Bookkeeper360 vs Revolut Business: Complete Comparison (2026)
An in-depth comparison of Bookkeeper360 and Revolut Business to help you choose the right tool for your business.
Last updated: November 2026
Bookkeeper360
6.1/10
Outsourced bookkeeping, tax, payroll and fractional CFO service for US small businesses, with its own reporting dashboard and app built on Xero or QuickBooks.
Revolut Business
6.4/10
Revolut Business is a multi-currency business account. It includes team cards, invoicing and payment links, an optional expenses add-on and accounting integrations, and serves UK, EEA and US companies.
Feature-by-Feature Comparison
| Feature | | |
|---|---|---|
| Scores | ||
| Overall Rating | 6.1/10 | 6.4/10 |
| Scalability | 6/10 | 7/10 |
| Analytics | 7/10 | 5/10 |
| Compliance | 7/10 | 6/10 |
| Integration | 6/10 | 7/10 |
| Security | 5/10 | 7/10 |
| Support | 8/10 | 4/10 |
| Cost | 3/10 | 6/10 |
| Customization | 6/10 | 6/10 |
| Ease of Use | 8/10 | 8/10 |
| Pricing | ||
| Free plan | No | No |
| Cheapest paid plan | $400/mo Bookkeeping | £10/mo Basic |
| Estimated cost for 10 users | $400/mo Bookkeeping | £10/mo Basic |
| Features | ||
| General Ledger | ||
| Accounts Payable | ||
| Invoicing | ||
| Accountant Access | Not listed | |
| Bank Reconciliation | Not listed | |
| Budgeting and Forecasting | Not listed | |
| Corporate Cards | Not listed | |
| Expense Management | Not listed | |
| Financial Reporting | Not listed | |
| Multi-currency | Not listed | |
| Online Payments | Not listed | |
| Payroll | Not listed | |
| Tax Compliance | Not listed | |
Bookkeeper360 vs Revolut Business cost by team size
| Team size | Bookkeeper360 | Revolut Business |
|---|---|---|
| 1 user | $400/moBookkeeping | £10/moBasic |
| 5 users | $400/moBookkeeping | £10/moBasic |
| 10 users | $400/moBookkeeping | £10/moBasic |
| 25 users | $400/moBookkeeping | £10/moBasic |
| 50 users | $400/moBookkeeping | £10/moBasic |
The plan that fits each team size, billed monthly, before add-ons and usage charges. Each cost opens that tool's pricing calculator for the team size.
Which One Should You Choose?
Why choose Bookkeeper360
- Higher Support score (8/10 vs 4/10)
- Higher Analytics score (7/10 vs 5/10)
- Better fit for small business (9/10 vs 7/10)
- Includes General Ledger, which Revolut Business lacks
Why choose Revolut Business
- Higher Cost score (6/10 vs 3/10)
- Higher Security score (7/10 vs 5/10)
Pros & Cons
Bookkeeper360
Pros
- Every client gets a dedicated US-based team reachable by chat, phone or email, and the pricing page describes support as unlimited.
- Clients can add tax, sales tax, payroll, HR and CFO work to bookkeeping, so one firm can handle the whole back office.
- There is no long-term contract, and month-to-month billing is available.
- Its web and mobile dashboards show cash, burn rate and runway on top of the Xero or QuickBooks ledger.
- It works with common small business apps, including Gusto, ADP, BILL, Ramp, Shopify, Amazon and A2X.
Cons
- Plans start at $400 per month, which reviewers call pricey compared with competitors.
- Published prices are only starting points, and the final cost depends on a quote.
- It works only on Xero or QuickBooks, so it cannot be used with FreshBooks or Wave.
- The site gives no public detail on security certifications.
- It is a managed service rather than self-serve software, so in-house finance teams have less direct control over the books.
Revolut Business
Pros
- The monthly FX allowance at the interbank rate (up to 60,000 pounds on Scale) and more than 25 currency sub-accounts suit firms that pay suppliers abroad.
- Every plan includes card controls, and each team member can have up to 50 virtual cards.
- Xero, QuickBooks, Sage and FreeAgent connect on every plan, and more than 45 accounting tools are listed.
- From Grow up there is a Business API and bulk payments for automating payouts.
- In-app chat support is available 24/7 on all plans.
Cons
- There is no phone support, and a dedicated account manager is only offered on Enterprise.
- Charges add up past the allowances: 0.6% on FX overage, 1% outside market hours and 2% on cash withdrawals.
- There are no cash or cheque deposits, overdrafts, or inbound Direct Debits.
- Some users report accounts being frozen or restricted during compliance reviews.
- Expenses and Payroll cost extra per user on top of the plan fee.
Not sold on either?
Frequently Asked Questions
Revolut Business scores higher on our Finance Software criteria: 6.4/10 against 6.1/10 for Bookkeeper360. The largest gap is in Support: 8/10 for Bookkeeper360 and 4/10 for Revolut Business.
No, neither Bookkeeper360 nor Revolut Business lists a free plan.
Bookkeeper360 is the better fit for small business: we rate it 9/10 for them, against 7/10 for Revolut Business.
Bookkeeper360 has General Ledger, which Revolut Business lacks.
