QuickBooks Desktop vs Revolut Business: Complete Comparison (2026)
An in-depth comparison of QuickBooks Desktop and Revolut Business to help you choose the right tool for your business.
Last updated: November 2026
QuickBooks Desktop
5.6/10
Intuit's locally installed accounting software. Only the Enterprise edition is still sold to new customers, aimed at inventory-heavy small and mid-sized businesses that need multiple users.
Revolut Business
6.4/10
Revolut Business is a multi-currency business account. It includes team cards, invoicing and payment links, an optional expenses add-on and accounting integrations, and serves UK, EEA and US companies.
Feature-by-Feature Comparison
| Feature | Q QuickBooks Desktop | |
|---|---|---|
| Scores | ||
| Overall Rating | 5.6/10 | 6.4/10 |
| Analytics | 7/10 | 5/10 |
| Compliance | 6/10 | 6/10 |
| Cost | 3/10 | 6/10 |
| Customization | 7/10 | 6/10 |
| Ease of Use | 6/10 | 8/10 |
| Integration | 6/10 | 7/10 |
| Scalability | 6/10 | 7/10 |
| Security | 6/10 | 7/10 |
| Support | 5/10 | 4/10 |
| Pricing | ||
| Free plan | No | No |
| Cheapest paid plan | $447/mo Enterprise Diamond | £10/mo Basic |
| Estimated cost for 10 users | Contact for pricing | £10/mo Basic |
| Features | ||
| General Ledger | ||
| Accounts Payable | ||
| Invoicing | ||
| Online Payments | ||
| Accountant Access | Not listed | |
| Bank Reconciliation | Not listed | |
| Corporate Cards | Not listed | |
| Expense Management | Not listed | |
| Financial Reporting | Not listed | |
| Inventory Accounting | Not listed | |
| Multi-currency | Not listed | |
| Payroll | Not listed | |
QuickBooks Desktop vs Revolut Business cost by team size
| Team size | QuickBooks Desktop | Revolut Business |
|---|---|---|
| 1 user | Contact for pricing | £10/moBasic |
| 5 users | Contact for pricing | £10/moBasic |
| 10 users | Contact for pricing | £10/moBasic |
| 25 users | Contact for pricing | £10/moBasic |
| 50 users | $447/moEnterprise Diamond | £10/moBasic |
The plan that fits each team size, billed monthly, before add-ons and usage charges. Each cost opens that tool's pricing calculator for the team size.
Which One Should You Choose?
QWhy choose QuickBooks Desktop
- Higher Analytics score (7/10 vs 5/10)
- Higher Customization score (7/10 vs 6/10)
- Includes General Ledger, which Revolut Business lacks
Why choose Revolut Business
- Higher Cost score (6/10 vs 3/10)
- Higher Ease of Use score (8/10 vs 6/10)
- Better fit for small business (7/10 vs 5/10)
Pros & Cons
QQuickBooks Desktop
Pros
- Handles up to 1 million list entries and up to 40 users, more than most small-business accounting tools.
- Platinum's advanced inventory adds bin locations, barcode scanning, FIFO costing and serial or lot tracking for distributors and manufacturers.
- Over 200 customizable reports and more than 115 user permission settings give detailed control.
- Intuit says Desktop 2024 has no sunset deadline, which gives renewing users some stability.
Cons
- New Pro Plus and Premier Plus subscriptions are no longer sold, so only the costly Enterprise edition is open to new buyers.
- Prices keep rising, and per-employee payroll fees on Gold and Platinum make renewal costs hard to predict.
- As a desktop application, it needs paid hosting for remote access.
- Some G2 reviewers report crashes and difficulty reaching direct support.
Revolut Business
Pros
- The monthly FX allowance at the interbank rate (up to 60,000 pounds on Scale) and more than 25 currency sub-accounts suit firms that pay suppliers abroad.
- Every plan includes card controls, and each team member can have up to 50 virtual cards.
- Xero, QuickBooks, Sage and FreeAgent connect on every plan, and more than 45 accounting tools are listed.
- From Grow up there is a Business API and bulk payments for automating payouts.
- In-app chat support is available 24/7 on all plans.
Cons
- There is no phone support, and a dedicated account manager is only offered on Enterprise.
- Charges add up past the allowances: 0.6% on FX overage, 1% outside market hours and 2% on cash withdrawals.
- There are no cash or cheque deposits, overdrafts, or inbound Direct Debits.
- Some users report accounts being frozen or restricted during compliance reviews.
- Expenses and Payroll cost extra per user on top of the plan fee.
Not sold on either?
Frequently Asked Questions
Revolut Business scores higher on our Finance Software criteria: 6.4/10 against 5.6/10 for QuickBooks Desktop. The largest gap is in Cost: 3/10 for QuickBooks Desktop and 6/10 for Revolut Business.
No, neither QuickBooks Desktop nor Revolut Business lists a free plan.
Revolut Business is the better fit for small business: we rate it 7/10 for them, against 5/10 for QuickBooks Desktop.
QuickBooks Desktop has General Ledger, which Revolut Business lacks.
