Pleo vs sevdesk Comparison
Compare Pleo vs sevdesk features, pricing, and more.
Last updated: November 2026
Pleo
6.8/10
Pleo is a European spend management platform that gives small and mid-sized businesses company cards, receipt capture, reimbursements and supplier invoice payments.
sevdesk
6.4/10
Cloud invoicing and bookkeeping software for German freelancers and small businesses, with e-invoicing, bank sync, ELSTER VAT filing and DATEV export.
Feature-by-Feature Comparison
| Feature | | |
|---|---|---|
| Scores | ||
| Overall Rating | 6.8/10 | 6.4/10 |
| Analytics | 6/10 | 5/10 |
| Compliance | 7/10 | 8/10 |
| Cost | 6/10 | 7/10 |
| Customization | 6/10 | 5/10 |
| Ease of Use | 9/10 | 8/10 |
| Integration | 7/10 | 6/10 |
| Scalability | 6/10 | 4/10 |
| Security | 7/10 | 6/10 |
| Support | 5/10 | 5/10 |
| Pricing | ||
| Free plan | No | Yes |
| Cheapest paid plan | £8/user/mo Start | €12/mo Rechnung |
| Estimated cost for 10 users | £80/mo Start | €12/mo Rechnung |
| Features | ||
| General Ledger | ||
| Expense Management | ||
| Multi-currency | ||
| Accountant Access | Not listed | |
| Accounts Payable | Not listed | |
| Bank Reconciliation | Not listed | |
| Budgeting and Forecasting | Not listed | |
| Corporate Cards | Not listed | |
| Financial Reporting | Not listed | |
| Inventory Accounting | Not listed | |
| Invoicing | Not listed | |
| Online Payments | Not listed | |
| Payroll | ||
| Tax Compliance | Not listed | |
Pleo vs sevdesk cost by team size
| Team size | Pleo | sevdesk |
|---|---|---|
| 1 user | £8/moStart | FreeKostenlos |
| 5 users | £40/moStart | €12/moRechnung |
| 10 users | £80/moStart | €12/moRechnung |
| 25 users | £200/moStart | €12/moRechnung |
| 50 users | £400/moStart | €12/moRechnung |
The plan that fits each team size, billed monthly, before add-ons and usage charges. Each cost opens that tool's pricing calculator for the team size.
Which One Should You Choose?
Why choose Pleo
- Higher Scalability score (6/10 vs 4/10)
- Higher Analytics score (6/10 vs 5/10)
- Better fit for enterprise (4/10 vs 2/10)
Why choose sevdesk
- Has a free plan (Pleo does not)
- Higher Compliance score (8/10 vs 7/10)
- Higher Cost score (7/10 vs 6/10)
- Includes General Ledger, which Pleo lacks
Pros & Cons
Pleo
Pros
- G2 reviewers praise the card and receipt-capture app as easy for employees to use, and Pleo holds a 4.7 rating across roughly 1,400 G2 reviews.
- Per-user list prices are published, starting at £8 per user per month.
- Native accounting integrations cover Xero, QuickBooks, NetSuite, FreeAgent, Xledger and Twinfield.
- SAML SSO is included even on the entry Start plan.
- The UK entity is authorised by the FCA, and cards are issued under a Mastercard licence.
Cons
- Build and Optimise are billed yearly and require at least three users.
- Transaction charges such as FX fees of up to 2 percent and per-payment fees add to the subscription cost.
- Live chat support is only included on Optimise, and Trustpilot reviewers complain about slow support.
- Some reviewers report weak coverage and support in the US.
- It is not an accounting system and has no general ledger, customer invoicing or payroll.
sevdesk
Pros
- The free plan stays free with no time limit and includes up to 3 e-invoices a month in the ZUGFeRD and XRechnung formats
- VAT pre-returns go straight to the tax office through ELSTER, and EÜR reports are generated automatically
- Reviewers on OMR rate it highly for ease of use and setup, at 90% each, and say beginners can learn it quickly
- Bank connections to more than 4,000 banks match incoming payments to invoices automatically
- Data exports to DATEV and ADDISON, and tax advisors get their own login
Cons
- There is no payroll, so a separate tool is needed for wages
- Some users report unstable bank connections and inaccurate automatic receipt recognition
- Reports are less detailed than in Lexware, and the BWA is only in the most expensive plan
- Some reviewers complain about automatic contract renewal and say early cancellation is hard
- Only one user is included, and each extra user costs 5.90 EUR a month
- It is built around German tax rules, so it fits poorly outside Germany and Austria
Not sold on either?
Frequently Asked Questions
Pleo scores higher on our Finance Software criteria: 6.8/10 against 6.4/10 for sevdesk. The largest gap is in Scalability: 6/10 for Pleo and 4/10 for sevdesk.
Sevdesk has a free plan; Pleo does not list one.
Pleo is the better fit for enterprise: we rate it 4/10 for them, against 2/10 for sevdesk.
Sevdesk has General Ledger, which Pleo lacks.
