Manager.io vs Pleo Comparison
Compare Manager.io vs Pleo features, pricing, and more.
Last updated: November 2026
Manager.io
5.6/10
Double-entry accounting software for small businesses and accountants. It offers a free desktop edition and a flat-priced cloud edition with unlimited users and businesses.
Pleo
6.8/10
Pleo is a European spend management platform that gives small and mid-sized businesses company cards, receipt capture, reimbursements and supplier invoice payments.
Feature-by-Feature Comparison
| Feature | | |
|---|---|---|
| Scores | ||
| Overall Rating | 5.6/10 | 6.8/10 |
| Analytics | 5/10 | 6/10 |
| Compliance | 6/10 | 7/10 |
| Cost | 9/10 | 6/10 |
| Customization | 7/10 | 6/10 |
| Ease of Use | 6/10 | 9/10 |
| Integration | 3/10 | 7/10 |
| Scalability | 5/10 | 6/10 |
| Security | 5/10 | 7/10 |
| Support | 4/10 | 5/10 |
| Pricing | ||
| Free plan | Yes | No |
| Cheapest paid plan | $59/mo Cloud Edition | £8/user/mo Start |
| Estimated cost for 10 users | $59/mo Cloud Edition | £80/mo Start |
| Features | ||
| General Ledger | ||
| Payroll | ||
| Accounts Payable | ||
| Expense Management | ||
| Multi-currency | ||
| Accountant Access | Not listed | |
| Bank Reconciliation | Not listed | |
| Budgeting and Forecasting | Not listed | |
| Corporate Cards | Not listed | |
| Financial Reporting | Not listed | |
| Inventory Accounting | Not listed | |
| Invoicing | Not listed | |
| Tax Compliance | Not listed | |
Manager.io vs Pleo cost by team size
| Team size | Manager.io | Pleo |
|---|---|---|
| 1 user | FreeDesktop Edition | £8/moStart |
| 5 users | $59/moCloud Edition | £40/moStart |
| 10 users | $59/moCloud Edition | £80/moStart |
| 25 users | $59/moCloud Edition | £200/moStart |
| 50 users | $59/moCloud Edition | £400/moStart |
The plan that fits each team size, billed monthly, before add-ons and usage charges. Each cost opens that tool's pricing calculator for the team size.
Which One Should You Choose?
Why choose Manager.io
- Has a free plan (Pleo does not)
- Higher Cost score (9/10 vs 6/10)
- Higher Customization score (7/10 vs 6/10)
- Includes General Ledger, which Pleo lacks
- Includes Payroll, which Pleo lacks
Why choose Pleo
- Higher Integration score (7/10 vs 3/10)
- Higher Ease of Use score (9/10 vs 6/10)
- Better fit for enterprise (4/10 vs 2/10)
Pros & Cons
Manager.io
Pros
- The Desktop Edition is free with no feature, time or usage caps.
- The Cloud Edition has one flat price that covers unlimited users and businesses, so there are no per-seat fees.
- Accountants can host many client businesses under one subscription and restrict which businesses each user can see.
- The chart of accounts is customisable, and the software has custom fields and country tax localisations.
- You can downgrade from Cloud to Desktop and keep your data through a backup.
Cons
- There are no native iOS or Android apps, so mobile use is through the browser.
- Users in the forum call bank feed setup technical and poorly documented, and they report broken feeds.
- There is no third-party app marketplace for CRM or payment integrations.
- Some reviewers find reporting limited, the interface dated, and custom reports poorly documented.
- Payroll mainly records wages in the ledger rather than offering a full payroll service.
Pleo
Pros
- G2 reviewers praise the card and receipt-capture app as easy for employees to use, and Pleo holds a 4.7 rating across roughly 1,400 G2 reviews.
- Per-user list prices are published, starting at £8 per user per month.
- Native accounting integrations cover Xero, QuickBooks, NetSuite, FreeAgent, Xledger and Twinfield.
- SAML SSO is included even on the entry Start plan.
- The UK entity is authorised by the FCA, and cards are issued under a Mastercard licence.
Cons
- Build and Optimise are billed yearly and require at least three users.
- Transaction charges such as FX fees of up to 2 percent and per-payment fees add to the subscription cost.
- Live chat support is only included on Optimise, and Trustpilot reviewers complain about slow support.
- Some reviewers report weak coverage and support in the US.
- It is not an accounting system and has no general ledger, customer invoicing or payroll.
Not sold on either?
Frequently Asked Questions
Pleo scores higher on our Finance Software criteria: 6.8/10 against 5.6/10 for Manager.io. The largest gap is in Integration: 3/10 for Manager.io and 7/10 for Pleo.
Manager.io has a free plan; Pleo does not list one.
Pleo is the better fit for enterprise: we rate it 4/10 for them, against 2/10 for Manager.io.
Manager.io has General Ledger and Payroll, which Pleo lacks.
