Billy vs Fortnox: Complete Comparison (2026)

Why choose Billy

• Has a free plan (Fortnox does not)
• Higher Cost score (8/10 vs 6/10)
• Higher Support score (8/10 vs 7/10)

Why choose Fortnox

• Higher Scalability score (6/10 vs 3/10)
• Higher Integration score (8/10 vs 6/10)
• Better fit for accountants and bookkeepers (9/10 vs 6/10)

Billy

Pros

• The free plan includes full bookkeeping and VAT filing, which suits very small businesses.
• Phone, email and chat support runs every day from 7:00 to 22:00, and Trustpilot reviewers often praise it.
• Bank reconciliation works through a bank connection or a CSV upload on every plan.
• Expense data from Pleo goes straight into Billy journals, with VAT codes kept.

Cons

• The free plan is capped at 3 invoices and 10 expense vouchers a month.
• Integrations, reminders, quotes, subscription invoicing and payroll need Plus or higher.
• It is built for Danish compliance, and some guidance is only in Danish.
• Some users report duplicate accounts after reconnecting their bank.

Fortnox

Pros

• More than 500 integrations, and one 189 kr licence covers all of them.
• A single platform covers bookkeeping, invoicing, payroll, supplier invoice approval, payments and a company card, which suits Swedish SMEs.
• Accounting firms get a dedicated bureau package for working in their clients' books.
• New companies get six months free, and every new subscription has a 30-day open purchase period.
• Trustpilot and Shopify app reviewers frequently praise customer service and sync reliability.

Cons

• Usage fees for invoices, paid employees and interpretations, plus an Access fee that scales with activity, make total cost hard to predict.
• Three-month agreements cost 15 percent more than the 12-month list prices.
• The product is Swedish-focused, and users have asked for an English interface.
• Some users call the reporting tools dated and say neobank integrations such as Revolut are missing.