Payhawk vs TallyPrime (2026): Pricing, Features & Verdict
Payhawk is our pick, scoring 7.1/10 against 6.4/10 for TallyPrime on our Finance Software criteria. Its biggest advantage: higher Integration score (9/10 vs 4/10). Neither Payhawk nor TallyPrime lists a free plan.
Last updated: November 2026
Payhawk
7.1/10
Payhawk is a modular spend management platform combining Visa corporate cards, expense claims, accounts payable, procurement and travel booking for mid-sized and multi-entity companies.
TallyPrime
6.4/10
TallyPrime is Windows-based accounting, inventory, GST compliance and payroll software from Tally Solutions, built mainly for small and mid-sized businesses in India.
Feature-by-Feature Comparison
| Feature | | |
|---|---|---|
| Scores | ||
| Overall Rating | 7.1/10 | 6.4/10 |
| Scalability | 8/10 | 5/10 |
| Analytics | 5/10 | 6/10 |
| Compliance | 8/10 | 8/10 |
| Integration | 9/10 | 4/10 |
| Security | 8/10 | 6/10 |
| Support | 5/10 | 6/10 |
| Cost | 4/10 | 9/10 |
| Customization | 7/10 | 5/10 |
| Ease of Use | 8/10 | 7/10 |
| Pricing | ||
| Free plan | No | No |
| Cheapest paid plan | £149/mo Growth programme (UK/EEA) | ₹750/mo Silver (rental) |
| Estimated cost for 10 users | £149/mo Growth programme (UK/EEA) | ₹2,250/mo Gold (rental) |
| Features | ||
| Payroll | ||
| Accountant Access | ||
| Multi-currency | ||
| Multi-entity Consolidation | ||
| Tax Compliance | ||
| Accounts Payable | Not listed | |
| Audit Trail | Not listed | |
| Bank Reconciliation | Not listed | |
| Budgeting and Forecasting | Not listed | |
| Corporate Cards | Not listed | |
| Expense Management | Not listed | |
| Financial Reporting | Not listed | |
| General Ledger | Not listed | |
| Inventory Accounting | Not listed | |
| Invoicing | Not listed | |
Payhawk vs TallyPrime cost by team size
| Team size | Payhawk | TallyPrime |
|---|---|---|
| 1 user | £149/moGrowth programme (UK/EEA) | ₹750/moSilver (rental) |
| 5 users | £149/moGrowth programme (UK/EEA) | ₹2,250/moGold (rental) |
| 10 users | £149/moGrowth programme (UK/EEA) | ₹2,250/moGold (rental) |
| 25 users | $299/moTravel | ₹2,250/moGold (rental) |
| 50 users | $299/moTravel | ₹2,250/moGold (rental) |
The plan that fits each team size, billed monthly, before add-ons and usage charges. Each cost opens that tool's pricing calculator for the team size.
Who Payhawk and TallyPrime suit
Payhawk fits enterprise and mid-market better; TallyPrime fits small business better.
| Audience | Payhawk | TallyPrime |
|---|---|---|
| Small Business | 4/10There is a discounted Growth programme for UK and EEA firms under 10 staff, but it is capped and reviewers say the cost is high for small companies. | 9/10Low-cost single-user licenses with the full feature set are aimed at Indian small businesses. |
| Enterprise | 7/10It offers SAP, Oracle and Workday connectors, SSO, and PO matching, but very large enterprises may still need deeper procurement suites. | 3/10It is desktop-first with limited integrations and is not built for complex enterprise needs. |
| Mid-Market | 9/10Module pricing from several hundred dollars a month, plus multi-entity add-ons, targets companies that have outgrown simple expense apps. | 6/10The Gold multi-user plan and multi-branch support work for mid-sized firms, though reviewers cite limited customization at larger scale. |
| Accountants and Bookkeepers | Not rated | 9/10It is widely used by Indian chartered accountants for GST filing and audit work, and it includes Edit Log for the MCA audit trail rule. |
| Finance Teams | 9/10It is built for controllers and CFO teams that need card controls, AP approvals and ERP sync in one place. | Not rated |
| Manufacturing | Not rated | 7/10It covers bills of materials, manufacturing journals and several stock valuation methods. |
| Startups | 5/10The Growth plan and unlimited employee seats help, but annual contracts and the price floor are less startup-friendly than freemium rivals. | Not rated |
Which One Should You Choose?
Why choose Payhawk
- Higher Integration score (9/10 vs 4/10)
- Higher Scalability score (8/10 vs 5/10)
- Better fit for enterprise (7/10 vs 3/10)
- Better fit for mid-market (9/10 vs 6/10)
Why choose TallyPrime
- Higher Cost score (9/10 vs 4/10)
- Higher Analytics score (6/10 vs 5/10)
- Better fit for small business (9/10 vs 4/10)
- Includes Payroll, which Payhawk lacks
Pros & Cons
Payhawk
Pros
- Unlimited employee seats, card transactions and document processing in every module, so costs do not scale per employee.
- Very broad native integration list, covering NetSuite, Sage Intacct, SAP, Dynamics, Xero, QuickBooks, DATEV and 30+ HR systems, plus a partner API and MCP connector.
- Strong for multi-entity European groups, with regulated card issuing entities in the EEA, UK and US and balances in six currencies.
- AP module includes 2- and 3-way PO matching, segregation-of-duties controls, and e-invoicing support for Peppol, KSeF, SDI and Finvoice.
- Reviewers often say employees find receipt capture and expense submission in the mobile app quick and easy.
Cons
- Trustpilot (2.8/5) and some G2 reviews describe mid-contract price increases, automatic renewals and difficult cancellations.
- Several reviewers report slow or AI-first support, with replies taking days or weeks.
- Annual pricing, unit fees for admin seats and cards, and add-on prices are not published, so you have to get a quote.
- Initial setup of workflows, custom fields and integrations is described as complex, and some reviewers note sync errors with Xero and with foreign currency refunds.
- It is not a general ledger or payroll system, so it needs a separate ERP or accounting package.
TallyPrime
Pros
- The GST tooling is deep: e-invoices, e-way bills, GSTR-1 and GSTR-3B filing, and GSTR-2B reconciliation are built in.
- Every plan includes the full feature set, so a single-user Silver license costs only 750 INR a month or 22,500 INR for a lifetime license.
- The Edit Log release keeps a fixed audit trail that meets the MCA audit trail rule.
- More than 400 built-in reports can be traced back to the underlying vouchers.
- Connected banking with major Indian banks covers payments and statement reconciliation.
Cons
- It is desktop-first, and remote access needs the paid Cloud Access add-on.
- Reviewers repeatedly cite few third-party integrations.
- Customization usually requires a certified Tally partner.
- Some users report slow performance, data corruption and license activation problems.
- Reviewers describe the interface as dated and the advanced modules as slow to learn.
Not sold on either?
Frequently Asked Questions
Payhawk scores higher on our Finance Software criteria: 7.1/10 against 6.4/10 for TallyPrime. The largest gap is in Cost: 4/10 for Payhawk and 9/10 for TallyPrime.
No, neither Payhawk nor TallyPrime lists a free plan.
TallyPrime is the better fit for small business: we rate it 9/10 for them, against 4/10 for Payhawk.
TallyPrime has Payroll, which Payhawk lacks.
