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Nickel Pricing

Every Nickel plan with its monthly and annual price, what it costs for common team sizes, and a calculator to estimate your own monthly cost before you buy.

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Plans and prices

PlanMonthly billingAnnual billing (per month)Per user or flatUsersFree tier
CoreFreeFree—Up to 3 usersYes
Plus$45/mo$35/moFlatNo limit listedNo
EnterpriseContact salesContact sales—No limit listedNo
ProContact salesContact sales—No limit listedNo

Prices last updated November 2026.

What each Nickel plan includes

Core

  • 1 payment page
  • 3 active users
  • Vendor onboarding
  • Unlimited bill pay
  • Email and chat support
  • $25,000 per-transaction limit
  • QuickBooks Online and Desktop sync
  • Invoice payments and hosted payment page
  • ACH payouts to your bank in 3 business days

Plus

  • W-9 collection
  • 5 payment pages
  • Unlimited users
  • Priority support
  • Milestone payments
  • $1M per-transaction limit
  • ACH payouts in 2 business days
  • Recurring invoices and Auto Pay
  • Automatic invoice follow-ups and aging reports
  • Batch bill pay via CSV, approval workflows, scheduled payments

Enterprise

  • Custom plan through sales

Pro

  • API and webhooks
  • Everything in Plus
  • Custom integrations
  • Unlimited payment pages
  • SAML/OIDC single sign-on
  • Vendor and identity verification
  • Dedicated account and implementation manager
  • Invoice-based billing and multi-year contracts

What Nickel costs by team size

Team size1 user5 users10 users25 users50 users
Monthly costFreeCore$45/moPlus$45/moPlus$45/moPlus$45/moPlus

The plan that fits each team size, billed monthly, before add-ons and usage charges.

Usage pricing

MetricPlanIncluded per monthPrice after that
Card payment processingAll plansNone$2.90 per percent of transaction
International card surchargeAll plansNone$1 per percent of transaction
Outgoing wireAll plansNone$20 per wire
Printed and mailed checkAll plansNone$2 per check

Nickel Pricing Calculator

Estimate your team's real monthly and annual cost based on seats, billing cycle, and add-ons.

Billing cycle
Monthly usage

$2.90 per percent of transaction

$1 per percent of transaction

$20 per wire

$2 per check

Cost breakdown

Base Plan (Plus)$45/mo
Total monthly cost$45
Per year on annual billing$420
Cost per user$9/mo

Estimated from the vendor's published prices, last updated November 2026. Actual costs may vary based on negotiated contracts. How we collect prices

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Use this estimate to align with your team, then start a trial or subscription.

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Better value alternatives

See what similar tools would cost for the same team size.

Nickel pricing FAQs

ACH is free. Card payments cost 2.9%, plus 1% for international cards. Receiving a wire is free and sending one costs $20. Depositing a check is free, and having Nickel print and mail one costs $2.

Yes. You can upgrade or downgrade at any time in account settings, and the change takes effect on the next billing cycle. Paying annually saves about 20%.

Invoices support upfront, deposit and milestone payments. Nickel suggests handling retainage as a separate milestone.

Yes, Nickel has a free plan: Core, for up to 3 users.

Nickel's Core plan includes 1 payment page, 3 active users, Vendor onboarding, Unlimited bill pay, Email and chat support, $25,000 per-transaction limit and 3 more. It allows up to 3 users.

Nickel lists 4 plans, including a free plan. The cheapest paid plan is Plus, at $45/mo billed monthly.

Nickel's Plus plan, at $45/mo billed monthly, includes W-9 collection, 5 payment pages, Unlimited users, Priority support, Milestone payments, $1M per-transaction limit and 4 more.

Nickel costs about $45/mo for 10 users on its Plus plan, billed monthly, before add-ons and usage charges.

No. Every Nickel paid plan with a listed price is a flat monthly price, whatever the team size.

Up to 22%. The Plus plan costs $35/mo billed annually, against $45/mo billed monthly.

Yes. Nickel charges by usage for Card payment processing, International card surcharge, Outgoing wire and 1 more, past what the plan includes.