WooCommerce, Bol.com, Mollie, Stripe, Adyen, payroll tools such as Nmbrs, and Power BI.
- Widely used by Dutch accountants, and there are dedicated accountant packages that include tax, payroll and annual accounts.
- Business banking is included from the inKaart plan, with five payment accounts and a card.
- Reviewers praise the support channels, which include phone, live chat, remote assistance and email. Trustpilot shows 4.1 out of 5 from more than 2,200 reviews.
Cons
- Reviewers report no support for multiple currencies.
- Filing your own VAT return requires at least the 22 euro inKaart plan.
- Extra users (2.50 to 13.50 euro each) and extra administrations add to the monthly cost.
- Automatic bank feeds cover only five Dutch banks. Other banks need manual statement imports.
- The desktop version looks dated and does not have the same features as the web version. Time and mileage tracking need third-party add-ons.
Vivid Business
Pros
- A free plan with unlimited team members and free virtual and physical cards keeps entry costs low.
- Promotional interest of 4% on EUR and 5% on USD and GBP, plus ongoing interest that rises on higher tiers.
- Invoicing, accounting integrations including DATEV, and a travel tool are included on every plan.
- Unlimited sub-accounts with their own IBANs make cash budgeting simple.
- Enterprise tiers add approval flows with up to three steps, custom roles and budgets.
Cons
- It is not an accounting system: there is no ledger or financial statements, so bookkeeping software is still needed.
- Trustpilot reviewers in 2026 report business funds frozen for weeks with poor explanations.
- Approval flows, custom roles and budgets require Enterprise at 79 euros per month or more.
- A Luxembourg IBAN can be refused for some direct debits, and Vivid is an e-money institution rather than a bank.
- Outgoing international transfers are not available on the free plan, and SWIFT transfers cost up to 30 euros.
Not sold on either?
Frequently Asked Questions
SnelStart scores higher on our Finance Software criteria: 6.5/10 against 6.1/10 for Vivid Business. The largest gap is in Integration: 8/10 for SnelStart and 6/10 for Vivid Business.
Vivid Business costs less for 10 users: free on its Free Start plan, against about €10/mo on its inOrde plan for SnelStart, billed monthly.
Vivid Business has a free plan; SnelStart does not list one.
Vivid Business is the better fit for freelancers: we rate it 8/10 for them, against 6/10 for SnelStart.
SnelStart has Financial Reporting and General Ledger, which Vivid Business lacks. Vivid Business has Multi-currency, which SnelStart lacks.
