Fortnox vs Tide: Complete Comparison (2026)
An in-depth comparison of Fortnox and Tide to help you choose the right tool for your business.
Last updated: November 2026
Fortnox
6.5/10
Swedish cloud accounting platform covering bookkeeping, invoicing, payroll, supplier invoice approval and reporting for small and mid-sized Swedish businesses and accounting firms.
Tide
6.4/10
Tide is a UK app-based business current account for sole traders and small firms, with optional built-in invoicing, accounting, VAT filing and payroll.
Feature-by-Feature Comparison
| Feature | | |
|---|---|---|
| Scores | ||
| Overall Rating | 6.5/10 | 6.4/10 |
| Analytics | 5/10 | 5/10 |
| Compliance | 7/10 | 7/10 |
| Cost | 6/10 | 8/10 |
| Customization | 5/10 | 4/10 |
| Ease of Use | 7/10 | 8/10 |
| Integration | 8/10 | 7/10 |
| Scalability | 6/10 | 4/10 |
| Security | 6/10 | 6/10 |
| Support | 7/10 | 4/10 |
| Pricing | ||
| Free plan | No | Yes |
| Cheapest paid plan | SEK 238/mo Mini | £12/mo Smart |
| Estimated cost for 10 users | SEK 238/mo Mini | Free Lite |
| Features | ||
| Accountant Access | ||
| Corporate Cards | ||
| Expense Management | ||
| Financial Reporting | ||
| Invoicing | ||
| Payroll | ||
| Accounts Payable | Not listed | |
| Bank Reconciliation | Not listed | |
| General Ledger | Not listed | |
| Online Payments | Not listed | |
| Tax Compliance | Not listed | |
Fortnox vs Tide cost by team size
| Team size | Fortnox | Tide |
|---|---|---|
| 1 user | SEK 238/moMini | FreeLite |
| 5 users | SEK 238/moMini | FreeLite |
| 10 users | SEK 238/moMini | FreeLite |
| 25 users | SEK 238/moMini | FreeLite |
| 50 users | SEK 238/moMini | FreeLite |
The plan that fits each team size, billed monthly, before add-ons and usage charges. Each cost opens that tool's pricing calculator for the team size.
Which One Should You Choose?
Why choose Fortnox
- Higher Support score (7/10 vs 4/10)
- Higher Scalability score (6/10 vs 4/10)
Why choose Tide
- Has a free plan (Fortnox does not)
- Higher Cost score (8/10 vs 6/10)
- Higher Ease of Use score (8/10 vs 7/10)
Pros & Cons
Fortnox
Pros
- More than 500 integrations, and one 189 kr licence covers all of them.
- A single platform covers bookkeeping, invoicing, payroll, supplier invoice approval, payments and a company card, which suits Swedish SMEs.
- Accounting firms get a dedicated bureau package for working in their clients' books.
- New companies get six months free, and every new subscription has a 30-day open purchase period.
- Trustpilot and Shopify app reviewers frequently praise customer service and sync reliability.
Cons
- Usage fees for invoices, paid employees and interpretations, plus an Access fee that scales with activity, make total cost hard to predict.
- Three-month agreements cost 15 percent more than the 12-month list prices.
- The product is Swedish-focused, and users have asked for an English interface.
- Some users call the reporting tools dated and say neobank integrations such as Revolut are missing.
Tide
Pros
- A free Lite plan includes a sort code account, card, payment links and Tap to Pay with no monthly fee.
- MTD VAT returns can be filed to HMRC directly from the app.
- Every plan syncs with major UK accounting packages, including Xero, QuickBooks, Sage and FreeAgent.
- Deposits are FSCS-protected through ClearBank, up to £120,000.
- Limited companies can be registered cheaply during sign-up.
Cons
- Reviewers frequently report accounts frozen or paused without explanation.
- Support responses can take days, according to user reviews.
- There are no overdrafts or business credit cards.
- Plans cap the number of team cards and users, at most 5 users on Max.
- The accounting tools lack a full general ledger and multi-entity features.
Not sold on either?
Frequently Asked Questions
Fortnox scores higher on our Finance Software criteria: 6.5/10 against 6.4/10 for Tide. The largest gap is in Support: 7/10 for Fortnox and 4/10 for Tide.
Tide has a free plan; Fortnox does not list one.
