Evoliz vs N26 Business: Complete Comparison (2026)
An in-depth comparison of Evoliz and N26 Business to help you choose the right tool for your business.
Last updated: November 2026
Evoliz
6.5/10
French online invoicing and pre-accounting software for sole traders, small businesses and associations, with bank sync, expense capture and e-invoicing compliance.
N26 Business
5.2/10
A mobile-first euro business bank account from Berlin-based N26 for freelancers and sole traders in supported EU countries, with debit cards, cashback and budgeting Spaces.
Feature-by-Feature Comparison
| Feature | | |
|---|---|---|
| Scores | ||
| Overall Rating | 6.5/10 | 5.2/10 |
| Scalability | 4/10 | 2/10 |
| Analytics | 6/10 | 4/10 |
| Compliance | 8/10 | 5/10 |
| Integration | 6/10 | 3/10 |
| Security | 6/10 | 6/10 |
| Support | 7/10 | 4/10 |
| Cost | 7/10 | 8/10 |
| Customization | 6/10 | 3/10 |
| Ease of Use | 7/10 | 8/10 |
| Pricing | ||
| Free plan | No | Yes |
| Cheapest paid plan | €29/mo Essentielle | €5/mo Business Smart |
| Estimated cost for 10 users | €29/mo Essentielle | Free Business Standard |
| Features | ||
| Invoicing | ||
| Budgeting and Forecasting | ||
| Accountant Access | Not listed | |
| Accounts Payable | Not listed | |
| Bank Reconciliation | Not listed | |
| Corporate Cards | Not listed | |
| Expense Management | Not listed | |
| Financial Reporting | Not listed | |
| Multi-currency | Not listed | |
| Online Payments | Not listed | |
| Tax Compliance | Not listed | |
Evoliz vs N26 Business cost by team size
N26 Business costs less at every team size we checked.
| Team size | Evoliz | N26 Business |
|---|---|---|
| 1 user | €29/moEssentielle | FreeBusiness Standard |
| 5 users | €29/moEssentielle | FreeBusiness Standard |
| 10 users | €29/moEssentielle | FreeBusiness Standard |
| 25 users | €29/moEssentielle | FreeBusiness Standard |
| 50 users | €29/moEssentielle | FreeBusiness Standard |
The plan that fits each team size, billed monthly, before add-ons and usage charges. Each cost opens that tool's pricing calculator for the team size.
Which One Should You Choose?
Why choose Evoliz
- Higher Compliance score (8/10 vs 5/10)
- Higher Integration score (6/10 vs 3/10)
- Better fit for small business (9/10 vs 4/10)
- Includes Invoicing, which N26 Business lacks
Why choose N26 Business
- Has a free plan (Evoliz does not)
- Lower estimated cost for 10 users: Free vs €29/mo
- Higher Cost score (8/10 vs 7/10)
- Higher Ease of Use score (8/10 vs 7/10)
Pros & Cons
Evoliz
Pros
- Low entry price: 29 euros a month excluding VAT, with unlimited quotes and invoices.
- An accountant seat is included free on every plan, along with journal and trial balance exports.
- NF203 and NF525 certifications, data hosted in France, and an approved e-invoicing platform through Chaintrust by Visma.
- Built-in online payment through Stripe, PayPal, GoCardless, Payzen and Payplug.
- Reviewers and Google ratings describe support as responsive, with chat and email included.
Cons
- It is pre-accounting only: there are no annual accounts and no pre-filled VAT return.
- Recurring invoices and automatic reminders are only in the 49 euro Avancée plan.
- Reviewers find the design dated, and some modules are less intuitive than others.
- The first setup is reported to take a long time.
- It is aimed at French businesses and does not suit large companies.
N26 Business
Pros
- The Standard plan has no monthly fee and includes a virtual card plus 0.1% cashback.
- Card payments in foreign currencies carry no surcharge on any plan.
- Spaces sub-accounts and budgeting rules help freelancers set aside money for tax.
- Metal pays 0.5% cashback and includes purchase and phone insurance.
Cons
- There is no invoicing, no native DATEV link, and no HBCI or EBICS support.
- The account holds euros only and has no foreign-currency transfers in the app.
- Companies such as GmbH or UG cannot open an account, and the company name cannot appear on the account or card.
- Basic-plan customers get no phone support, and Trustpilot users report account freezes and rejected applications.
Not sold on either?
Frequently Asked Questions
Evoliz scores higher on our Finance Software criteria: 6.5/10 against 5.2/10 for N26 Business. The largest gap is in Compliance: 8/10 for Evoliz and 5/10 for N26 Business.
N26 Business costs less for 10 users: free on its Business Standard plan, against about €29/mo on its Essentielle plan for Evoliz, billed monthly.
N26 Business has a free plan; Evoliz does not list one.
Evoliz is the better fit for small business: we rate it 9/10 for them, against 4/10 for N26 Business.
Evoliz has Invoicing, which N26 Business lacks.
