Anfix vs Zoho Books (2026): Pricing, Features & Verdict
Zoho Books is our pick, scoring 7/10 against 5.6/10 for Anfix on our Finance Software criteria. Its biggest advantage: higher Integration score (7/10 vs 3/10). Only Zoho Books has a free plan.
Last updated: November 2026
Anfix
5.6/10
Cloud accounting, invoicing and Spanish tax software for self-employed people, small companies and the accounting firms (asesorías) that serve them.
Zoho Books
7/10
Cloud accounting software from Zoho for small and growing businesses, covering invoicing, bank reconciliation, bills, inventory and financial reporting.
Feature-by-Feature Comparison
| Feature | | |
|---|---|---|
| Scores | ||
| Overall Rating | 5.6/10 | 7/10 |
| Scalability | 4/10 | 6/10 |
| Analytics | 5/10 | 7/10 |
| Compliance | 8/10 | 7/10 |
| Integration | 3/10 | 7/10 |
| Security | 5/10 | 7/10 |
| Support | 5/10 | 5/10 |
| Cost | 8/10 | 8/10 |
| Customization | 5/10 | 8/10 |
| Ease of Use | 6/10 | 7/10 |
| Pricing | ||
| Free plan | No | Yes |
| Cheapest paid plan | €5.99/mo Básico | $20/mo Standard |
| Estimated cost for 10 users | €100/mo Premium | $70/mo Premium |
| Features | ||
| Accountant Access | ||
| Bank Reconciliation | ||
| Expense Management | ||
| Financial Reporting | ||
| General Ledger | ||
| Invoicing | ||
| Online Payments | ||
| Tax Compliance | ||
| Accounts Payable | Not listed | |
| Audit Trail | Not listed | |
| Budgeting and Forecasting | Not listed | |
| Inventory Accounting | Not listed | |
| Multi-currency | Not listed | |
| Payroll | Not listed | |
Anfix vs Zoho Books cost by team size
| Team size | Anfix | Zoho Books |
|---|---|---|
| 1 user | €6/moBásico | FreeFree |
| 5 users | €30/moProfesional | $50/moProfessional |
| 10 users | €100/moPremium | $70/moPremium |
| 25 users | €100/moPremium | FreeFree |
| 50 users | €100/moPremium | FreeFree |
The plan that fits each team size, billed monthly, before add-ons and usage charges. Each cost opens that tool's pricing calculator for the team size.
Who Anfix and Zoho Books suit
Zoho Books fits e-commerce and small business better than Anfix.
| Audience | Anfix | Zoho Books |
|---|---|---|
| E-commerce | 4/10A Shopify connector and a stock add-on exist, but the Shopify app's reviews report connection errors. | 7/10The Elite plan adds warehouses and connections to Amazon, eBay, Etsy and Shopify. |
| Small Business | 7/10Profesional and Empresarial plans add multiple users, fixed assets, full accounting and corporate tax forms for small Spanish companies. | 9/10The plans are priced per organization and limits scale from a free tier, which makes it well suited to small companies. |
| Enterprise | 2/10The product is Spain-focused, has no evidence of multi-entity consolidation and has a small vendor team. | 3/10It has a 15-user cap, transaction limits, and no native multi-entity consolidation. |
| Accountants and Bookkeepers | 7/10Anfix PRO offers a free client portal, an obligations calendar, bulk workflows and AI proposals that the advisor approves, and Anfix claims over 3,000 firms use it. | 7/10Every plan, including the free one, lets you invite an accountant, and an accountant on PeerSpot ranked it among their favorite systems. |
| Freelancers | 8/10Low-cost Básico and Avanzado plans include VeriFactu invoicing and the IVA 303 and IRPF 130 forms that Spanish autónomos file. | 8/10The free plan covers invoicing, expenses and online payments for a single user. |
| Consultancies | Not rated | 7/10It includes timesheet billing, retainers and project profitability tracking. |
Which One Should You Choose?
Why choose Anfix
- Higher Compliance score (8/10 vs 7/10)
Why choose Zoho Books
- Has a free plan (Anfix does not)
- Higher Integration score (7/10 vs 3/10)
- Higher Customization score (8/10 vs 5/10)
- Better fit for e-commerce (7/10 vs 4/10)
- Better fit for small business (9/10 vs 7/10)
Pros & Cons
Anfix
Pros
- Entry pricing is low, starting at 5.99 EUR a month, or 4.99 EUR a month billed annually, per company rather than per user.
- VeriFactu-compliant invoicing and AEAT tax form generation are included even on the cheapest plan.
- Bank connections with rule-based automatic reconciliation are available on every plan.
- CleverScan reads supplier invoices and receipts from photos or an email inbox to reduce manual data entry.
- Accounting firms get a free client portal and app for their clients, plus AI-suggested entries the advisor approves.
Cons
- Full double-entry accounting, financial statements and corporate tax forms are only on the Empresarial plan, at 69.99 EUR a month, or higher.
- There is no payroll calculation, because the Laboral module only imports payslip PDFs produced by other software.
- Integrations are few, and API access is limited to the top Premium plan. The Shopify app's reviews report connection errors.
- Independent reviews are scarce and mixed, with a Capterra rating around 3.6 out of 5 from 11 reviews.
- It is built for Spanish tax rules and Spanish-language use, so it suits few businesses outside Spain.
- Phone support starts at Profesional, and the published support hours are inconsistent.
Zoho Books
Pros
- The free plan includes online payments, bank reconciliation, recurring invoices and 1099 tracking for one user plus an accountant.
- Pricing is per organization, not per user, so small teams avoid per-seat costs.
- It connects natively with Zoho CRM, Zoho Payroll, Zoho Inventory and Zoho Analytics.
- Professional and higher plans include custom workflows, custom roles and approvals, and Premium adds custom modules and functions.
- On the Elite plan, inventory features cover warehouses, serial and batch tracking, and marketplace sync.
Cons
- Budgets, multi-currency and advanced inventory are only available on higher-priced tiers.
- Reviewers on Capterra and in NerdWallet's write-up describe slow or unhelpful customer support.
- It has fewer third-party integrations than its main competitors, according to NerdWallet.
- A PeerSpot reviewer found it awkward to invoice the same customer in different currencies.
- Even the top plan has a hard cap of 15 users, plus annual transaction limits.
Not sold on either?
Frequently Asked Questions
Zoho Books scores higher on our Finance Software criteria: 7/10 against 5.6/10 for Anfix. The largest gap is in Integration: 3/10 for Anfix and 7/10 for Zoho Books.
Zoho Books has a free plan; Anfix does not list one.
Zoho Books is the better fit for e-commerce: we rate it 7/10 for them, against 4/10 for Anfix.
