Payoneer Pricing
Every Payoneer plan with its monthly and annual price, what it costs for common team sizes, and a calculator to estimate your own monthly cost before you buy.
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Plans and prices
| Plan | Monthly billing | Annual billing (per month) | Per user or flat | Users | Free tier |
|---|---|---|---|---|---|
| Payoneer Account | Free | Free | — | No limit listed | Yes |
Prices last updated November 2026.
What each Payoneer plan includes
Payoneer Account
- Free transfers between Payoneer balances
- No setup or monthly fee; charges are per transaction
- Supports 70+ currencies and 190+ countries and territories
- Local receiving accounts in USD, EUR, GBP, AUD, CAD and JPY
- Payment requests with invoice builder and automatic reminders
- Batch and recurring supplier payments with contributor approval role
- QuickBooks, Xero, NetSuite and Zoho Books sync included at no extra charge
- 29.95 USD annual account fee if under 6,000 USD received in 12 consecutive months
What Payoneer costs by team size
| Team size | 1 user | 5 users | 10 users | 25 users | 50 users |
|---|---|---|---|---|---|
| Monthly cost | FreePayoneer Account | FreePayoneer Account | FreePayoneer Account | FreePayoneer Account | FreePayoneer Account |
The plan that fits each team size, billed monthly, before add-ons and usage charges.
Add-ons
| Add-on | Monthly billing | Annual billing (per month) | Charged |
|---|---|---|---|
| Card replacementReplacement of a lost or damaged card; 9.95 EUR or GBP in those currencies. | Not listed | Not listed | Per 12.95 USD per replacement card |
| Payoneer Mastercard (physical card)Business Mastercard with daily or monthly limits. Additional virtual cards are free. | Not listed | $2.4958 | Flat |
| Payoneer Workforce Management Employer of RecordSeparate EOR service from the Skuad acquisition for hiring and paying employees abroad; Payoneer lists a starting price, and actual cost varies by country. | $199 | Not listed | Per user |
Usage pricing
| Metric | Plan | Included per month | Price after that |
|---|---|---|---|
| Card ATM cash withdrawal | Payoneer Account | None | $3.15 per USD per withdrawal plus up to 1.8% |
| Card purchase with currency conversion | Payoneer Account | None | $3.50 per percent of purchase |
| Currency conversion between Payoneer balances | Payoneer Account | None | $0.50 per percent of amount converted |
| Receiving payment by credit card | Payoneer Account | None | $3.99 per percent of payment (plus up to 0.49 USD) |
| Receiving via non-local-currency receiving account | Payoneer Account | None | $1 per percent of payment (min 1 USD) |
| Receiving via US ACH bank debit | Payoneer Account | None | $1 per percent of payment |
| Withdrawal or send with currency conversion | Payoneer Account | None | $4 per percent of amount (upper end of 1.2% to 4% range) |
| Withdrawal to local bank in local currency | Payoneer Account | None | $1.50 per USD per withdrawal |
Payoneer Pricing Calculator
Estimate your team's real monthly and annual cost based on seats, billing cycle, and add-ons.
Cost breakdown
Estimated from the vendor's published prices, last updated November 2026. Actual costs may vary based on negotiated contracts. How we collect prices
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Payoneer pricing FAQs
No. It has no monthly plan and charges per transaction. The one account-level charge is a 29.95 USD annual fee for accounts that receive less than 6,000 USD over 12 consecutive months.
The physical Mastercard has a 29.95 USD annual fee, and additional virtual cards are free. Purchases with currency conversion cost up to 3.5%. Purchases without conversion cost up to 1.8%, and are free when the merchant is in the card's issuing country.
Not within the core account. Payoneer sells a separate Workforce Management product, which came from its 2024 acquisition of Skuad, with Employer of Record services starting at 199 USD per employee per month. Pricing varies by country.
Yes, Payoneer has a free plan: Payoneer Account.
Payoneer's Payoneer Account plan includes Free transfers between Payoneer balances, No setup or monthly fee; charges are per transaction, Supports 70+ currencies and 190+ countries and territories, Local receiving accounts in USD, EUR, GBP, AUD, CAD and JPY, Payment requests with invoice builder and automatic reminders, Batch and recurring supplier payments with contributor approval role and 2 more.
Payoneer is free for 10 users on its Payoneer Account plan.
Yes. Payoneer sells add-ons on top of its plans: Card replacement, Payoneer Mastercard (physical card) and Payoneer Workforce Management Employer of Record. It also charges by usage for Card ATM cash withdrawal, Card purchase with currency conversion, Currency conversion between Payoneer balances and 5 more, past what the plan includes.