Cegid vs Pleo Comparison
Compare Cegid vs Pleo features, pricing, and more.
Last updated: November 2026

Cegid
5.9/10
French cloud business software vendor offering finance, accounting, ERP, tax, treasury, payroll and expense tools for SMEs, mid-sized firms and accounting practices.

Pleo
6.8/10
Pleo is a European spend management platform that gives small and mid-sized businesses company cards, receipt capture, reimbursements and supplier invoice payments.
Feature-by-Feature Comparison
| Feature | ![]() | ![]() |
|---|---|---|
| Scores | ||
| Overall Rating | 5.9/10 | 6.8/10 |
| Scalability | 7/10 | 6/10 |
| Analytics | 7/10 | 6/10 |
| Compliance | 8/10 | 7/10 |
| Integration | 6/10 | 7/10 |
| Security | 6/10 | 7/10 |
| Support | 6/10 | 5/10 |
| Cost | 4/10 | 6/10 |
| Customization | 7/10 | 6/10 |
| Ease of Use | 4/10 | 9/10 |
| Pricing | ||
| Free plan | No | No |
| Cheapest paid plan | Contact for pricing | £8/user/mo Start |
| Estimated cost for 10 users | Contact for pricing | £80/mo Start |
| Features | ||
| General Ledger | ||
| Payroll | ||
| Budgeting and Forecasting | ||
| Expense Management | ||
| Accountant Access | Not listed | |
| Accounts Payable | Not listed | |
| Audit Trail | Not listed | |
| Corporate Cards | Not listed | |
| Financial Reporting | Not listed | |
| Inventory Accounting | Not listed | |
| Invoicing | Not listed | |
| Multi-currency | Not listed | |
| Tax Compliance | Not listed | |
Cegid vs Pleo cost by team size
| Team size | Cegid | Pleo |
|---|---|---|
| 1 user | Contact for pricing | £8/moStart |
| 5 users | Contact for pricing | £40/moStart |
| 10 users | Contact for pricing | £80/moStart |
| 25 users | Contact for pricing | £200/moStart |
| 50 users | Contact for pricing | £400/moStart |
The plan that fits each team size, billed monthly, before add-ons and usage charges. Each cost opens that tool's pricing calculator for the team size.
Which One Should You Choose?
Why choose Cegid

- Higher Scalability score (7/10 vs 6/10)
- Higher Analytics score (7/10 vs 6/10)
- Includes General Ledger, which Pleo lacks
- Includes Payroll, which Pleo lacks
Why choose Pleo

- Higher Ease of Use score (9/10 vs 4/10)
- Higher Cost score (6/10 vs 4/10)
- Better fit for small business (9/10 vs 5/10)
Pros & Cons
Cegid

Pros
- Broad finance coverage in XRP Sprint Finance, including general, analytical and budget accounting, treasury, cash pooling and tax
- Cegid is on the French tax authority's official list of approved e-invoicing platforms (PDP), which helps with the French e-invoicing mandate
- Built-in accounting audit module that detects anomalies and supports FEC audits
- Large established vendor with about 1.07 billion euros in 2025 revenue and 750,000 customers
- Cegid sells products for many company sizes, from accounting-firm tools (Loop) to mid-market cloud ERP (XRP Flex, built on Acumatica)
Cons
- No public pricing, so every purchase needs a sales quote
- Very few independent user reviews: G2 has too few reviews of XRP Flex to show insights
- Reviewers say onboarding is complex and advanced settings take time to learn
- Strongly focused on French regulation and the French market
- How much e-invoicing is automated depends on the product edition, and some steps may stay manual
Pleo

Pros
- G2 reviewers praise the card and receipt-capture app as easy for employees to use, and Pleo holds a 4.7 rating across roughly 1,400 G2 reviews.
- Per-user list prices are published, starting at £8 per user per month.
- Native accounting integrations cover Xero, QuickBooks, NetSuite, FreeAgent, Xledger and Twinfield.
- SAML SSO is included even on the entry Start plan.
- The UK entity is authorised by the FCA, and cards are issued under a Mastercard licence.
Cons
- Build and Optimise are billed yearly and require at least three users.
- Transaction charges such as FX fees of up to 2 percent and per-payment fees add to the subscription cost.
- Live chat support is only included on Optimise, and Trustpilot reviewers complain about slow support.
- Some reviewers report weak coverage and support in the US.
- It is not an accounting system and has no general ledger, customer invoicing or payroll.
Not sold on either?
Frequently Asked Questions
Pleo scores higher on our Finance Software criteria: 6.8/10 against 5.9/10 for Cegid. The largest gap is in Ease of Use: 4/10 for Cegid and 9/10 for Pleo.
No, neither Cegid nor Pleo lists a free plan.
Pleo is the better fit for small business: we rate it 9/10 for them, against 5/10 for Cegid.
Cegid has General Ledger and Payroll, which Pleo lacks.





